Why You Should Consider a Hyatt Credit Card


The Hyatt credit card may not be a favorite among referrals and affiliates, but it is nevertheless one of the highest ranking hotel credit cards worldwide. So, how does a credit card that does not offer returns for affiliate channels attract so many members? The answer is simple; convenience and affordability. Here is a comprehensive overview of everything there is to know about the Hyatt credit card, and reasons why you should consider getting one.

A Global Travel Companion

Backed by Chase Bank, one of the most reputable banks in the world, the Hyatt credit card is viable for use in most of the popular destinations in the world at any Hyatt-related properties. This makes it especially ideal for the frequent traveler who may find him/herself in any part of the world at any time. However, there are many more reasons why a Hyatt credit card is a must-have. These include:

A substantial sign-up bonus

Hyatt credit card offers a substantial bonus to members for just signing up. Every sign-up is rewarded with an offer of two free nights in any Hyatt hotel around the world. However, some Hyatt members may get 50,000 points in bonus instead, but they are almost equivalent to the cost of spending two nights in a Hyatt hotel. The bonus is much more than most other hotel credit cards would be willing to offer as it is worth almost $2000 in action monetary value. The best thing, however, is the fact that the bonus stays are not limited to weekends only, an inconvenience that is common with most credit card companies.

An anniversary bonus

To commemorate its anniversary, Hyatt credit card appreciates its members by offering them an annual anniversary bonus of a one-night-stay in any category one to category four hotel. This means that you get to spend one night in any of the best Hyatt hotels for free. What’s more, you get to choose when you make use of the bonus as it is valid for a whole year. If you have no intentions of redeeming the bonus, then you can cash in an equivalent of 15,000 points, which are worth about $150; this is a decent amount for an annual freebie.

A reasonable spending requirement

Bonuses do not come for free, but you do not have to bend over backwards to earn one from Hyatt credit card. The minimum requirement to qualify for a bonus from Hyatt is set reasonably and affordably at $1000 in three months. Once the minimum expenditure is reached, Hyatt automatically offers two free nights in any of its properties around the world. Unless you do not plan to travel much, this limit is not a problem since it equates to an expenditure of only $333 per month, which is much more than you may use for a week’s stay.

An affordable APR and annual fee

Hyatt credit card does not lure in its members with hefty bonuses only to laden them with high annual fees. To start with, the annual fee is waived for the first year of use. Additionally, the rate is set at only $75 per year, which is slightly lower than what most other hotel credit cards charge. The credit card’s APR, on the other hand, stands at 16.24%. However, this figure is variable and may appreciate or depreciate in the future. For now, however, it is a fair and affordable interest rate. Besides, with all the bonuses and points that can be redeemed for cash, it is right to rule that Hyatt has zero annual fees. For instance, the anniversary bonus is worth twice the annual fee.

Automatic upgrade to elite status

This credit card comes with a Hyatt Gold Passport Loyalty Program that automatically upgrades members to elite status when they reach the requirements. Attaining this status is also easy for ardent travelers as the minimum requirements are either 15 nights or five stays in any Hyatt property worldwide. An upgrade to elite status comes with benefits such as 15% extra profits and flexibility when making reservations and checking out.

Additional bonuses and benefits of using the Hyatt credit card include:

  • 1 point for every $1 spent
  • 2 points for every $2 spent on restaurants and airline tickets
  • 3 points for every $1 spend on any Hyatt related purchases
  • Zero foreign transaction fees

The Best Way to Use Hyatt Credit Card

The Hyatt credit card may be meant for use in traveling and accommodations, but its utility is not limited to that. Nevertheless, this is the best way to use the card as it guarantees you a comfortable stay in any Hyatt property anywhere in the world. Another way to use the Hyatt credit card is by redeeming the bonuses offered in the form of stays or points. As mentioned earlier, some members receive their bonuses as points totaling to up to 60,000 units.

Like any other asset, these points can be liquefied and may be worth as much as $2000. Annual anniversary bonus points, on the other hand, total about $15,000 and may be worth about $150. Redeeming credit card points is easy and safe, and so far no red flags have been raised about the practice. There are numerous affiliate channels that buy points for cash or exchange them for shopping gifts and vouchers, and you are guaranteed to find one when snooping online.

Hyatt Credit Card Shortcomings

Although it stands out as one of the best hotel credit cards in the market, Hyatt credit card nevertheless comes with several shortcomings. To start with, it currently has a limited footprint as Hyatt so far has property only in a little over 50 countries worldwide. Second, it is not viable for any use other than meeting accommodation expenses and redeeming points for cash and other rewards.

Reliability and assurance is a necessity in traveling, and no other hotel credit card makes a stronger assurance that Hyatt credit card. Viable in over 50 countries and more than 600 Hyatt hotels and properties, this card will have you covered in almost every popular destination in the world. What’s more, it is conveniently affordable and offers a host of bonuses that make it worth the cost.

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