The Top 10 HSBC Credit Cards Worldwide
When it comes to finding the best credit card, there are a few things that you should consider. For example, if you do much flying, a card that offers air miles may be a good option. If you enjoy dining out, a card that offers bonus points for restaurant purchases may be more suitable. Credit card companies have taken the approach of catering to the specific habits of people in order to tailor plans that will give them the greatest benefit. The best card is the one that will provide the best possible rewards with the most reasonable APR.
Here are the top ten HSBC credit cards for your consideration. HSBC has sold many of its card options in the US with the exception of the first four on this list. The last six card options are available in Australia and the UK.
HSBC Premiere World Master Card
APR: 13.24% to 17.24% variable rate.
Benefits:
This card is accepted world-wide. There are no foreign transaction fees. No annual fee for qualified customers. Travel and mileage rewards; Flexible rewards program with fine dining, travel opportunities and cash back incentives and airline tickets with no seat restrictions or blackout dates. Assistance with dinner reservations and travel arrangements through concierge service. Forty thousand bonus points are earned when card holder reaches $2,500 in spending in the first ninety days of opening the account. Receive offers from airlines, hotels, resorts and travel agencies. Includes travel accident insurance; identity theft resolution services and 24 hour toll free assistance if card is lost or stolen. This includes the issuance of a temporary replacement card and emergency cash advances.
Who this card is for:
This card is ideal for frequent travelers and card holders who enjoy fine dining and want to earn rewards points for these activities.
HSBC Advance Master Card
APR: Variable APR of 13.24 to 17.24% after introductory period.
Benefits:
Hundreds of entertainment and dining reward options are available. Unlimited rewards earnings are possible with no expiration date for points earned. Rewards may be redeemed for flights on most major airlines, gift cards, merchandise or a cash back option. There are no foreign transaction fees. Additional benefits include travel accident insurance; identity theft resolution services and 24 hour toll free assistance if cards are stolen or lost. Emergency temporary cards may be replaced and emergency cash advances are also available.
Who this card is for:
This card is ideal for people who enjoy travel, fine dining, entertainment and shopping.
HSBC Platinum MasterCard with Rewards credit card
APR: variable APR of 13.24% or 23.24%.
Benefits:
Flexible rewards program that allows you to earn 15,000 bonus points for spending $500 on net card purchases within the first ninety days of opening the account. Get an additional point for every dollar charged on purchases. Extra coverage for traveling and enjoy travel assistance services. Purchases are protected from damage or theft with use of this card. No foreign transaction fee and 0% APR for the first year.
Who this card is for:
People who travel, frequently shop, use travel services and and want to earn travel points.
HSBC Platinum MasterCard credit card
APR: Variable APR of 13.24, 17,24 or 23.24%.
Benefits:
Eighteen months zero APR introductory period. Rewards program points are unlimited and the points will not expire. Points may be redeemed for merchandise, gift cards, flights on most major airlines or cash back. Includes travel accident insurance, identity theft resolution services and 24 hour toll free emergency assistance if cards are stolen or lost. Temporary card replacement and emergency cash advance services are also included.
Who this card is for:
This card is suitable for anyone who wants to earn unlimited rewards points for air travel or shopping.
HSBC Corporate Card
APR: 19.99% after the initial zero percent period of 8 months. Annual fee of $155
Benefits:
Liability protection and travel insurance when card holders are travellng on business. are complementary with this card. Online access to detailed reporting for expense management. May be set for individual spending limits and includes fraudulent usage protection. Interfaces with IntelliLink system for improved efficiency. Emergency card replacement with 24 hour toll free customer service support.
Who this card is for:
Corporations and businesses.
HSBC Platinum Qantas Visa Credit Card
APR: 19.99% with $199 Annual fee.
Benefits:
Rewards program including Qantas frequent flyer points up to 60,000 points. Earn one point for every $1 spent on eligible purchases. Traveler insurance for personal belongings and for accident. Discounts on international hotels.
Who this card is for:
Anyone who wants to earn points towards air fare or hotel stays.
HSBC Platinum Visa Credit Card
APR: 21.99%
Benefits:
Zero percent p.a for the first fifteen months. Complimentary insurances to protect against lost or stolen cards and fraudulent charges. Earn rewards point for every dollar spent on eligible purchases. Earn 30,000 points and they may be exchanged for $100 cash for paying back the credit card balance. Points may also be converted for frequent flyer points.
Who this card is for:
This card is an excellent option for people who travel and want to earn points towards air travel.
HSBC Credit Card
APR: 17.99%
Benefits:
No annual fees. Home and away privilege program grants special shopping conditions for interest free purchases overseas and domestically. Additional cards for family available at no extra cost.
Who this card is for:
This card bears no rewards benefits but it is useful as a card for the entire family.
HSBC Student Credit Card (UK)
APR: 18.9%purchase rate
Benefits:
There is no annual fee associated with this card and 24 hour customer assistance is available worldwide if the card is stolen or lost. It provides up to £500 credit . Bank account is required for this card.
Who this card is for:
Students who are enrolled in University studies.
HSBC Premier World Elite MasterCard (UK)
APR: 59.3% variable with 18.9% purchase rate
Cardholders may earn up to 40,000 rewards points for spending £2,000 in the first three months of Card membership. When you spend £12,000 or more with the card within the first twelve months, an additional forty thousand reward points are awarded. This card comes with international benefits and is for current HSBC bank account customers in the UK.
