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Keeping a tight budget is a critical way of avoiding overspending and saving toward retirement. Thankfully, budgeting planners can help you by giving you an all-in-one tool that not only helps you keep track of your budget…
We could all use an extra $5,000, right? Well, that’s what the 100 Envelope Challenge says will happen if you follow the directions. This latest money-saving trend is all over the place right now. From Tiktok and…
Have you ever felt like your money disappears faster than you earn it? Living frugally will help you get more for the money you have. What are the best frugal living tips for 2023? From cutting…
There are few financial situations more upsetting than trying to get a collection from your credit report. Collections have a way of lingering for years and affecting your score, which can make buying a home…
For a lay person like me who lives paycheck to paycheck with little money tucked away in a savings account, I often wonder what all the hap is about investing in gold and if gold…
A credit score is defined as a numerical rating that determines an individual’s creditworthiness or likelihood that a borrower will pay their debt (loans, credit cards, mortgages, rent, etc.) as agreed. Scores generally range from…
Magnetic phone cases do not only protect phones from external damage. You can use them to store credit cards too. That means you do not need to store phone cases and credit cards separately in…
Figuring out which neighborhoods are the richest can be difficult for the general public. Sometimes, there are authoritative sources containing relevant statistics such as the average household income. Other times, interested individuals have to make…
These days, trying to get a mortgage seems more difficult than literally trying to move a mountain by the use of physical force. There was a time when individuals could count on graduating from school,…