There’s a lot to consider when you are a new or expectant mom. But did you know some of the most common and essential items, like breast pumps, can be covered by insurance? Let’s take a look at three essential items you might not have known you could potentially get for little to no cost.
Thanks to the Affordable Care Act (ACA), most health insurance plans are required to cover the cost of a breast pump as part of women’s preventative health services. One of your first steps should be to understand your coverage and benefits, and there are a few ways to do this. You can talk to your insurance provider, most will provide a toll-free number for you to call if you have questions. Questions you’ll want to ask include what type of pump you can get through your plan and what features are important to have in a breast pump (every mom will have different preferences based on their needs and lifestyle).
Breast Pump Supplies
As you breast pump, you may notice that a few parts such as the tubing or valves are becoming a little worn out or losing a bit of their strength. This is because breast pumping puts a lot of stress on these supplies between the suction and the moisture passing through them. In order to make sure your breast pump is working properly, it’s a good idea to change these parts approximately every 90 days (timelines can vary, so check your breast pump manual for specific guidelines). It’s also a good idea to have an extra set of parts on hand to ensure that you can continue your pumping schedule in case of emergency, lost parts, or if something breaks. So, before you run out and buy a resupply set, check with your insurance to see if they will cover the cost of these parts, or follow up with the company who provided your breast pump to see if they can help you get these parts through insurance.
Maternity Compression Garments
As you already know, during pregnancy and right after baby is born, your body goes through a lot of changes, sometimes causing discomfort and disrupting your normal routine because of pain and irritation. Many moms are turning to maternity compression to deal with these issues, but most are probably still buying them out-of-pocket, when in reality, they could get them through insurance.
Maternity compression garments are medical devices that are designed to support target areas of your body during pregnancy to increase daily comfort, reduce pain or swelling, and to simplify regular daily activities such as working out.
There are three main types of compression garments:
- Compression Socks. Compression socks stimulate blood flow in the feet and lower legs to prevent edema or fluid collection that may lead to swelling, reduce the risk of blood clots, and help prevent varicose veins. Moms-to-be wear them to reduce pain and aches during the day.
- Maternity Support Bands. Maternity Support Bands wrap around your waist and connect via velcro to help balance and redistribute the weight of your growing baby to relieve pressure and discomfort. The weight is shifted off of your core, lower back, and hips to help reduce pain and sciatica. They can be worn before and after giving birth.
- Postpartum Recovery Garments. Postpartum recovery garments are specially designed to help you recover after labor. They deliver gentle compression to reduce swelling and aid in healing for both vaginal births and C-sections. They also support your hips, core, and lower back to assist you in providing the best care possible for your infant.
While shopping before and after the baby arrives, consider all of your options to find the best price for the items most suited to fit your lifestyle. And if those items are covered by insurance, then the savings will be even better.
Stay Savvy, Mama!