In the financial sector, one innovation that streamlined the concept of lending is the credit card. Using this card, you can pay for merchant services, with a promise to pay the card issuer the used amount plus additional charges. At the moment, the use of credit cards is widespread, with several companies offering the service. To stand out from the rest, some credit companies come up with offers and bonuses in a bid to enhance the customer experience. The result pays off as they get several clients impressed by the goodies. Talking of the gifts, below are ten credit cards you can bank on for solid bonuses.
1. Chase Ink Business Preferred Credit Card
Chase is a notable name in the American financing scene. It has spread its wings to sectors such as general loans, car loans, and mortgages and also has its credit card, the Ink Business Preferred credit card. The credit card comes with a fantastic bonus that you can take advantage of if you are an entrepreneur or a savvy saver. The flexible bonus is more like a welcome bonus where you earn 80000 points on spending above $5000 on the first three months after acquisition of the card. On redemption, the points are worth $1000, which is a decent sum.
2. Discover It
Discover It credit cards are fantastic cards for the moderate spender, with a promise of an excellent bonus in the form of a cashback. As evident from the credit card review site, creditcards.com, the money-back is 5% at different utility stores such as the grocery shop or gas station. Then there is a1% cashback for other purchases, which is automatic. You also incur zero annual fees. The money-back is redeemable at any time with no expiry.
3. Capital One Quicksilver Card
When talking of a versatile card when it comes to credit card bonuses, then the Capital One Quicksilver card is the card to talk about. There are tons of gifts on your path when you get this card. The first is the 1.5% cash bonus on every purchase made every day. A look at capital One’s official website, you get introduced to other gifts such as the $150 cash bonus on purchases above $500 within the first three months of opening your account. As a boost, there is no annual fee, and there is no limit on cash redemption.
4. Advantage Aviator Red World Elite Mastercard
If you are the type that is always traveling, then you can bank on the Aadvantage Aviator Red World Elite Mastercard. It offers handsome bonuses for your travel needs, where the transfer bonus is in miles. For every dollar spent, you earn two miles on every American Airlines purchases. For other purchases, a dollar earns you a mile. There is no foreign transaction fee, which makes this credit card a suitable one to pay for your flights.
5. Wells Fargo Cash Wise Visa Card
Online purchases are the norm in this age, where the internet has facilitated e-commerce. The Wells Fargo Cash Wise Visa Card enables you to make cash purchases with a handsome transfer bonus of 1.8% in cash rewards during the first year of account opening. It is compatible with digital cash purchases, such as Apple Pay or Google Pay. For other purchases, you earn 1.5% cash reward. There is the $150 intro bonus and zero annual fees.
6. Chase Freedom Credit Card
Chase credit cards make another entry to the list with the Freedom credit card. One thing that stands out with chase credit cards is that they do not have an annual fee like many other cards making it an economical choice. Looking at the transfer bonuses, the Freedom credit has a $200 money-back bonus on all purchases above $500 in the first three months of getting the card.There is also a 5% cashback on $1500 worth of combined purchases and an unlimited 1% cashback on other purchases.
7. TD Cash Credit Card
TD credit card from TD bank is another entry promising easy to earn rewards that are amazing to overlook. There is $200 back-bonus for spending exceeding $500 within 90 days of opening an account and getting your card. The $500 spending translates to a bonus point worth 20000, which converts at a rate of one point to $0.01. For rewards, you need to get 2500 points to get a cash reward of $25. There are no foreign or annual fees for this credit card.
8. Hawaiian Airlines World Elite MasterCard
Listed under Forbes’ official website as one of the best cards for traveling the Hawaiian Airlines World Elite MasterCard gives you 60000 bonus miles for an expenditure of $2000 in the first three months plus a waiver on the annual fee. If you frequently travel between Hawaii and the mainland, this is the card for you offering an excellent bonus. Other benefits include no foreign fees, a free checked bag, and a $100 reimbursement.
9. Citi Rewards+ Card
The Citi Rewards+ card guarantees you double points for every spending, reaching the $6000 mark per year. After that, it is one point per dollar bonus. You can use the points for redemption of gift cards, concert tickets, and travel rewards, among many more. There is no annual fee on the credit card.
10. American Express Platinum Card
Closing the list of the best credit card with excellent transfer bonuses is the American Express Platinum Card. It starts off the deal with 60000 Amex points for a transfer expenditure of $5000 in the first three months. Other benefits of the card include up to $200 in Uber and airline fee credits each year and up to $100 worth of credits from Saks Fifth Avenue yearly.
Above are some of the credit cards that offer handsome transfer bonuses when you make purchases. They come from notable companies in the financial industry, with some going the extra mile by eliminating annual fees. If you want to take advantage of the bonuses, sign up with one of them, and you are sure of standout deals if you have a credit worth credit score.