50 Richest Neighborhoods in the U.S.: Where Luxury Meets Exclusivity
America’s wealthiest neighborhoods represent concentrations of affluence that span from coast to coast, encompassing everything from Silicon Valley tech enclaves to exclusive East Coast suburbs.
These communities attract high-net-worth individuals seeking premium real estate, excellent schools, and sophisticated amenities.
The nation’s richest neighborhoods showcase diverse geographic locations, from California’s tech-driven communities like Atherton to traditional East Coast enclaves such as Greenwich, Connecticut.
The economic landscape of these affluent areas reflects broader patterns in American wealth distribution and regional economic strengths. Many of these neighborhoods benefit from proximity to major financial centers, technology hubs, or entertainment industries.
Understanding the characteristics and dynamics of these communities provides insight into where America’s wealthiest residents choose to live and the factors that drive real estate values in luxury markets.
Here are the 50 richest neighborhoods in the U.S.
50. Westfield, New Jersey
Westfield, New Jersey ranks among America’s wealthiest neighborhoods. This affluent suburb sits just 16 miles southwest of Manhattan.
The town combines small-town charm with upscale living. Residents enjoy a sophisticated community atmosphere while maintaining easy access to New York City.
Westfield boasts a median household income well above the national average. The community attracts high-earning professionals who value both luxury and convenience.
The town has earned recognition on multiple lists of wealthy suburbs. Bergen County communities like Westfield consistently appear in national wealth rankings.
Westfield’s proximity to Manhattan makes it attractive to commuters. The location allows residents to work in the city while living in an exclusive suburban environment.
49. Glencoe, Illinois
Glencoe sits along Lake Michigan’s shores in Cook County, Illinois. This affluent North Shore suburb maintains a population of approximately 8,800 residents across just four square miles.
The village ranks among America’s wealthiest communities with compelling financial metrics. Average household income reaches $358,543 according to recent data. The median household income stands at $228,750 based on census information.
Real estate values reflect the area’s premium status. Average home values hover around $1.2 million, with prices increasing 5.3% over the past year. The per capita income averages $133,746.
Glencoe earned recognition as Illinois’ most expensive neighborhood in recent rankings. The community consistently appears on national lists of wealthy suburbs. Notable residents include billionaire Eric Lefkofsky of Groupon.
The village offers scenic parks, excellent schools, and stunning lakefront properties. Its proximity to Chicago combined with low crime rates attracts affluent families seeking upscale suburban living.
48. Westport, Connecticut
Westport stands as one of Connecticut’s most affluent communities, located in Fairfield County along Long Island Sound. The town maintains a population of approximately 27,141 residents.
The median household income reaches $206,466, though some sources report mean household incomes exceeding $346,000. This wealth concentration places Westport consistently among the state’s top five richest municipalities.
Residents enjoy access to pristine beaches, private country clubs, and yacht clubs. The town’s location along Connecticut’s Gold Coast provides both luxury amenities and proximity to New York City.
Westport’s public school system ranks among the finest in Connecticut and holds the 17th position nationally. This educational excellence attracts affluent families seeking high-quality schooling options.
The community represents a significant portion of Connecticut’s wealth concentration in Fairfield County, maintaining its status as a premier destination for high-income earners.
47. Coto de Caza, California
Coto de Caza stands as Orange County’s most affluent inland neighborhood. This exclusive guard-gated community spans approximately 5,000 acres in southeastern Orange County.
The neighborhood’s median household income significantly exceeds the national average. Home prices range from $350,000 to over $20 million, reflecting the area’s diverse luxury offerings.
The community features 60 separate subdivisions and neighborhoods. These include condominiums, townhomes, single-family homes, custom estates, and horse properties.
Coto de Caza attracts successful professionals, executives, and celebrities seeking privacy and upscale living. The area is particularly popular with married couples who have children.
Exclusive sub-communities within Coto de Caza include The Pinnacle, The Woods, and The Forest. These gated enclaves offer additional privacy and luxury amenities for residents.
46. Belle Meade, Tennessee
Belle Meade stands as Tennessee’s wealthiest city with a mean income of $434,848. This Nashville suburb in Davidson County maintains an exclusive reputation built on luxury and prestige.
