When you’re thinking about buying a new car, it’s important to understand how much it’s going to cost a year for auto insurance. There is no flat rate and some cars cost a lot more to insure than others. Most of us complain about the cost of insuring our automobiles. Insurance rates may be high, but it’s an expense that nobody can afford to bypass. It’s against the law to drive without insurance on your vehicle, and all it takes is one serious accident to wipe out everything an uninsured person has worked their lives for. It’s not worth the risk. Perhaps you’ll feel better about your current rates when you browse through our collection of the five most expensive cars to insure in the world.
5. Mercedes S560 ($3,502)
The Mercedes S560 is a high end luxury sedan that sold for an average retail cost of $100,000. The car comes packed with premium materials, all wheel drive technology, a plush interior and German engineering in the engine and internal components. The Mercedes S560 is not only a comfortable and posh luxury car, but the engineering is impressive and top notch. The 4.0 liter V8 engine gives it a powerful acceleration speed that tops out at 155 mph and it can zoom from zero to sixty in a mere 4.6 seconds. The average premium for this vehicle is just at $3,500, but can you imagine what it would cost for repairs or replacement of this beauty? Feeling better about your insurance rates yet? If not, keep reading because it gets better.
4. Maserati Quattroporte GTS ($3,547)
Maserati’s Quattroporte GTS is among the finest Italian supercars and just the brand name of the car alone is enough to jack up your insurance rates, let along, telling your agent the model and version. It’s widely assumed that anyone who owns this car is going to take it out every now and then to allow it to stretch its legs. Is it a luxury car or a sport? Try both. It comes with a price tag of around $150,000, and it’s one of the more affordable Maserati’s but it will still costs a bundle to insure. We’re pretty sure that the insurance adjusters who determine the rates have taken a glance at the specs for this car. Its top speed is 190 mph compliments of a 3.8 liter V8 engine.
3. Mercedes-Benz S63-AMG ($3,624)
If you thought the Maserti Quattroporte GTS was expensive to insure, the Mercedes S64 AMG has got it beat. It could have something to do with the fact that it can sprint from zero to sixty in 3.4 seconds. Blame it on the 603 horse power 4 liter V8 engine that’s sunder the hood. The retail value of the car is $147,000. It’s also an amazingly luxurious car that has a classic eye appeal. Repairs on this car are not cheap, and the speed factor might be a little more than the average owner can resist, so if you’re going to drive this model, then expect to pay the high insurance premium of around $3,624, give or take.
2. Dodge Viper GTS ($3,779)
The first American vehicle on our list of the most expensive in the world to insure is the Dodge Viper GTS. It costs a whopping premium of $3,779 on average to insure. This classic sports car is a revitalization of the old muscle cars so highly desired by people of all ages for its eye appeal and ability to scorch the highway with its speed. The new dodge is a manual roadster with two seats that packs a whallop pwith a massive 8.4 liter V10 engine that corrals 645 horse power and when let loose it reaches a top speed of 2018 mph. The car is a legend and the price tag ranges between $130,000 and $160,000.
1. Mercedes-Benz S65 AMG ($3,835)
The most expensive car to insure in the whole world is the Mercedes-Benz S65-AMG. It tops other member of the Mercedes S family and if you’re thinking about buying one for yourself, you’ll pay a minimum of $240,000. That’s not the end of the expense though. Tack on another $3835 a year for the insurance that you’ll need for the privilege of driving it. It’s expensive, luxurious and it’s fast. This car accelerates from zero to sixty in four seconds flat. The gorgeous exterior houses a 6.0 liter V 12 engine. This high end German made luxury car comes with the whole package.