The 30 Richest Zip Codes in Pennsylvania: Where Wealth Concentrates in the Keystone State
Pennsylvania’s wealthiest communities are concentrated primarily in the southeastern region, particularly around Philadelphia’s suburban counties. These affluent zip codes represent areas where median household incomes and property values significantly exceed both state and national averages.
The distribution of wealth across Pennsylvania creates distinct geographic patterns that reflect historical development, proximity to major metropolitan areas, and local economic factors.
The state’s richest zip codes span communities in Bucks, Chester, Delaware, Montgomery, and Philadelphia counties, with many featuring median home values exceeding one million dollars.
These areas demonstrate how factors such as school district quality, transportation access, and local amenities contribute to creating some of the most desirable residential locations in Pennsylvania.
Understanding these wealth concentrations provides insight into Pennsylvania’s economic landscape and regional development patterns.
Here are the 30 richest zip codes in Pennsylvania:
1. 19035 – Gladwyne
Gladwyne’s 19035 ZIP code consistently ranks as Pennsylvania’s wealthiest area. The Main Line community has established itself as the state’s premier affluent suburb.
Average household income in this ZIP code reaches approximately $450,000. Some reports indicate adjusted gross income figures exceeding $957,000, reflecting the area’s exceptional wealth concentration.
The median home listing price hit $3.7 million in February 2025. Property values have shown steady growth, with the median home value reaching nearly $1.4 million by September 2024.
This ZIP code frequently appears on national wealth rankings. It has been identified as the 7th richest ZIP code in the United States by certain measures.
The community attracts primarily white, older residents who are mostly married couples. Notable locations include the Philadelphia Country Club and various upscale residential neighborhoods that define this exclusive area.
2. 19085 – Villanova
ZIP code 19085 in Villanova ranks among Pennsylvania’s wealthiest areas. The community ties for first place in Delaware County with a median household income of $250,001 according to 2021 Census data.
This ZIP code serves as home to Villanova University. The area maintains 10,333 residents across 1,870 households with a median age of 21.
Real estate values reflect the area’s affluent status. The median home sale price reaches $1.367 million as of September 2024. Home values appreciated 5.2% year-over-year.
Villanova consistently appears on lists of the most expensive ZIP codes statewide. The community represents one of the most exclusive residential areas in Pennsylvania.
The population consists primarily of white, younger residents in an upscale suburban setting. Most properties are owner-occupied rather than rented.
3. 18938 – New Hope
The 18938 zip code covers New Hope in Bucks County, Pennsylvania. This affluent area has established itself as one of the state’s wealthiest communities.
The median household income reaches $100,122 according to recent data. The per-capita income stands at $108,666, reflecting the area’s economic prosperity.
New Hope’s population of approximately 13,166 residents has experienced slight demographic changes in recent years. The community maintains a stable economic foundation despite minor population fluctuations.
The zip code ranks among Pennsylvania’s highest-income areas. Its location in Bucks County contributes to its desirable status and financial standing.
New Hope attracts residents seeking both economic opportunity and quality of life. The area’s income levels consistently place it within Pennsylvania’s top-earning zip codes.
4. 19041 – Haverford
Haverford’s zip code 19041 stands as one of Pennsylvania’s wealthiest areas. The community recorded a median household income of $144,205 in 2021.
This Delaware County zip code houses 6,535 residents with a median age of 51. The area contains 2,569 households spread throughout the community.
Thirty-eight percent of households earn $200,000 or more annually. The median property value reaches $797,700, reflecting the area’s premium real estate market.
Multiple rankings confirm Haverford’s wealth status. The zip code placed 24th on Delaware County’s wealthiest list and 447th nationally among the top 1,000 wealthiest zip codes.
Haverford also ranks as the fourth most expensive zip code in Pennsylvania. The median home price stands at $585,000, placing it among the state’s premium residential markets.