The median home price reaches $3.1 million, making it Tennessee’s most expensive real estate market. Properties have delivered strong investment performance with significant appreciation over the past 15 years.
This independent city houses 2,668 residents as of 2022. The unemployment rate remains exceptionally low at just 1 percent.
Belle Meade features sprawling estates and well-maintained properties that reflect Southern elegance. The equestrian community adds to its distinctive character and appeal.
Approximately 74 percent of households earn over $200,000 annually. The homeownership rate reaches 96.3 percent among residents.
Cultural events like the annual Swan Ball at Cheekwood Estate attract Tennessee’s most influential residents for networking and charitable fundraising.
45. Chestnut Hill, Massachusetts
Chestnut Hill straddles the boundaries of Newton, Brookline, and Boston. This prestigious neighborhood features estate-sized properties and attracts wealthy families seeking exclusivity near Boston College.
The median home price exceeds $2.5 million, making it one of the most expensive housing markets in Massachusetts. Properties cost significantly more than the state average of $477,554.
Chestnut Hill ranks among the nation’s most exclusive housing markets according to recent analysis. The median household income surpasses $120,000, placing residents in the 75th percentile nationally.
Average rental costs reach approximately $4,000 per month. The neighborhood combines historic architecture with modern luxury amenities.
Notable attractions include Boston College and the Chestnut Hill Reservoir. The area offers top-tier schools and upscale shopping destinations that cater to affluent residents.
44. Boca Raton, Florida
Boca Raton stands as one of South Florida’s most affluent residential markets. The city attracts wealthy residents with its luxury subdivisions and high-end amenities.
Several gated communities define the area’s exclusive character. These neighborhoods feature sprawling estates and premium waterfront properties.
The most expensive residential areas span hundreds of acres with limited home inventory. Many properties sell for tens of millions of dollars.
Luxury real estate dominates the local market landscape. Buyers seek out the area’s prestigious golf communities and beachfront locations.
The city’s appeal stems from its combination of coastal living and upscale lifestyle offerings. Quality amenities and exclusive access drive property values in top neighborhoods.
Median home values vary significantly across different areas of the city. The most sought-after communities command premium prices that reflect their exclusivity and desirability among affluent buyers.
43. Edina, Minnesota
Edina stands as Minnesota’s most prominent wealthy suburb, housing over 53,400 residents. The city consistently ranks among America’s most expensive real estate markets.
Property values in Edina reach impressive heights. The median home price hit $605,000 in early 2025, with luxury neighborhoods commanding significantly higher prices.
The city contains 23 of Minnesota’s 30 most expensive neighborhoods. Values range from $589,608 in Melody Lake to $1,364,967 in the Country Club area.
Rolling Green represents one of Edina’s premier districts. Many properties in this neighborhood sell for over $2 million, attracting affluent homebuyers seeking upscale amenities.
Edina’s wealth creates a “halo effect” on surrounding communities. Adjacent suburbs experience property value increases of 15-20% due to proximity to these affluent areas.
The city’s real estate market drives neighborhood revitalization through high-end property investments.
42. La Jolla, California
La Jolla stands as one of California’s most prestigious coastal communities. The neighborhood consistently ranks among San Diego’s wealthiest areas with exceptional household incomes.
The Torrey Pines area of La Jolla demonstrates particular affluence. Median household income reaches $248,000, with 55% of households earning at least $200,000 annually.
La Jolla Farms represents the pinnacle of luxury living in the area. Median home prices hit $2,002,454, reflecting the exclusive nature of this coastal enclave.
The top 5% of La Jolla households earn a mean income of $813,000. This figure surpasses many other wealthy neighborhoods across the region.
Properties throughout La Jolla frequently reach multi-million dollar valuations. The community features high-end boutiques, gourmet restaurants, and premium amenities that attract affluent residents from across the country.
41. Weston, Massachusetts
Weston ranks among the wealthiest communities in Massachusetts and the entire United States. This affluent suburb sits just 15 miles west of downtown Boston in Middlesex County.
