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There are few financial situations more upsetting than trying to get a collection from your credit report. Collections have a way of lingering for years and affecting your score, which can make buying a home…
For a lay person like me who lives paycheck to paycheck with little money tucked away in a savings account, I often wonder what all the hap is about investing in gold and if gold…
A credit score is defined as a numerical rating that determines an individual’s creditworthiness or likelihood that a borrower will pay their debt (loans, credit cards, mortgages, rent, etc.) as agreed. Scores generally range from…
Magnetic phone cases do not only protect phones from external damage. You can use them to store credit cards too. That means you do not need to store phone cases and credit cards separately in…
Figuring out which neighborhoods are the richest can be difficult for the general public. Sometimes, there are authoritative sources containing relevant statistics such as the average household income. Other times, interested individuals have to make…
These days, trying to get a mortgage seems more difficult than literally trying to move a mountain by the use of physical force. There was a time when individuals could count on graduating from school,…
The most recent estimates of the median household income, derived from data from the American Community Survey and published by the Census Bureau, may be found here. Higher wages can bring about more revenue for…
Certain unique features point to a rich neighborhood. When you drive through some areas, you may notice the hallmarks of affluent homeowners, like mansions, flashy cars, manicured lawns, and acres of space. If you are…
Dave Ramsey is an internationally regarded financial expert who has provided high-quality advice for multiple major corporations over the years. One of his biggest accomplishments was the wide spread of his Baby Steps concept, a…