5. 19096 – Wayne
ZIP code 19096 encompasses Wayne, Pennsylvania, a prestigious Main Line suburb in Montgomery County. This community ranks among the top wealthy areas in the state with a median household income of $86,861.
The area has a population of 13,371 residents with a median age of 45.5 years. Wayne consistently appears on lists of Pennsylvania’s wealthiest zip codes, typically ranking in the top 20 statewide.
The community is located along the historic Main Line, known for its affluent neighborhoods and proximity to Philadelphia. ZIP code 19096 ranks as the 5th best place to live in Pennsylvania according to recent data.
Wayne offers excellent public schools and family-friendly amenities. The area maintains its reputation as one of the most desirable residential locations in the Greater Philadelphia region.
6. 19087 – Villanova
ZIP Code 19087 represents one of Pennsylvania’s most affluent areas, encompassing parts of Delaware, Montgomery, and Chester counties. The area is primarily associated with Wayne, a prestigious Main Line community.
This ZIP code ranked 611th out of 1,000 in national wealth rankings. The community benefits from its location along Philadelphia’s historic Main Line corridor.
The area features high property values and substantial household incomes. Residents enjoy access to excellent schools and convenient transportation to Philadelphia.
Wayne’s portion of 19087 maintains a reputation for upscale living and established neighborhoods. The community attracts professionals and families seeking suburban luxury within commuting distance of major employment centers.
The ZIP code’s wealth concentration reflects the broader prosperity of the Main Line region. Property ownership rates remain high, with many residents in executive and professional occupations.
7. 19004 – Berwyn
Berwyn stands as one of Pennsylvania’s most expensive zip codes with consistently high property values. The 19312 zip code shows median home values ranging from $860,000 to $894,000 according to recent data.
This Chester County community attracts affluent residents seeking upscale suburban living. The area features well-established neighborhoods with large homes and mature landscaping.
Berwyn’s proximity to Philadelphia provides convenient access to urban amenities while maintaining a quieter residential atmosphere. The community benefits from excellent schools and local services that support property values.
The zip code consistently ranks in the top tier of Pennsylvania’s most expensive areas. Real estate prices reflect the desirability of this Main Line location and its established reputation among wealthy families.
8. 19083 – Springfield
The 19083 zip code encompasses Springfield and Penn Wynne areas in Pennsylvania. This community demonstrates exceptional educational achievement with 58% of adults holding bachelor’s degrees or higher, nearly double the national average of 31%.
Income levels in this zip code vary significantly. Median household income ranges from $51,908 to $219,063 depending on the specific area within the zip code.
The high concentration of educated residents contributes to the area’s economic prosperity. Only 6% of Pennsylvania zip codes report higher median household incomes than 19083.
Springfield’s position among Pennsylvania’s wealthiest zip codes reflects its educated population and diverse income distribution. The community maintains strong economic indicators while serving approximately 37,336 residents across its boundaries.
9. 19010 – Blue Bell
ZIP code 19010 encompasses the affluent Blue Bell area in Montgomery County. This community spans across both Delaware and Montgomery Counties, contributing to its diverse economic profile.
The area has earned recognition as one of Pennsylvania’s wealthier ZIP codes. Recent rankings place 19010 at 589th position among the nation’s top 1,000 wealthiest ZIP codes based on income concentration and home values.
Blue Bell attracts residents with substantial household incomes and property values. The community maintains a population above 2,000 residents, meeting the threshold for major wealth rankings.
Montgomery County’s strong economic performance elevates Blue Bell’s status among Pennsylvania’s richest areas. The ZIP code benefits from the county’s overall prosperity and proximity to Philadelphia’s business centers.
This area represents the broader trend of Montgomery County communities appearing frequently on wealth rankings throughout the state.
10. 19003 – Ardmore
The 19003 zip code in Ardmore, Pennsylvania represents one of Montgomery County’s most affluent areas. This zip code houses 12,646 residents, making it the largest in Ardmore.
Montgomery County claims seven of the 25 wealthiest zip codes in Greater Philadelphia. Three of these rank in the top five regionally.
