10 Benefits of Having a Roaman’s Credit Card

Roaman’s is a store chain committed to finding plus-size women the very best in fashion while not compromising on quality. They have everything from bras to outerwear to simple everyday business attire. Getting a Roaman’s credit card is the first step in finding fashion that fits, and being able to shop when you need to without worrying about money. Here are 10 benefits of having a Roaman’s credit card.

1. No Annual Fee

One of the most important features of a store card is the no annual fee. The reason for this is because as store card interest rates tend to be a bit higher than standard bank cards, every dollar you pay for an annual fee bumps up the APR a little. The result is you find your credit line being eroded ever so slightly every month.

2. Free Shipping 4 Times a Year

You can choose what time of the year to take advantage of this benefit, but most people think of the Christmas holiday season first. Instead of running with the crowd, you can do your shopping from the convenience of your home during the most stressful time of the year.

3. Account Assure Debt Cancellation

Not every store card offers this feature, which allows you to pay a few dollars more each month that will guarantee your account will be paid in full in the event of an unforeseen event that leaves you with little or no income. The last thing you need to worry about when such an event occurs is a credit card bill.

4. 20 Percent Discount on Your Birthday

Adding another year is a positive thing in the world of Roaman’s. To help you celebrate your birthday, they give you a 20% discount on virtually anything in the store every year you are a card member and your account is in good standing.

5. 20 percent off your entire order during your birthday month.

Roaman’s extend the birthday celebration to the entire month with a 20% discount. More than that, they will give you double rewards points every time you order during your birthday month. You can plan your entire month ahead of time, which is perfect if it falls during the holiday season.

6. Buy now, pay later option.

You can buy the attire you need today and delay payment for up to 90 days. While some store cards offer this only during the holiday season, Roaman’s gives you the opportunity throughout the year.

7. Earn Rewards Every Time You Shop

No credit card would be worth anything these days without offering some type of rewards points benefit. At Roaman’s, for every dollar you spend you earn 2 rewards points that can be used to get discounts on future purchases.

8. Using Full Beauty will earn you even more rewards points.

By using your Roaman’s card to shop for Full Beauty products, you can earn $10 in rewards for every 400 points you accumulate by choosing the Full Beauty brand. This is just one of Roaman's many brands that are created to help women find the right style and size that makes them look their best.

9. You can pay off your account balance at any time without penalty

This is something that is often missed in the fine print of other store cards, and even some bank cards. There can be fees and penalties that are added to the final amount due when trying to pay off your account in full. The amount you will be charged often varies based on your remaining balance. There is no need to worry about this as a Roaman’s credit card holder.

10. You can use your Roaman’s card at all of their brand name stores

Other than the Full Beauty brand, Roaman’s is associated with a number of other well-known brands, including:

• Woman Within
• Jessica London
• ellos
• swimsuitsforall
• KingSize
• BrylaneHome

You can share those accumulated rewards points between any of the brands on this list, and are also given complete fraud protection as an added incentive. This gives you the flexibility needed to take care of virtually all your full-size attire needs whether it is spring, fall, summer, or winter. Instead of pulling out a half a dozen shopping cards for returns, refunds, or exchanges, you can make your accounting and organization simpler by having everything on a single card.