The Top 10 Hotel Credit Cards of 2016


If you find yourself frequently traveling and staying in hotels each year, whether for work or for pleasure, looking into getting a hotel credit card may be a smart move. These cards typically award extra points for staying at certain properties and can be redeemed for nice perks such as free hotel stays, statement credits, and gift cards. There are a number of cards available on the market, but a select few stand out for their value.

Here are the top ten hotel credit cards of 2016.

Ritz-Carlton Rewards Credit Card

This is one of the more outstanding premium hotel credit cards that’s ideal for luxury travelers and those who prefer staying at Ritz-Carlton properties. You’ll earn five points per dollar at Ritz-Carlton and partner hotels, two points per dollar spent at airlines, restaurants, and on car rentals, and one point per dollar for all other purchases. Cardholders also receive exclusive hotel privileges and upgrades.

APR: variable 16.24% to 23.24%

Annual Fee: $450

BankAmericard Travel Rewards Credit Card

This card is issued by Bank of America and comes with a long list of benefits. Taking advantage of the sign up bonus can net you 20,000 additional points, and there’s no restriction on when you can redeem your points for hotel stays. You’ll earn 1.5 points per dollar spent anywhere, and points don’t expire. If you’re already a Bank of America customer this is one of the best hotel credit cards to get, since you’ll receive a 10% points bonus on all purchases as long as your account stays open.

APR: variable 15.24% to 23.24%

Annual Fee: $0

Chase Sapphire Preferred Card

If you want ultimate flexibility with how you earn and redeem points, the Chase Sapphire Preferred credit card is worth a look. You’ll earn double on dining and travel, including airfare and resorts. Plus, if you redeem your points with select hotels, you’ll get 25% more in travel redemption.

APR: variable 16.24% to 23.24%

Annual Fee: $0 the first year, then $95 per year thereafter

Marriott Rewards Premier Credit Card

Travelers who are keen on Marriott properties will appreciate the perks that come with having this hotel card. It awards five points per dollar spent at Marriott and Ritz-Carlton properties, two points per dollar spent at restaurants, airlines, and on car rentals, and one point per dollar for all other purchases. There are many ways to reach Elite Status with this card, and you’ll receive one free night stay on the anniversary of your account each year.

APR: variable 16.24% to 23.24%

Annual Fee: $85

Capital One Venture Rewards Credit Card

If you want the ability to earn points for airline miles that can then be used for free nights at great hotels, this is one of the best hotel credit cards to consider. You’ll earn 40,000 bonus points just by spending $3,000 on purchases within three months of opening an account. Redemption is easy, there’s no limit to the points you can earn, and cardholders also receive exclusive discounts to select hotels.

APR: variable 13.24% to 23.24%

Annual Fee: $0 for the first year, and $59 per year thereafter

Barclaycard Arrival Plus World Elite MasterCard

This is a great hotel credit card to have if you frequently travel by air, and you can redeem points for miles and hotel stays. The flexibility of its awards redemption program is practically unmatched, and the sign up bonus is excellent. Free access to your FICO score, a travel concierge, and complimentary travel accident and cancellation insurance come along with being a cardholder.

APR: variable 16.24%, 20.24% or 23.24%

Annual Fee: $0 for the first year, then $89 per year thereafter

American Express Hilton HHonors Credit Card

The Hilton HHonors Credit Card from Amex awards seven points for dollar spent at Hilton properties and resorts, and five points at U.S. grocery stores, gas stations, and restaurants. On all other purchases you’ll earn 3 points, which makes this card’s reward system a good value. Spending just $750 with the card during the first three months of having it will grant you an additional 50,000 points, and you’ll receive complimentary Silver Status when you open an account. Spending $20,000 in a calendar year will bump you up to Gold Status.

APR: variable 15.49% to 19.49%

Annual Fee: $0

Starwood Preferred Guest Credit Card from American Express

This is one of the more flexible hotel credit cards available, as there are over 1,300 properties in more than 100 countries worldwide where you can redeem your points. There are no blackout dates when it comes to redeeming points, and you can easily reach Elite Status. In addition, cardholders get free premium en-suite internet access at select Starwood Preferred Guest hotels.

APR: variable 15.49% to 19.49%

Annual Fee: $0 for the first year, then $95 per year thereafter

Hyatt Visa Credit Card

The Hyatt Visa card is a good option to look into if you prefer staying at Hyatt properties. You’ll earn three points for every dollar spent at the brand’s hotels, two points per dollar on airline tickets, car rentals, and restaurants, and one point per dollar for all other purchases. It’s fairly easy to reach Platinum Status, and you’ll get one free night each year on the anniversary of your account. If you take advantage of the sign up bonus, you’ll earn up to two free nights.

APR: variable 16.24%

Annual Fee: $75

Club Carlson Premier Rewards Visa Signature Card

This card awards a whopping 10 points per dollar spent at select Carlson Rezidor properties, and 5 points for each dollar spent on all other eligible purchases. The sign up bonus is nice and will net you 85,000 extra points if you spend $2,500 or more within 90 days of opening your account. In addition, cardholders receive 40,000 bonus points for renewing the card each year and a free night if $10,000 is spent in any one calendar year. Travel and luggage insurance, an automatic upgrade to Gold Elite Status, and the availability of over 1,000 hotels where you can redeem your rewards are nice perks.

APR: variable 14.24% to 23.24%

Annual Fee: $75

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