The town maintains a small-town atmosphere with approximately 11,000 residents. Despite its modest size, Weston boasts a median household income of $206,250.
Home values reflect the community’s prosperity, with median prices exceeding $1 million. The per capita income reaches $105,217, placing residents well above national averages.
Weston attracts affluent families seeking both tranquility and urban accessibility. The location provides easy access to Boston while offering countryside charm.
The community features highly rated schools and extensive recreational amenities. Beautiful parks and hiking trails complement the area’s historic homes and well-maintained neighborhoods.
40. Rye, New York
Rye consistently ranks among America’s wealthiest suburbs, claiming the second position on multiple recent surveys. Located in Westchester County just outside New York City, this affluent community boasts a mean household income of approximately $421,259.
The city combines small-town charm with sophisticated amenities. Residents enjoy proximity to Manhattan while maintaining a suburban lifestyle with top-rated schools and tree-lined streets.
Property values reflect the area’s desirability, with typical home values reaching $2.1 million. The community attracts high-earning professionals who commute to New York City for work.
Rye’s strategic location provides easy access to urban employment centers while offering residential tranquility. The suburb features well-maintained neighborhoods and strong local governance that preserves its exclusive character.
The area’s wealth stems largely from its appeal to finance professionals, executives, and other high-income earners seeking quality schools and upscale living near major metropolitan areas.
39. Glenview, Illinois
Glenview stands as one of Chicago’s most affluent suburbs, located in the prestigious North Shore region. This well-established community attracts wealthy residents with its scenic beauty and strong community values.
The median household income reaches $104,555, placing Glenview in the 93rd percentile nationwide. The zip code 60026 specifically shows even higher wealth concentration with median household incomes of $128,950.
Home prices reflect the area’s exclusivity, ranging from $400,000 to over $2 million. The median home price sits at $668,390, featuring both traditional and modern architecture with upscale finishes.
Educational achievement drives much of the area’s prosperity. Approximately 58% of adults hold bachelor’s degrees or higher, nearly double the national average of 31%.
The suburb offers excellent schools, expansive parks, and a bustling downtown district that appeals to high-net-worth families seeking luxury and convenience.
38. Los Altos Hills, California
Los Altos Hills stands as one of California’s most affluent residential communities. Located in Santa Clara County, this incorporated town operates separately from neighboring Los Altos.
The community maintains a median household income exceeding $240,000 annually. This places Los Altos Hills among the wealthiest areas in the United States.
The town encompasses approximately 8,000 residents living in a strictly residential environment. No commercial properties exist within the community boundaries.
Los Altos Hills enforces stringent residential requirements. Properties must maintain minimum one-acre lot sizes with only one primary dwelling permitted per parcel.
The area attracts wealthy Silicon Valley professionals seeking rural character within the tech corridor. Large custom homes offer stunning views of San Francisco Bay.
Most children attend the highly-rated Palo Alto School District. Recent median home sales prices reached $3.4 million, representing significant year-over-year increases in property values.
37. Sagaponack, New York
Sagaponack stands as Long Island’s wealthiest neighborhood and ranks among America’s most expensive zip codes. This exclusive Hamptons village attracts ultra-wealthy residents seeking luxury and privacy along the Atlantic coast.
The typical home in Sagaponack costs $5.7 million, making it one of the priciest real estate markets in the United States. The community of approximately 770 residents consistently appears on lists of the nation’s most expensive areas.
Notable residents include celebrities like Jimmy Fallon and Drew Barrymore, alongside CEOs and billionaires. The village’s location in Southampton provides direct ocean access and maintains its reputation for exclusivity.
Sagaponack offers picturesque outdoor appeal and a serene atmosphere within an intimate community setting. The pandemic drove additional wealthy buyers to this bucolic hamlet, further cementing its status as a premier luxury destination.
36. Highland Park, Illinois
Highland Park stands as one of Illinois’ most affluent suburbs. Located on Chicago’s North Shore, this lakefront community attracts wealthy residents seeking luxury living.
The suburb features stunning Lake Michigan views and historical charm. Home prices typically start at $600,000 and can exceed $3 million for luxury estates.
