10 Benefits of Having a Surge Credit Card

There is virtually no limit the number of credit cards that you can apply for these days, both online and through the mail. In fact, there are so many credit cards available that is often difficult to differentiate between the ones you should apply for and the ones that are better left alone. If you’re trying to wade through all of the muck when it comes to making a decision so you can pick the best card or cards for your particular situation, it helps to have some guidance. In many cases, the Surge MasterCard is one of the better cards for people, even when you’re just starting out or you’re rebuilding your credit. The truth is, there are several benefits to having a surge credit card and 10 of them are listed below. After you’re finished reading through the list, you just might be tempted to apply for one yourself.

1. You don’t have to have great credit to apply

So many people refrain from applying for a credit card because they’ve had credit issues in the past. This can actually cause you to have a poor credit rating for much longer, as you’re not actively doing anything to rebuild it. The key is to find a credit card that doesn’t require you to have near-perfect credit. That makes this one an excellent option for people that don’t have a lot of credit history to begin with or that have had some serious credit problems in the past and are in the rebuilding process.

2. It’s a great way to build or rebuild your credit

If you’re building or rebuilding your credit, you want a card that’s going to be fairly user-friendly. The last thing you need is ridiculous annual percentage rates, membership fees, and all kinds of additional fees attached to the account for every little mistake you make. This particular card is one of the more user-friendly options out there, making it a good choice for anyone that’s trying to get started with their credit or trying to start over.

3. The application process is an easy one

It only takes a few minutes to apply and you can do it all online, so you don’t have to send off a bunch of forms with your personal information on them and then wait for weeks in order to find out whether or not you’ve been approved.

4. They send monthly reports to all three credit bureaus

Obviously, you want credit for all of your hard work and this card gives you that by reporting to all three major credit bureaus on a monthly basis. If you’re trying to rebuild your credit rating, making on-time payments with a card that does this is an excellent way to get the job done.

5. You get an answer online, when you apply

Nothing is more frustrating than applying for a credit card, only to be told that you’ll have to wait for the answer in the mail. You don’t have to worry about that here. You get an answer when you apply online in a matter of seconds. All you have to do is fill out the easy application, click on the submit button, and wait a few seconds in order to know whether or not you’ve been approved.

6. You can use the card almost anywhere

Since the Surge card is a MasterCard, there’s virtually no place you can’t use it. This makes it one of the most versatile cards available and gives you maximum flexibility when it comes to your decisions about spending.

7. You have online access to your account, anytime

Anytime you want to check on your account in order to see its status or even to request a credit line extension, all you need to do is go online. It makes it easy to manage your account because you can check it daily and see everything about your account right there in front of you.

8. Pay your bill online

Of course, you can also pay your bill online. This provides the maximum level of convenience Because you don’t have to worry about writing a check or sending a money order through the mail, nor do you have to worry about sending your payment at least a week before it’s due in order to make sure it gets there on time.

9. You can start with an initial credit limit of $500

Most credit cards start people out at a lower credit limit, especially if you have little or no credit history or you’ve had problems in the past. A card that starts you out at a minimum of $500 is definitely one worth taking a look at.

10. Depending on your credit rating, it might be as high as $750

If you’ve shown some forward progress with your credit in recent months, you might even be granted a credit limit up to $750. This is almost twice the limit of most credit cards that are fairly easy to get when you have credit issues, so it can potentially give you the same amount of credit that you would get from two other cards without having to pay all the extra fees.


Add Comment

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Dr. Deborah Birx
10 Things You Didn’t Know About Deborah Birx
Shakespeare
20 Shakespeare Quotes that Apply to Business
Bill de Blasio
10 Things You Didn’t Know About Bill de Blasio
JB Pritzker
10 Things You Didn’t Know About JB Pritizker
stocks
Is Fabrinet a Solid Long Term Investment?
Stocks
Is Antero Resources Stock a Solid Long Term Investment?
Chase
How to Prequalify For Chase Credit Cards
Tax
What OASDI Tax is and Why It Matters
St. Mark’s National Wildlife Refuge
20 Best Things to Do in Tallahassee for First Timers
Glenbow Museum
20 Things to Do in Calgary for First-Timers
Little Nonna's
The 10 Best Italian Restaurants in Philadelphia
Erie Maritime Museum
The 20 Best Things to Do in Erie, PA, for First Timers
Volvo's Polestar
Volvo’s Polestar May Be the Four-Door Electric Car of the Future
2021 Genesis GV80
10 Things You Didn’t Know About the 2021 Genesis GV80
2021 Hyundai Elantra 2
10 Things You Didn’t Know About the 2021 Hyundai Elantra
2020 Audi Q5 Hybrid
The 10 Most Efficient Small Hybrid SUVs
The Iconic No. 1 by TID
The 20 Best Minimalist Watches for Men
Brew Watches
10 Things You Did Not Know About Brew Watches
Phoibos Ocean Master PY005B 1000M Automatic Diver Watch
The 10 Best Phoibos Watches Money Can Buy
Raven Solitude LE
The 10 Best Raven Watches of All-Time
Jake Tapper
How Jake Tapper Achieved a Net Worth of $10 Million
Jared Padalecki
How Jared Padalecki Achieved A Net Worth Of $12 Million
Tati Westbrook
How Tati Westbrook Achieved A Net Worth Of $6 Million
Gwyneth Paltrow
How Gwyneth Paltrow Achieved a Net Worth of $100 Million