Ardmore’s 19003 area benefits from its proximity to Philadelphia while maintaining suburban appeal. The community features strong educational resources with two public schools rated A+ on average.
The zip code attracts wealthy residents due to its desirable location and quality amenities. Property values reflect the area’s affluent status within Pennsylvania’s housing market.
Residents enjoy access to both urban conveniences and suburban living. The community maintains low unemployment rates, contributing to its economic stability and desirability among high-income households.
11. 19014 – Bryn Mawr
The 19014 zip code covers parts of Bryn Mawr, a prestigious community located on Philadelphia’s Main Line. This area spans portions of both Delaware and Montgomery counties.
Bryn Mawr attracts affluent residents with its combination of suburban charm and proximity to Philadelphia. The community maintains a reputation for upscale living and well-educated demographics.
The zip code benefits from its location near Bryn Mawr College, one of the nation’s top liberal arts institutions. This academic presence contributes to the area’s intellectual atmosphere and property values.
Residents enjoy access to quality schools, tree-lined streets, and historic architecture. The community features a mix of stately homes and modern residences that appeal to high-income households.
Transportation convenience enhances the area’s appeal, with easy access to major highways and regional rail service to Philadelphia.
12. 19064 – Lansdale
The 19064 zip code encompasses parts of Lansdale, a borough located in Montgomery County. This area represents one of Pennsylvania’s more affluent communities with above-average household incomes.
Lansdale sits approximately 30 miles northwest of Philadelphia. The community benefits from its proximity to major employment centers while maintaining a suburban character.
The zip code features a mix of residential neighborhoods with varying home values and styles. Many properties include single-family homes built across different decades.
Local amenities include parks, shopping centers, and dining establishments. The area provides access to quality schools and healthcare facilities.
Transportation options connect residents to Philadelphia and surrounding areas through major highways. The community attracts families and professionals seeking suburban living with urban accessibility.
The median household income in this zip code exceeds state averages, contributing to its ranking among Pennsylvania’s wealthier areas.
13. 19072 – Narberth
Zip code 19072 covers Narberth in Montgomery County, with an estimated population of 10,332 residents as of 2023. This affluent suburban area has a median household income of $74,609.
The population consists primarily of white, older residents who are mostly married couples. The cost of living index reached 107.4 in March 2022, which exceeds the national average of 100.
Real estate values reflect the area’s upscale nature. Current homes for sale range from $254,900 to $2.9 million, with 30 properties available on the market.
The zip code includes both Lower Merion and Narberth areas. Population growth has been steady, increasing from 9,539 residents in 2010 to over 10,000 today.
Housing stock includes 4,445 houses and condos plus 1,188 renter-occupied apartments.
14. 19095 – Wayne
Wayne sits in the heart of Delaware County’s Main Line, representing one of Pennsylvania’s most prestigious suburban communities. The zip code encompasses both residential neighborhoods and commercial districts along Lancaster Avenue.
This Main Line township attracts affluent families seeking proximity to Philadelphia while maintaining suburban tranquility. Wayne’s strategic location provides easy access to major employment centers and cultural attractions.
The area features well-established neighborhoods with colonial and Tudor-style homes on tree-lined streets. Property values remain consistently high due to the desirable location and quality housing stock.
Wayne’s downtown area offers upscale shopping, dining, and professional services. The community benefits from excellent schools and recreational facilities that contribute to its appeal among wealthy residents.
The zip code’s wealth stems from its concentration of business executives, medical professionals, and other high-income earners who choose Wayne for its combination of convenience and prestige.
15. 19428 – Doylestown
The 19428 zip code covers parts of Doylestown, a historic borough in Bucks County. This area consistently ranks among Pennsylvania’s wealthiest communities.
The per-capita income for 19428 reaches $67,243 according to current census data. This figure places it well above both state and national averages.
Doylestown serves as the county seat of Bucks County. The town combines suburban amenities with easy access to Philadelphia, making it attractive to high-income professionals.