Highland Park offers top-rated schools and cultural attractions. The combination of natural beauty and urban convenience makes it highly desirable among affluent homeowners.
The city boasts some of the most exclusive neighborhoods in the North Shore area. Its proximity to Chicago provides residents with easy access to metropolitan amenities while maintaining suburban tranquility.
Highland Park consistently ranks among Illinois’ wealthiest communities. The area features expansive estates, upscale amenities, and high average household incomes that place it among the state’s premier residential destinations.
35. Carmel, Indiana
Carmel stands as one of Indiana’s most affluent suburbs, located just 23 miles north of Indianapolis. The city boasts a median home price of $470,809 and a mean household income of $157,122.
This upscale community consistently ranks among the wealthiest towns in the Indianapolis metropolitan area. Carmel has successfully maintained high property values while controlling neighborhood aesthetics across its developments.
The city attracts affluent families with its top-rated school systems and luxury amenities. Beautiful parks, vibrant downtown areas, and well-planned residential neighborhoods contribute to its desirable reputation.
Carmel’s strategic development approach has allowed for diverse housing options while preserving community standards. The city transitioned toward higher-density neighborhoods during the 2000s without compromising its upscale character.
Notable residents have chosen Carmel for its combination of suburban tranquility and urban accessibility to Indianapolis.
34. Shaker Heights, Ohio
Shaker Heights stands as one of Ohio’s most affluent communities, with a median household income of $112,245. This places the city in the 95th percentile nationally for household earnings.
The community attracts highly educated professionals, with 70% of adults holding bachelor’s degrees or higher. This educational achievement significantly exceeds the national average of 31%.
Real estate in Shaker Heights ranks among Ohio’s most expensive markets. Home values consistently outpace the state average of $181,280, reflecting the area’s desirability and prestige.
The city features distinct neighborhoods like Ludlow and Onaway, which offer historic charm and architectural significance. Many homes date back to pre-World War II era, creating unique character throughout the community.
Shaker Heights maintains a population of approximately 28,500 residents across 11 neighborhoods. Each area provides access to top-rated amenities while preserving a small-town atmosphere that appeals to successful families and professionals.
33. San Marino, California
San Marino stands as one of California’s most exclusive residential communities in the San Gabriel Valley. This small city in Los Angeles County maintains a population of approximately 12,620 residents.
The median household income reaches $175,663, placing San Marino in the 99th percentile nationally. Home values reflect this wealth, with median prices exceeding $2 million.
The most expensive properties near Lacy Park command prices up to $13 million. San Marino represents the highest-priced real estate market in the San Gabriel Valley.
Education levels correlate with the area’s affluence. About 83% of adults hold bachelor’s degrees or higher, compared to 31% nationwide.
The city features tree-lined residential streets and access to quality amenities including restaurants, gardens, and museums. San Marino’s unified school district adds to its residential appeal for wealthy families.
32. Winnetka, Illinois
Winnetka sits 16 miles north of downtown Chicago in Cook County. This affluent village has a population of approximately 12,475 residents within just 3.89 square miles.
The community boasts an average household income of $458,988. The median household income reaches $250,001, placing it among the wealthiest locations in Illinois.
Real estate values reflect the area’s prosperity. The median home value stands at $1,192,600, with some reports indicating average home sale prices reaching $1,692,258.
Winnetka gained national recognition as the filming location for the movie Home Alone. The village is situated on Chicago’s picturesque North Shore, offering small-town charm with big-city proximity.
The area features excellent educational opportunities through highly-rated public school districts. New Trier Township High School District serves the community and maintains national recognition for academic achievement.
31. Larchmont, New York
Larchmont stands as one of New York’s most affluent communities, ranking as the state’s third-wealthiest town. This coastal Westchester County village maintains a mean household income of $324,835.
The town sits just 35 minutes from Manhattan by train, making it attractive to wealthy professionals. Residents enjoy waterfront properties, yacht clubs, and beach clubs along Long Island Sound.
Larchmont ranks 15th among the richest towns nationwide according to recent Bloomberg data. The community has attracted affluent residents for over a century due to its prime location and coastal amenities.
