The cost of living has kept going up but it’s far worse in some cities than in others. There are actually some places in the US that aren’t too bad, but others make it necessary to skimp and go without the extras just to get by, pay rent, other bills and still afford nutritious meals. If you feel like you’re living in a place where everything seems a long way from being affordable, check to see if your city is one this list. We’ve compiled a list of the top 20 most expensive cities in America to live in for 2019 in accordance with the Home snacks index of most expensive cities in the US and Canada for 2019.
20. Oakland, California
Oakland is the twentieth most expensive US city to live in, according to Homesnacks. The unemployment rate is 8 percent of the population of over 417,000 with a poverty rate of 18.7 percent. The median income is just $63,251 per year with the cost of a home at $564,500 if you plan to be a home owner. If you’re a renter, on average you’ll pay $1,255 per month. This doesn’t leave much left over if there is only one person in the household working. It rates a 4 out of 10 on the affordability ranking with a 7 for available jobs, 9 for housing and a 10 for diversity. The schools are highly rated but it gets a 2 on the safety scale with a high crime rate.
19. Anchorage, Alaska
Anchorage Alaska is an expensive place to live with a cost of living that is more than nine percent higher than the national average. On average, it costs a family of four $9,587 per month to live comfortably. Housing is approximately $1,337 per month with food costing around $644 per month. The poverty rate in Anchorage is 7.2 percent and just 32.2 percent of adults in the population have a minimum of a bachelor’s degree.
18. Escondido, California
Escondido has a population of 150,783 with a fairly low unemployment rat of 3.1 percent. The poverty rate is 16.3 percent and the median annual income is $49,409. If you plan to own a home, the median cost of a house in Escondido is $535,900. If you plan to rent on average it will cost $1,318 per month. The outlook for getting a job is good with an 8 out of 10 ranking for job availability and a 9 for ample housing. Escondido gets a 9.5 for amenities because there is plenty of entertainment available and a 9.5 for diversity. On the down side of things, safety in the area is only rated at a 6, meaning the crime rate is significant adn it gets a 3 for affordability, according to the statistics maintained at Best Places.
17. Miami, Florida
The population of Miami is 443,007 with a poverty rate of 25.8 percent of the population and unemployment at 8.1 percent. If you’re a home owner the median rice of a home is $271,200 and if you choose to rent, the average monthly amount if $1056. It gets a low score of 5 out of 10 for jobs, but housing is plentiful with an 8.5 score. Diversity ranks the same and it gets a perfect 10 for amenities. The problem areas include education with schools at a 6 out of 10 and safety and the crime rate is at a 4. The affordability score for living in Miami is a miserable 2 out of 10.
16. Cambridge, Massachusetts
Cambridge is the sixteenth most expensive city to live in in the United States. The population of the city is 110,893 and they have a low unemployment rate of 2.2 percent with a fairly high poverty rate of 13.5 percent. It’s very expensive to own a home with the average home value of $804,800. The median rent per month is also high at $1,880 per month with the median income at $75,909. The prospects for job growth in the area are good and there are plenty of amenities and good diversity within the population, as well as great schools. Commuting is an issue with long commute times and heavy traffic during peak hours. The cost of living index for the United States as a whole is based on a score of 100 as average and Cambridge ranks 202.7, which means that the cost of living is more than twice as high as the national average overall according to Best Places.
15. Garden Grove, California
Garden Grove joins many other cities in California as the most expensive places to live in the nation. The population of the city is 174,812 with a reasonably low unemployment rate of 6.2 percent and a job availability score of 8 out of 10. The poverty level is high at 15.8 percent. It’s expensive to own a home in the city with the median home price at $476,300 and it you are a renter, it’s also very expensive with average monthly rent at $1,421. The average annual salary in the area is $62,675. Because housing is so expensive there are a lot of places available and this aspect of Garden Grove gets a 9.5 out of 10 followed by perfect 10s for amenities and diversity. The real drawbacks to living in the area are the poor safety ratings of 6 along with a low score of 5 for education and even worse yet a 3 for affordability according to current data.
14. Irvine, California
The population of the city is 246,992 with a cost of living that is 138 percent higher than the US average. The income per capita is $45,140 with a median household income of $93,823 per year and an unemployment rate of 4 percent. The median home price is $718,800 and rent is $1,997 making it difficult for renters to pay rent on a single income. The schools in the area are highly rate with higher than average test scores when compared with the national average. The crime rate is lower than the national average which makes Irvine a desirable area to live, which increases the value of real estate and rental properties according to data retrieved from Area Vibes.
13. Anaheim, California
Anaheim has an unemployment rate of 6.7 percent in the population of 349,007, with a high poverty rate of 16 percent. The prospect for job availability is good at 8 out of 10 with housing coming in at 9.5. The median home price is $491,400 with monthly rent averaging $1,469 and average annual salaries at $65,313. Anaheim gets high scores of 10 for amenities and 9.5 for diversity but the education system is at a low 6 with safety even worse at a 5, suggesting that there is a high crime rate and affordability is at a low 3 according to the available data.