The median household income in the broader Doylestown Township area is $143,750. Approximately 35.1% of households in the township earn over $200,000 annually.
Doylestown’s zip code has appeared on multiple lists of Pennsylvania’s wealthiest areas. The community benefits from strong property values and a stable economic base rooted in both residential wealth and commercial activity.
16. 19082 – Ridley Park
The 19082 zip code encompasses Ridley Park, a borough in Delaware County. This area demonstrates solid economic performance with a median household income of $52,280.
The per capita income reaches $27,892, while family median income stands at $64,856. These figures place Ridley Park in Pennsylvania’s upper middle-income tier.
Educational attainment in this zip code shows 24% of adults holding bachelor’s degrees or higher. This compares to 31% nationwide, indicating room for growth in higher education levels.
Ridley Park maintains its status as an ethnically diverse community. The borough combines suburban residential character with accessibility to greater Philadelphia employment opportunities.
The zip code ranks in the 27th percentile for household incomes nationally. Despite this positioning, local economic conditions remain stable with consistent residential property values supporting the community’s financial foundation.
17. 19046 – Havertown
The 19046 zip code encompasses parts of Montgomery County, Pennsylvania, including areas of Abington, Jenkintown, Lower Moreland, and Rockledge. This zip code serves a population of 18,716 residents according to recent census data.
The median household income in this area reaches $62,545. This income level places 19046 among Pennsylvania’s more affluent zip codes.
The community maintains a stable demographic profile with an average age of 40.1 years. Population growth has remained steady at approximately 0% in recent years.
The zip code covers multiple municipalities, creating a diverse residential landscape. These areas benefit from proximity to Philadelphia while maintaining suburban characteristics.
Housing values in 19046 reflect the area’s economic standing within Montgomery County. The zip code’s location provides residents access to both urban amenities and suburban living.
18. 19406 – Blue Bell
Blue Bell’s 19406 zip code represents one of Pennsylvania’s most affluent communities. Located in Montgomery County, this area consistently ranks among the state’s wealthiest residential zones.
The zip code encompasses parts of Blue Bell and surrounding neighborhoods in Whitpain Township. These communities are known for their executive housing and proximity to major corporate headquarters.
Residents benefit from excellent school districts and convenient access to Philadelphia. The area attracts high-earning professionals who work in finance, healthcare, and technology sectors.
Montgomery County’s concentration of wealth is evident in Blue Bell’s housing market. Property values remain consistently high due to the area’s desirable location and quality amenities.
The zip code features a mix of established neighborhoods and newer developments. Many homes sit on larger lots with mature landscaping, contributing to the area’s premium real estate values.
19. 19062 – Limerick
Limerick Township in Montgomery County represents one of Pennsylvania’s affluent suburban communities. The area has experienced significant residential development over recent decades.
The zip code 19062 encompasses parts of Limerick Township and surrounding areas in Montgomery County. Home values in this region typically exceed state averages.
Limerick benefits from its proximity to major employment centers and transportation corridors. The area attracts professionals working in Philadelphia and nearby corporate hubs.
The community features well-established neighborhoods with modern amenities. Residents enjoy access to quality schools and recreational facilities throughout the township.
Montgomery County’s overall wealth concentration contributes to Limerick’s economic standing. The county consistently ranks among Pennsylvania’s most prosperous regions for household income and property values.
20. 19085 – Wayne
ZIP code 19085 spans across Delaware, Montgomery, and Chester counties in Pennsylvania. The area encompasses parts of Wayne, a Main Line community known for its affluent neighborhoods.
This ZIP code has a median household income of $250,001, ranking it among Pennsylvania’s wealthiest areas. The community placed 611th out of 1,000 in national wealth rankings.
The median home value in 19085 reaches $1,549,000, reflecting the area’s premium real estate market. Wayne’s location on the prestigious Main Line contributes to its high property values.