Education levels remain exceptionally high, with 85.8% of residents holding bachelor’s degrees or higher. The town features stately homes in well-maintained neighborhoods alongside convenient shopping and dining clusters.
Its proximity to New York City combined with excellent schools and beautiful waterfront properties continues to draw wealthy families and executives to this prestigious Westchester enclave.
30. Grosse Pointe, Michigan
Grosse Pointe stands as Detroit’s oldest and most affluent suburban area, encompassing five distinct communities with a combined population of approximately 50,000 residents. The median household income reaches $100,413, placing it in the 91st percentile nationwide.
This lakefront community offers stunning views of Lake St. Clair and features tree-lined streets with elegant homes set back from winding roads. The area spans roughly 19 square miles, though water comprises most of that territory.
Education levels significantly exceed national averages, with 55% of adults holding bachelor’s degrees or higher compared to 31% nationwide. All five Grosse Pointe communities rank among Michigan’s top 50 wealthiest cities.
Home values surpass both state and national averages, reflecting the desirability of this historic enclave. The neighborhoods feature a mix of lakefront estates and stately mansions that attract affluent residents seeking luxury living near Detroit.
29. The Hill, Colorado Springs
The Hill stands as one of Colorado Springs’ most prestigious residential areas. This upscale neighborhood attracts affluent residents seeking luxury living with mountain views.
Located in the foothills, The Hill offers spacious custom homes on large lots. Properties typically feature contemporary architecture and premium finishes throughout.
Residents enjoy proximity to hiking trails and outdoor recreation opportunities. The neighborhood provides easy access to downtown Colorado Springs while maintaining a secluded atmosphere.
Home values in The Hill consistently rank among the highest in the city. The area appeals to executives, professionals, and retirees seeking upscale mountain living.
The Hill’s elevation provides panoramic views of the Colorado Springs valley below. This geographic advantage contributes significantly to the neighborhood’s desirability and property values.
28. Naples Islands, California
Naples Islands sits within Long Beach, California, offering an exclusive waterfront lifestyle. The man-made island community features luxury homes with private boat docks and canal access.
Properties in Naples Islands typically range from $2 million to over $8 million. The neighborhood attracts affluent residents seeking privacy and water access in Southern California.
The community consists of three islands connected by bridges. Residents enjoy direct access to Alamitos Bay and the Pacific Ocean through a network of canals.
Naples Islands maintains strict architectural standards and community guidelines. The area features Mediterranean-style homes and modern waterfront estates with panoramic bay views.
The neighborhood offers proximity to downtown Long Beach amenities while maintaining residential exclusivity. Local restaurants and boutiques line the nearby Naples area, creating a resort-like atmosphere for residents.
27. Kenilworth, Illinois
Kenilworth stands as the richest city in Illinois with an average household income of $460,411 as of 2023. This exclusive North Shore suburb sits 15 miles north of downtown Chicago along Lake Michigan’s shores.
The village has a population of just 2,437 residents as of 2023. Kenilworth ranked as the eighth wealthiest community in the United States in 2018.
The median home sale price reaches $1,730,000 in this affluent enclave. Zip code 60043 covers Kenilworth with a median household income of $252,522.
Kenilworth is known for its pristine streets and stately homes. The community offers upscale amenities including high-end shopping centers and luxury accommodations.
This planned community consistently appears on lists of America’s safest and richest places. Crime rates remain exceptionally low at 2.5% compared to the national average of 27%.
26. Holmby Hills, California
Holmby Hills stands as one of California’s most exclusive neighborhoods, located on the Westside of Los Angeles. The area was developed in the early 20th century by the Janss Investment Company.
This neighborhood consistently ranks as the richest area in California. Average home prices exceed $8 million, reflecting the extraordinary wealth concentrated in this small enclave.
The community houses only 194 residents with a median age of 61. The average individual income reaches $150,537, though property values suggest household wealth extends far beyond this figure.
Hollywood stars and successful business leaders choose Holmby Hills for its exceptional privacy and luxury. The neighborhood features sprawling estates with covered landscapes and world-class amenities.
