Relying on a bank can be a challenge for small business owners. Most banks make the loan application process as confusing as they can, combining overly technical financial jargon with obscure qualification requirements that even the bank doesn’t completely understand. The result can be waiting for weeks to see if you qualify for a loan that may or may not actually suit your business needs.
Radium2 Capital was founded as an alternative to the hassle bank loans can sometimes become. They employ the most advanced underwriting technology in the industry, and constantly update it to ensure that business owners get a credit decision in a timely manner. This ensures that entrepreneurs can capitalize on every opportunity as they arise.
This makes the Radium2 Capital application process incredibly easy. Simply fill out the online application form at Radium2Capital.com or contact their trustworthy customer service team by calling 1.877.397.4127. Either way, you will be asked to provide business information to help the experts determine what type of loan would be best for you.
Perhaps more importantly, Radium2 Capital understands that solid business relationships are built not on confusing jargon, but on trust and an honest relationship. With this in mind, the firm’s customer service experts work hard to present every entrepreneur with their best options. Any questions are answered using clear, everyday language, allowing every business to select a loan that truly meets their needs. This allows one loan to turn into multiple loans in the future, as clients rarely want to leave the personal service offered by Radium2 Capital after experiencing it for themselves.
All loans need to be paid back in a timely manner, but Radium2 Capital understands that forcing a company into bankruptcy through an overly rigid payment plan is counterproductive for lender and lendee alike. Therefore, the company considers your operating budget and bottom line before making a proposal. You may choose your repayment terms according to the following guidelines:
Merchant Account Cash Advances
This repayment plan consists of Radium2 Capital purchasing a small amount of your credit card-based revenues (AMEX,MC,V) to allow you to utilize those future revenues today. You can access up to 200 percent of your monthly credit card processing with this option, giving you all of the capital you need. This loan type offers same day approvals and funding within three days.
There are never any late fees associated with this loan, and you can even earn an early payment discount in some cases. Minimal documentation is required to take out this loan, and there is no need to switch merchant providers if you do not want to. This is a quality option for entrepreneurs looking to leverage tomorrow’s revenue for today’s growth.
Revenue Based Cash Advances
You can easily secure a loan based on your monthly gross revenues through Radium2 Capital. This option substitutes bank statements for your credit card payment details, so no credit card processing is required. Instead, you can get up to $500,000 in as little as three days with a flexible repayment term. The exact amount you can borrow is up to 125 percent of your average gross monthly sales.
No collateral or personal guarantee is required to take out this loan, making it a lower risk option in certain circumstances. This is also a more flexible option, as you can select your own repayment method and terms to fit your specific business.
As you can see, Radium2 Capital has the technology and expertise to get any entrepreneur the funding they need to grow their business. Contact them today for a free quote with no obligation to see how they can help you.