If you’re trying to decide whether or not you should apply for some type of credit card offered by a particular store, you might want to consider a Boscov’s credit card. If you’ve never heard of the store, you really don’t know what you’re missing. Boscov’s has stores in many locations but you can also shop online and have everything shipped directly to your address. They feature all kinds of clothing and accessory items for men, women and children. They even have perfume, handbags and cosmetics. If you want to look great and save money on buying necessary items for the whole family, it really only makes sense to apply for a Boscov’s credit card. In addition, you can enjoy the 10 extra benefits that are listed below.
1. You get extra points when you sign up
When you sign up for a Boscov’s credit card, you automatically get 100 bonus points. These points can be used to purchase additional items. Depending on the item you choose, different accumulations of points are required. However, it doesn’t take very long for those points to add up. The end result is that you can get items without paying a dime.
2. You can get excellent discounts
On top of providing you with bonus points, you get 15 percent off every single thing that you purchase if you buy it the same day that you open your account. That adds up to quite a bit if you purchase just a few items, and it’s definitely a benefit that is worth taking advantage of.
3. They remember your birthday
How many credit card companies send you something special on your birthday? This is something that is almost unheard of in today’s world, yet Boscov’s will send you a special gift or allow you to have an extra discount for something that you would like to purchase, all because it’s your special day.
4. You can get cash back
You’ve undoubtedly heard of the credit cards that offer 1 percent cash back on all purchases. At Boscov’s, you get 4 percent cash back on your purchases. Between your cash back rewards and your bonuses, you can purchase something completely free of charge a few times a year. That fact alone makes it worth having the credit card.
5. Some items offer double points
Whenever you purchase cosmetics or perfume at the store, you get double points when you use your credit card. Chances are, this is something you’re going to buy anyway, so it only makes sense to purchase it from a location where you can get something in return.
6. They have excellent sales
Several times a year, Boscov’s has sales that only apply to their credit card holders. These sales are excellent events and it’s worth mentioning more than once that they’re only available to the people that are already card holders. When you purchase items during one of these sales, you can get some excellent discounts that allow you to purchase a lot more items and still remain within your budget.
7. You can see how many rewards you have online
If you’ve ever dealt with a credit card company that still doesn’t allow you to look at your account online, you know how frustrating it can be. You basically have no idea what’s going on from one month to the next because even if you keep meticulous records, there’s always some glitch in the financing or something that causes your figures to be different from those listed on your bill. When you can look at everything online in real-time, it makes it so much easier to manage.
8. You can pay your bill online
Boscov’s also allows you to pay your bill online. You don’t have to deal with writing a check every month, nor do you have to worry about whether or not the check made it there in time. All you need to do is log into your account and pay your bill by the due date every month. It couldn’t be more convenient.
9. They provide excellent customer service
If you ever do have a problem or concern, their customer service personnel are more than happy to walk you through everything and answer all of your questions. Instead of calling and getting some automated system, you actually get a human being that listens to your concerns and then does their level best to ensure that they exceed all of your expectations when it comes to dealing with those concerns.
10. With timely payments, you can get good credit line increases
Most card holders love to get credit line increases. If you’re responsible with your money and you handle your card in a similar fashion, you can get regular credit line increases as a reward.