Holmby Hills surpasses even Beverly Hills and Bel Air in exclusivity and pricing. Homes worth tens of millions of dollars are common throughout the area.
25. Wilmette, Illinois
Wilmette consistently ranks among America’s wealthiest suburbs. This Chicago suburb recently secured a spot in the top 50 richest communities nationwide.
The village attracts affluent residents with its prime location north of Chicago. High household incomes and strong property values define this North Shore community.
Wilmette benefits from excellent educational opportunities. The area falls within highly-rated school districts that maintain national recognition for academic achievement.
The suburb’s proximity to Chicago provides residents with urban amenities while maintaining a suburban lifestyle. This combination appeals to wealthy professionals and families.
Housing in Wilmette commands premium prices reflecting the area’s desirability. The community’s stable real estate market contributes to its wealthy reputation.
Wilmette’s consistent appearance on wealth rankings demonstrates its enduring affluence. The suburb remains one of Illinois’ most prosperous residential areas.
24. Scarsdale, New York
Scarsdale holds the distinction as America’s wealthiest suburb for the second consecutive year. This Westchester County community boasts an average household income exceeding $600,000.
The typical home value in Scarsdale ranges between $1.2 million and $1.6 million depending on current market conditions. Property values have continued to rise steadily.
Located in New York’s Westchester County, Scarsdale attracts high-earning professionals who commute to Manhattan. The community offers excellent schools and maintained neighborhoods.
The suburb’s wealth stems from its proximity to New York City combined with its residential appeal. Many residents work in finance, law, and other high-paying industries.
Scarsdale’s consistent ranking reflects both rising incomes and property values. The community maintains its position among America’s most affluent suburban areas.
23. Darien, Connecticut
Darien stands as Connecticut’s wealthiest town and ranks among America’s richest communities. This Fairfield County enclave sits along the Gold Coast with direct access to Long Island Sound.
The town’s median household income exceeds $250,000, with average annual household earnings reaching over $352,000. Home values average $1.6 million, reflecting the area’s premium real estate market.
Darien’s population of approximately 21,500 residents enjoys access to 11 parks and two beaches. The community features numerous private country clubs and yacht clubs that cater to affluent lifestyles.
The town’s proximity to New York City provides residents with convenient commuter rail access. This strategic location allows professionals to maintain high-paying Manhattan careers while living in a prestigious suburban setting.
Fairfield County’s concentration of wealth contributes to Darien’s status as a top-tier neighborhood, offering excellent schools and safe residential areas.
22. Summit, New Jersey
Summit earned recognition as New Jersey’s wealthiest suburb in a 2024 GOBankingRates survey. The Union County community ranked 26th nationally among America’s 50 wealthiest suburbs.
This affluent town meets strict criteria for wealth rankings. Survey parameters required communities to have at least 5,000 households to qualify for consideration.
Summit’s inclusion reflects New Jersey’s strong economic prosperity across multiple counties. The state placed five municipalities total on the national wealth rankings for 2025.
The community represents one of the Garden State’s most coveted residential areas. Bergen, Union, and Mercer counties all contributed towns to the prestigious wealth list.
Summit’s high median incomes and rising property values contributed to its top ranking within New Jersey. The town demonstrates the concentration of wealth in select suburban enclaves throughout the Northeast corridor.
21. West University Place, Texas
West University Place ranks as the third wealthiest suburb in the United States according to recent analysis. This affluent Houston suburb consistently maintains its position among America’s most prosperous communities.
The city covers approximately two square miles and houses around 15,000 residents. Despite its compact size, West University Place commands significant economic influence in the Houston metropolitan area.
High median household incomes and substantial home values drive the community’s wealthy status. The suburb’s proximity to Houston provides residents access to major employment centers while maintaining an exclusive residential atmosphere.
West University Place represents one of five Texas suburbs featured in the top fifty wealthiest communities nationwide. The area continues to attract affluent families seeking premium housing options in the greater Houston region.
20. Alamo, California
Alamo ranks as the fifth wealthiest suburb in America for 2025. This unincorporated community in Contra Costa County made a dramatic leap onto the national stage.
The neighborhood’s average household income reached $403,334, representing a 1.1 percent increase from the previous year. Home values average $2,550,706, though they declined slightly by 1.8 percent.
