10 Benefits of Having a Pier One Credit Card

The furniture shopping experience can sometimes get overwhelming, but one step into a Pier One Imports store and you’ll feel immediately rejuvenated. The vibrancy of colors from such an eclectic collection will always make you feel right. Shopping at Pier One is like shopping at a world bazaar. There are so many wonderfully curated items to choose from and furnish your home with. No other furniture place can give you the style and selection that Pier One has. This is why having a Pier One credit card is almost a must. If you’ve been looking to have a furniture store credit card, here are 10 benefits of having a Pier One card.

1. Earn rewards

The Pier One rewards credit card program will give you 1 point for every dollar that you spend. It’s easy to accumulate points at Pier One, especially if you buy big-ticket items. You’ll only need to accumulate 200 points in order to get a voucher for $10. That voucher can then go towards your next purchase and towards more points.

2. 20% voucher

Upon application for the card, you immediately get a 20% voucher that you can use towards any purchases. Use it right away or use it later. It doesn’t matter. We suggest you save it to be combined with another offer later on for more savings.

3. Special birthday gift

Birthdays are special occasions, and Pier One helps you celebrate by giving you a special gift. Special gifts can come in the form of extra discounts, savings, or more. You can either get this through your email or directly through the post. Then you can start your birthday right by shopping at Pier One for a new furniture item or home accessory.

4. Tuesday discount

Tuesday may be just another day of the week for many, but for Pier One credit card users, every first Tuesday of the month means an extra 10% discount on any purchases made. This is the perfect day to shop for seasonal décor or furniture that you’ve wanted to buy. Shopping on a Tuesday has never been more fun.

5. Special bonus rewards

Occasionally, Pier One likes to celebrate its credit card holders by giving them access to even more special bonus rewards. These could be redeemed after a certain amount of points collected and can be exchanged for either seasonal items or extra savings on select collections.

6. No annual fee

You’re going to want to reserve every bit of your credit available towards something from the store—trust us. Pier One’s collections are so unique that once you find an item, it’s difficult to let it go; you’re likely not to find them anywhere else. With no annual fees to worry about, you can just focus on shopping and decorating your home.

7. Online account management

Pier One makes it easy to manage your account through an online access. You can view your balance, make payments, check your purchases, and even review your orders online. This makes it easy to avoid late payments, which will cost you $35 if you miss them. Having access online will help you plan your finances better and more effectively.

8. Credit limit increase

After a short amount of time of maintaining good credit card behavior, you can request for a credit limit increase on your card. Good credit card behavior entails paying your bills on time each month or even paying off your balance in full when you can. This shows that you can manage your balance properly and handle larger amounts of credit.

9. No interest rate

Pier One gives you a grace period of 25 days for interest charges. As long as you pay your balance in full within those 25 days, you’re not going to accumulate any interest fees. This is incredibly beneficial because you shouldn’t have to pay for anything extra if you don’t have to.

10. Zero interest

You also get access to a zero-interest period of 6 months if you spend at least $500 or more in one purchase. This is another incredible benefit to have. If you can pay off your entire balance in full within 6 months, you wouldn’t have to pay any interest on your purchase. Just make sure you pay it all off by then because you’ll be charged interest if you don’t.


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