12. Berkeley, California
The population of Berkeley, California is 120,179 reflecting a growth of 9.8 percent since 2010. There is a low 2.8 unemployment rate with a median annual income of $65,283 and a median age of residents of 31 years. The average home price is $1,298,900 making it very expensive to own a home in the area. The cost of living, when compared with the national average index of 100 is 287.5, making it almost three times more expensive to live in Berkeley, according to data retrieved from the statistical data based on livability scores.
11. Oceanside, California
Oceanside has a poverty rate of 12.9 percent in its population of 174,811. The cost of living in Oceanside, California is higher than the national average. According to Payscale data, living in this city if 37 percent more than the national average. Healthcare in 7 percent more, the cost of groceries is up by 12 percent, housing is a whopping 101 percent higher and the cost of utilities is 14 percent higher.
10. Boulder, Colorado
Boulder’s population is at 106,271 with a low unemployment rate of 5.6 percent and an 8 score for jobs. The median income is $64,183, but the median price of homes is very high at $600,400 with monthly rent averaging $1,412. The poverty level is extremely high at 21.6 percent. The city gets high scores for education and amenities at 9.5 for each, an 8 for diversity and a 9.5 for housing availability. There was no rating assigned for safety and affordability is at a 3.
9. Boston, Massachusetts
According to Area Vibes, Boston, Massachusetts with a population of 658, 279, the population density is well above the national average. It’s filled with plenty of amenities, but the crime rate is high and so is the cost of living. The median cost for a home is $423,200 with a median monthly rent price of $1,369. The median annual salary is $58,516 with an unemployment rate of 5 percent.
8. Santa Ana, California
Santa Ana has a population of 334,493 with a high poverty rate of 19.5 percent. The job outlook is good with a score of 8 out of 10 and an unemployment rate of 6.5 percent. There is plenty of housing available but the cost of rent is high at $1,416 per month with the low average salary per year of just $57,151. If you want to own a home, expect to pay on average about $421,600. Sana Ana ranks 10 for amenities, 8 for diversity and then declines with safety at a 5, education and the public schools system at a 4 and affordability at 3.
7. El Cajon, California
The population of El Cajon is 103,314 which shows a growth rate of 5.5 percent since 2010. The median income is $45,957 per year with the average home price of $515,900 making it very difficult for the average worker in the area to afford the expense. Although the outlook for jobs in the area is sunny and it’s showing signs of positive growth, the pay is low in comparison to the overall cost of living in El Cajon.
6. Inglewood, California
Inglewood has a population of 110,006. The unemployment percentage is very high at 11.5 with poverty at 20.1 percent of the population. The job outlook is poor at 5 out of 10 but housing is available at a 9 out of 10. The problem is being able to afford the average cost of rent which is $1,186 per month on an annual average income of just $46,389. The median home price is $389,600. El Cajon rnks high in diversity and amenities, but the education and safety are low at just 5 out of 10 and it has an affordability score of just 3.
5. New York, New York
Living in the largest city in America can be expensive, depending upon which part of he city that you live in. The monthly rent for a 900 square foot furnished apartment runs between $2,897 to $3,570 per month with average utilities around $173 per month. If you go with a studio apartment for one person the cot can be as low as $1,913 with utilities down around $127 per month. Housing affordability is one of the biggest factors that makes it difficult to make ends meet in New York City, unless you are adequately employed with a high paying job, and the Manhattan area is one of the more expensive areas of the city to live.
4. El Monte, California
El Monte, California has a population of 115,665. The median home value is $374,900 with the average cost of rent at $1,118 per month. The unemployment rate is 5 percent with the median household income a low $40,654 per year. El Monte has a diverse population, but according to an analysis of the statistics on Area Vibes, the city has an affordability score of F because it is very expensive to live in El Monte based on the cost of living and low wages.
3. Los Angeles, California
The third most expensive US city to live in is LA. It has a population of 3,949,776 with a high poverty rate of 20.4 percent. Unemployment is at 8.1 percent and job prospects are poor with a 6 out of 10 rating. It scores a perfect 10 for diversity and amenitis, however, education gets a low 6 and safety and crime are at a 4 out of 10. The median annual income is $54,501 which is low for the average cost of monthly rent at $1,302 and home prices averaging $549,800.
2. Costa Mesa, California
Costa Mesa, California has a population of 112,930 which shows a growth rat of 3.3 percent over the past nine years. The unemployment rate is low at just 2.6 percent. The average home price in the area is $819,800 with the median income per year of $66,491. According to the most recent data gathered, Costa Mesa has a cost of living that is 101.90 percent higher than the national average.
1. Glendale, California
Glendale is the most expensive American city to live in. It has a population of 199,750. The poverty level is 15.6 percent and the unemployment rate is 8.1 percent. The job prospects are average at 7 out of 10 and there is plenty of available housing with a score of 9.5. The major problem with livability is that the average yearly income is a low $58,657 and median rent is at $1,431 per month. The average home price is a whopping $675,300. The cost of living is high in this city because it is a desired location with nice neighborhoods, amenities at a perfect score of 10, diversity at a 9, and perhaps even more importantly for families, Education and safety both ranking at an 8 out of 10 score. Affordability, however, is at a 3.