Nobody ever said they were stressed out because they had too much money. Take a look at Richard Branson, billionaire business mogul and owner of his a private island that entertains celebrities like Kate Winslet and the Obamas.
The first time he was pictured without a grin was after Hurricane Irma laid waste to his island, but even then he was positive about the success of its rebuild. You can bet his otherwise sunny disposition has to do with the massive amounts of British Sterling he has in his bank account. We’re also willing to wager you’d be smiling too if your net worth was $5 billion USD.
Unfortunately, until you incorporate your own multi-national conglomerate, money will be the root cause of stress in your life. It’s a challenge to keep calm as you face unexpected bills and unplanned expenses without the adequate funds you need.
A lot of people end up turning to their bank or even their friends and family for help. For some individuals, these are great sources that provide unfailing assistance, but for a growing number of Americans, they don’t offer practical solutions to simple cash flow problems.
When you need money yesterday, the bank can’t keep up with direct lenders like MoneyKey that offer next-business day cash advances in most cases. Your friends and family may be facing similar issues and won’t be in the position to help.
When time is of the essence and you need fast, reliable access to cash, choosing to borrow from an online direct lender can be a wise financial decision. Here are just 5 reasons why that is.
Easy to Obtain
Just like their name suggests, online direct lenders do most of their business over the Internet. That means you won’t have to arrange an in-person meeting that forces you to miss work. All you have to do is complete your online loan application and wait for word about your approval.
Once you hear that you’ve been approved, a loan specialist can connect you with cash in as little as one business day. That’s certainly easier than finding the time to deposit a check into your account.
Application Process is Confidential & Convenient
Even when you take into account the effort you’ll spend scouring the web to learn about short term loan solutions from online direct lenders, the application process is incredibly convenient to complete. All you need is your computer, a secure network, and some basic contact and financial information before you can submit your application. You can even use your tablet or phone — at work, in the bathtub, or wherever you feel most comfortable.
There’s no need to stand in a long line and waste your precious time. Your information will also be saved, so you won’t even have to waste the time it takes to make a new account the next time you borrow.
Speedy Money Transfer
Once the information you provide is verified and your request is approved, the small dollar loan is e-transferred to your preferred account in just one business day. If you qualify, this is a huge relief when you’re facing down bills and other important payments you have to make right away.
Quick Repayment Conditions
A number of people consider the short terms of these products to be their primary drawback, but when used correctly, they can be a positive feature. Loans with extended repayment terms can hang over your head, and its debt can cause you to stress out even more about your finances. Short term loans, on the other hand, will have a condensed repayment period that usually coincides with your next paycheck. Within a couple of weeks you can clear the debt of this loan and live stress-free.
Realizing you need to borrow money takes serious consideration, regardless of the source. When you take the time to weigh your options, you’ll find online direct lenders offer an easy, hassle-free option when the unexpected happens. So the next time you need to pay urgent medical bills, buy gas and groceries, or bail yourself out of late fees and overdraft charges, open up a new tab and apply. You may not live a life of luxury like Sir Branson, but at least you’ll find yourself less stressed in the face of financial emergencies.