Alamo did not appear in the top 50 wealthiest suburbs list in 2024. Its sudden emergence as a top-five community marks one of the most significant rankings changes.
This affluent enclave sits in California’s East Bay region. The community benefits from its proximity to major employment centers while maintaining a suburban residential character.
California leads all states with the most wealthy suburbs represented in national rankings. Alamo contributes to the state’s dominance in luxury residential markets.
19. Leawood, Kansas
Leawood stands as one of Kansas’s wealthiest cities, consistently ranking among America’s most affluent communities. The city boasts a median household income of $159,540, which is 131% higher than the national median.
Located in Johnson County, Leawood features Kansas’s wealthiest zip code. The community spans over 70 years of development tradition in northeast Johnson County.
Housing values reflect the area’s prosperity, with a median home value of $808,541. This makes Leawood real estate among the most expensive in both Kansas and the entire United States.
The city consists primarily of large, single-family homes across elegant established neighborhoods. Leawood offers a mix of prestigious residential areas and high-profile business developments.
Positioned between Overland Park and Kansas City, residents enjoy convenient access to urban amenities while maintaining suburban tranquility.
18. The Plains, Virginia
The Plains stands as one of Virginia’s most affluent residential areas. This exclusive neighborhood attracts wealthy residents seeking luxury living outside urban centers.
Home values in The Plains significantly exceed Virginia’s state average of $323,261. The premium pricing reflects the area’s desirability and exclusivity among high-income buyers.
Residents in The Plains enjoy upper-middle income status. The neighborhood ranks higher in income than 75.7% of all American neighborhoods according to census data.
The community represents a prime example of Virginia’s wealthy residential enclaves. Its location and amenities draw professionals and executives seeking upscale suburban living.
Real estate market performance demonstrates strong demand for properties in this area. The neighborhood’s reputation continues to attract affluent buyers willing to pay premium prices for quality housing and lifestyle amenities.
17. Indian Creek, Florida
Indian Creek Village sits on a 300-acre private island in Biscayne Bay near Miami Beach. The exclusive community contains approximately 30 luxury waterfront mansions surrounding an 18-hole golf course.
This gated neighborhood serves as home to billionaires including Jeff Bezos, Ivanka Trump, Jared Kushner, and Tom Brady. The community earned the nickname “Billionaire Bunker” due to its ultra-wealthy residents and high security.
Properties regularly sell for over $50 million, with recent listings reaching $85 million. The annual per-capita income exceeds $137,000, placing it among the top ten highest-income communities nationwide.
Residents enjoy access to the ultra-exclusive Indian Creek Country Club. The island provides maximum privacy and security for its high-profile inhabitants.
During the pandemic, property values skyrocketed as wealthy buyers sought Florida’s favorable tax climate and isolated luxury lifestyle.
16. Lake Forest, Illinois
Lake Forest stands as one of Chicago’s most affluent suburbs, consistently ranking among America’s wealthiest communities. This Lake County neighborhood houses nearly 20,000 residents with a median household income around $150,000.
The community recently secured a spot in the top 50 wealthiest suburbs nationwide. Lake Forest ranked 30th in a 2025 study that analyzed household income data and economic indicators across the United States.
Real estate values reflect the area’s prosperity, with average home prices reaching approximately $500,000. Property listings show a wide price range, indicating diverse housing options within this upscale market.
Lake Forest’s wealth stems from its desirable location and strong local economy. The suburb attracts high-earning professionals who value its proximity to Chicago while enjoying a more residential setting.
15. Cherry Hills Village, Colorado
Cherry Hills Village stands as Colorado’s wealthiest neighborhood and consistently ranks among America’s richest communities. This Denver suburb earned the 35th position on the national list of the 50 wealthiest neighborhoods.
The median home price exceeds $2 million, reflecting the area’s exclusive status. The community attracts high-profile residents, including celebrities and professional athletes who value its prestigious reputation.
Bloomberg’s 2020 ranking highlighted Cherry Hills Village as Colorado’s sole representative among America’s 100 richest places. The neighborhood reported an average household income of $406,681, demonstrating significant financial prosperity.