The ZIP code serves approximately 10,679 residents who benefit from the area’s excellent schools and proximity to Philadelphia. Wayne maintains its reputation as one of the state’s most desirable suburban communities.
21. 19022 – Conshohocken
The 19022 zip code encompasses Conshohocken, a borough located in Montgomery County. This area has established itself as one of Pennsylvania’s more affluent communities.
Conshohocken sits along the Schuylkill River, approximately 15 miles northwest of Philadelphia. The borough benefits from its strategic location with easy access to major metropolitan areas.
The zip code 19022 covers both residential neighborhoods and commercial districts within Conshohocken. Montgomery County, where this zip code is located, had 14 zip codes featured in the Wealthy 1000 ranking of richest areas nationwide.
Property values in 19022 reflect the area’s desirable location and proximity to Philadelphia. The community attracts professionals who work in nearby urban centers but prefer suburban living.
Conshohocken has transformed from its industrial past into a modern business hub. The area now hosts corporate offices and upscale residential developments that contribute to its wealthy status.
22. 19006 – Bala Cynwyd
Bala Cynwyd stands as one of Montgomery County’s most affluent communities. This Main Line suburb consistently ranks among the Philadelphia region’s wealthiest ZIP codes.
The area attracts high-earning professionals who work in Philadelphia’s business district. Its proximity to the city provides convenient access while maintaining suburban charm.
Bala Cynwyd features upscale residential neighborhoods with well-maintained properties. The community offers excellent schools and family-friendly amenities that appeal to affluent residents.
Located along the prestigious Main Line corridor, Bala Cynwyd benefits from strong property values. The ZIP code regularly appears in regional wealth rankings based on household income data.
The community’s strategic location near major transportation routes adds to its desirability. Residents enjoy easy commutes to Center City Philadelphia and other business centers throughout the region.
23. 19036 – Gladwyne
Gladwyne stands as one of Pennsylvania’s most affluent communities. This Philadelphia suburb consistently ranks among the state’s wealthiest ZIP codes.
The area sits along Philadelphia’s prestigious Main Line. This region has maintained its affluent status for over a century.
During the 1800s, railroad executives built massive summer estates in Gladwyne. This historical wealth has continued into modern times.
The community benefits from its proximity to Philadelphia while maintaining a suburban character. Well-established neighborhoods feature large homes and mature landscaping.
Gladwyne’s residents typically work in professional fields including finance, law, and healthcare. Many commute to Philadelphia for employment opportunities.
The area offers excellent schools and recreational facilities. Country clubs and golf courses are common amenities for residents.
Property values in Gladwyne remain consistently high compared to other Pennsylvania communities. The ZIP code attracts families seeking luxury living near urban centers.
24. 19003 – Paoli
The 19003 zip code encompasses Paoli and parts of Ardmore in Montgomery County. This area demonstrates strong educational attainment with 72% of adults holding bachelor’s degrees or higher.
The median household income in this zip code significantly exceeds national averages. Income levels range from $70,125 to $250,001 among different households in the area.
Educational achievement correlates strongly with the higher income levels found in 19003. The zip code ranks in the top 6% nationally for median household income.
Paoli sits within Montgomery County, which contains seven of the 25 wealthiest zip codes in Greater Philadelphia. The area benefits from its proximity to Philadelphia while maintaining suburban characteristics.
The population of 19003 totals approximately 13,236 residents according to recent census data.
25. 18940 – New Hope
Zip code 18940 represents an affluent area in Bucks County, Pennsylvania. The median household income reaches $143,853, placing it in the 97th percentile nationwide.
This zip code demonstrates strong educational attainment levels. Approximately 67% of adults hold bachelor’s degrees or higher, significantly exceeding the national average of 31%.
The per-capita income stands at $84,359. While substantial, this figure falls below several neighboring areas including Upper Makefield township at $120,534.
The population consists primarily of white, older residents. Most households are married couples living in this upscale rural community.
