When you are looking for a credit card, you might as well go for one that has a good-sized limit. It is not that you are going to end up charging a lot each and every month. That would probably be a dangerous move unless you are doing it for business. However, you would like to have access to at least $10,000 in the event of an emergency. That should be enough to get you through most anything that life might throw at you at a moment’s notice. It would be wise to research your options before applying, so we bring you the following list of the best-guaranteed approval credit cards available today that comes with a possible $10,000.
Chase Sapphire Reserve
This card provides some great features if you are a frequent traveler. The first item of note is that this comes with a minimum $10,000 credit limit. You will also receive three times the ultimate rewards for every dollar that you spend on travel and dining venues. They regularly have introductory bonus offers as well, so you want to take a look. You can also transfer points to this card from a number of different airline and hotel loyalty programs, in addition to receiving a $300 travel credit every year.
The Platinum Card from American Express
This is another good option for you if you are a frequent traveler, and you are an American Express member. With this card, you will receive five-time membership rewards for every dollar that you spend on flights or hotels that are booked through Amex travel. There are other perks as well to having this card, so take a look. Your credit limit will adjust depending on your purchasing power.
United MileagePlus Club Card
This particular United card is valuable if you travel by plane a great deal. You receive seven times mileage credit for any purchase made at United. This is in addition to the miles that you earn on all other purchases made with the card as well. While there is a $450 annual fee associated with this card, there are a number of perks that come with having it. In addition to the minimum $15,000 credit limit that will be extended to you, you will receive a United Club membership, Premier Access airports services, free upgrades, and much more.
Delta Reserve Credit Card from American Express
This is another option for frequent airline travelers. This one is for flyers who prefer Delta and American Express. The combination of the two means that quite a few perks are on the table. You pay for those perks, with the annual fee for this card hitting the $450 mark as well. For that, you get quite a few miles on Delta, and a Sky Club membership is included. An annual companion certificate first checked bag for free, and priority boarding is also included.
Citi Advantage Executive World Elite MasterCard
This particular card is affiliated with American Airlines, meaning that you will receive some miles for that airline with every purchase. In fact, any purchase made on American Airlines will get you seven times the miles. There is also a $450 annual fee attached to this card. For that, you will get an Admirals Club Membership, which is quite beneficial if you are moving through airports on a regular basis. You will also get your first checked bag for free, some reduced mileage awards, and a credit for the application fee for the Global Entry/TSA PreCheck security program.
Hilton Honors Aspire Card
If you stay in a lot of hotels, you might as well try to stay loyal to a particular brand in order to get the perks of being a loyalty member. This card will get you 34 times the posts spent at any Hilton Property. That will really rack up the points in. Your account quite quickly. While there is an annual fee of $450, that comes with diamond status already attached to it. You will also get an annual resort credit of $250, in addition to a credit of $250 for any annual airline fee that you pay.
Marriott Bonvoy Brilliant American Express Card
For those who prefer to stay at the Marriott, this card by American Express is also a great option You will get 18.5 times the points when you use the card at a Marriott property. For the $450 annual fee, you will get an annual hotel credit in the amount of $300. That almost pays for the fee right there. You also receive Gold Elite status automatically, along with a credit towards the application fee at Global Entry/TSA PreCheck.
Citi Double Cash Card
With a high limit card, you can get quite a bit cashback if you play your cards right. This is a card that allows you to do just that. CitiBank will give you 2 percent cash back for any purchase that you make around the world. On top of that, there is no annual fee. You really cannot go wrong with that type of deal.
American Express Everyday Credit Card
This is an American Express card that makes it easy to transfer balances. You will be able to transfer your balances to this card at a very low interest rate, and you will not pay any transfer fee. That is something that most other cards simply do not offer.
Wells Fargo Secured Visa Card
If you really want to be guaranteed a high limit but your credit score will not quite get you there, then this is the card for you. You will just secure your credit limit with a bank deposit and then you will be good to go. The annual fee for this card is only $25. This list should provide you with more than options to get started with the application process. Take a look and determine which of the cards provide you with the features that would be most beneficial. Go ahead and get the card and then begin charging wisely.
Written by Bill Vix
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