Only 2% of zip codes across the country have higher median household incomes than 18940. This statistic underscores the area’s position among Pennsylvania’s wealthiest residential zones.
26. 19040 – Glenolden
The 19040 zip code covers Hatboro, Pennsylvania, not Glenolden as commonly misidentified. This affluent area in Montgomery County has approximately 21,287 residents.
Household incomes in 19040 rank in the 86th percentile nationally. The median household income significantly exceeds the U.S. average, making it one of Pennsylvania’s wealthier zip codes.
Education levels contribute to the area’s prosperity. About 36% of adults hold bachelor’s degrees or higher, compared to 31% nationwide.
Only 13% of zip codes across the country have higher median household incomes than 19040. This places the community among the top income-earning areas in Pennsylvania.
The zip code demonstrates strong economic stability with consistent high-income levels. Residents benefit from the area’s proximity to Philadelphia while maintaining suburban community characteristics.
27. 18951 – Newtown
Newtown’s zip code 18951 represents one of Pennsylvania’s most affluent communities. The area maintains a population of 28,354 residents according to recent data.
Household income figures place Newtown among the state’s wealthiest areas. Average household income reaches $212,595, positioning the community at 20th place among high-income neighborhoods in the region.
The zip code demonstrates economic stability with minimal population fluctuation. Census data shows the area experienced only a 1% population decrease, indicating residential consistency.
Newtown’s median household income of $81,571 reflects the community’s strong economic foundation. The area spans 43.40 square miles, providing residents with substantial living space.
The community consistently ranks among Bucks County’s most prosperous areas. Its proximity to Philadelphia contributes to the high income levels while maintaining a suburban character.
28. 19054 – North Wales
The 19054 zip code in North Wales demonstrates strong economic performance with a median household income of $94,519. This income level places the area in the 86th percentile nationally, significantly above the U.S. median.
Average earnings in this zip code reach $51,709 across all residents. The data reveals notable income disparities between genders, with men earning an average of $62,112 compared to women’s average of $40,643.
North Wales sits within Montgomery County, which contains multiple affluent zip codes. The community maintains its position among Pennsylvania’s wealthier areas through consistent economic indicators.
The zip code’s income statistics reflect the broader prosperity found throughout the greater Philadelphia metropolitan region.
29. 19067 – Malvern
The 19067 zip code in Malvern has a median household income of $132,691. This places the area in the 96th percentile nationally for household income.
Education levels in 19067 are notably high. Fifty-five percent of adults hold bachelor’s degrees or higher, compared to the national average of 31 percent.
Only 3 percent of zip codes nationwide have higher median household incomes than 19067. This makes Malvern one of the most affluent areas in Pennsylvania.
The strong correlation between education and income is evident in this zip code. The high concentration of college-educated residents contributes to the area’s economic standing.
Malvern’s position among Pennsylvania’s wealthiest communities reflects its status as an established suburban area with strong economic fundamentals.
30. 19047 – Media
Zip code 19047 represents the Media area in Pennsylvania with a median household income of $81,850. This figure reflects data from the 2010-2014 period, showing substantial growth of 19.70% since 2000.
The per-capita income for residents in this zip code stands at $52,890. This amount falls below neighboring areas like 18940 and 19067, which report higher per-capita earnings.
Media’s zip code 19047 houses approximately 33,658 residents. The area experienced a 4% population decline in recent years while maintaining its position among Pennsylvania’s higher-income communities.
The zip code benefits from its location in the greater Philadelphia metropolitan region. This proximity provides residents access to employment opportunities and amenities that support the area’s income levels.
Factors Influencing Wealth in Pennsylvania Zip Codes
Pennsylvania’s wealth distribution stems from concentrated economic hubs, established suburban communities, and educated populations in specific regions. Major industries like healthcare, finance, and technology create high-income opportunities in metropolitan areas while historical development patterns favor certain geographic locations.
Economic Drivers
Pennsylvania’s diverse economy creates distinct wealth centers across the state. Healthcare, finance, and technology sectors drive the highest-paying employment opportunities.
Philadelphia and Pittsburgh function as primary economic hubs. These cities attract major corporations and high-paying professional services jobs. The finance sector concentrates heavily in Philadelphia’s downtown core and surrounding suburbs.
Key industries driving wealth include:
- Financial services and banking
- Healthcare and pharmaceuticals
- Technology and biotechnology
- Professional services (law, consulting, accounting)
- Energy and utilities
Montgomery County benefits significantly from proximity to Philadelphia’s job market. Residents can access high-paying urban positions while living in affluent suburban communities.
The pharmaceutical corridor along Route 202 employs thousands in well-compensated research and development roles. Companies like Johnson & Johnson and GlaxoSmithKline maintain major operations in this region.
Historical Development
Pennsylvania’s wealthiest zip codes developed through strategic geographic positioning and early suburban planning. Many affluent areas emerged as railroad suburbs in the late 1800s and early 1900s.
The Main Line corridor west of Philadelphia exemplifies this pattern. These communities developed as exclusive residential areas for wealthy Philadelphia business leaders seeking suburban estates with convenient city access.
Post-World War II suburban expansion created additional wealthy enclaves. Veterans returning from war used GI Bill benefits to purchase homes in newly developed suburban communities.
Historical factors include:
- Railroad development enabling suburban living
- Industrial wealth from steel and manufacturing
- Post-war suburban expansion
- Proximity to major employment centers
Generational wealth preservation plays a significant role. Established families in areas like Gladwyne and Villanova have maintained property values through careful community development and zoning restrictions.
Population Demographics
Educational attainment strongly correlates with zip code wealth levels. Pennsylvania’s richest areas typically feature high concentrations of college-educated residents with advanced degrees.
Age demographics influence wealth patterns significantly. Prime earning-age populations (35-55 years) concentrate in the wealthiest zip codes during peak career phases.
Demographic characteristics of wealthy zip codes:
- High percentage of residents with bachelor’s degrees or higher
- Professional and managerial occupations
- Two-income households
- Lower unemployment rates
Household composition affects income levels substantially. Married-couple households typically report higher combined incomes than single-person households.
Population density varies among wealthy areas. Some affluent zip codes feature low-density suburban estates while others include high-income urban neighborhoods with greater population concentration.
Comparison With National Trends
Pennsylvania’s wealthiest zip codes demonstrate income patterns that align with broader national wealth concentration trends. The state’s affluent areas show geographic clustering similar to other states, with proximity to major metropolitan centers driving higher property values and household incomes.
Income Levels Relative to the U.S.
Pennsylvania’s richest zip codes compete directly with the nation’s most affluent areas. Gladwyne’s zip code 19035 recorded a median home value of nearly $1.4 million in September 2024.
New Hope’s zip code 18938 shows even higher values with a median list price of $1,848,750. These figures place Pennsylvania among states with significant high-income enclaves.
The state’s top earners concentrate in areas where median household incomes exceed national averages by substantial margins. Pennsylvania’s wealthiest zip codes typically show household incomes 200-400% above the national median.
This income concentration mirrors patterns seen in states like California, New York, and Connecticut. The gap between Pennsylvania’s richest areas and the national average continues widening as property values appreciate faster than general income growth.
Regional Distribution of Affluence
Philadelphia suburbs dominate Pennsylvania’s wealth map. The Main Line corridor and surrounding areas contain the majority of the state’s highest-income zip codes.
Counties like Montgomery, Chester, and Delaware consistently appear in wealth rankings. These areas benefit from proximity to Philadelphia’s financial sector and major corporations.
Pittsburgh’s affluent suburbs also contribute significantly to the state’s wealth concentration. Areas north and south of the city show elevated income levels compared to rural Pennsylvania regions.
The geographic pattern reflects national trends where wealth clusters around major metropolitan areas. Rural Pennsylvania zip codes rarely appear in top income rankings, creating distinct economic divides between urban and rural regions.