Cherry Hills Village combines luxury suburban living with convenient access to Denver’s urban amenities. The area maintains a peaceful, residential atmosphere while providing proximity to the city’s business and cultural districts.
This affluent enclave represents the pinnacle of Colorado luxury real estate and continues to attract wealthy residents seeking an upscale lifestyle.
14. Pacific Heights, San Francisco
Pacific Heights stands as one of San Francisco’s most prestigious neighborhoods. The area offers panoramic views of the Golden Gate Bridge, San Francisco Bay, and Alcatraz.
Home prices in Pacific Heights average between $4-5 million. The citywide median sits around $1.29 million, making this neighborhood significantly more expensive than most areas.
The median household income reaches approximately $250,000. This figure exceeds the city average by a substantial margin.
Victorian and Edwardian architecture defines much of the neighborhood’s character. These grand homes contribute to Pacific Heights’ reputation as an exclusive enclave.
The area includes the famous Billionaire’s Row. Some of San Francisco’s most expensive properties line these streets.
Residents enjoy proximity to the Presidio national park. High-end shopping and dining options are readily accessible throughout the neighborhood.
13. Upper East Side, New York City
The Upper East Side consistently ranks as one of New York City’s wealthiest neighborhoods. This prestigious Manhattan district stretches from 59th Street to 96th Street, bordered by Central Park and the East River.
The neighborhood boasts a median household income of $129,213. Nearly 44 percent of residents earn $200,000 or more annually, the highest percentage in the city.
Property values reflect the area’s exclusivity, with average home values reaching $1.5 million. The typical residence spans approximately 2,500 square feet, offering spacious living in a dense urban environment.
Fifth Avenue’s luxury shopping and proximity to Central Park enhance the neighborhood’s appeal. The Upper East Side’s combination of prime location, architectural grandeur, and historical significance maintains its status as Manhattan’s premier residential enclave.
12. Lakeside, Seattle, Washington
Lakeside stands as one of Seattle’s most exclusive residential neighborhoods. The community sits along the shores of Lake Washington, offering residents direct waterfront access and stunning lake views.
The neighborhood features large estate-style homes with expansive lots. Many properties include private docks and manicured landscaping that extends to the water’s edge.
Lakeside maintains a secluded atmosphere despite its proximity to Seattle’s urban core. The area attracts wealthy professionals and executives seeking privacy and luxury amenities.
Property values in Lakeside consistently rank among the highest in the Seattle metropolitan area. The neighborhood’s limited housing inventory and waterfront locations drive premium pricing for available homes.
Residents enjoy easy access to Seattle’s business districts while maintaining distance from city congestion. The community’s tree-lined streets and mature landscaping create a suburban feel within the metropolitan area.
11. Highland Park, Texas
Highland Park stands as Dallas’s most prestigious neighborhood, consistently ranking among America’s wealthiest communities. This enclave sits just four miles north of downtown Dallas.
The median household income reached approximately $234,000 in 2021. Home prices reflect this affluence, with the median home price listed at over $2 million in recent years.
The neighborhood earned recognition as the 7th richest in the country as of 2020. Historic mansions line tree-lined streets throughout the area.
Highland Park features impeccable landscaping and well-maintained properties. The community offers walkable streets and abundant recreational facilities for residents.
Often called the “Beverly Hills of Texas,” Highland Park attracts high net worth individuals seeking luxury living. The area combines old-world charm with modern amenities in central Dallas.
10. Bel Air, California
Bel Air stands as one of America’s most exclusive residential enclaves in Los Angeles. The neighborhood consistently ranks among the nation’s wealthiest zip codes.
This prestigious community forms part of the renowned Platinum Triangle. The area sits directly across from Sunset Boulevard in an elevated location.
Median home prices in Bel Air reach $8.6 million according to recent data. Some reports indicate the neighborhood has the highest median home price nationally.
The community attracts entertainment industry executives and A-list celebrities. These residents are drawn to the area’s privacy and luxury amenities.
Bel Air gained cultural recognition through “The Fresh Prince of Bel-Air” television series. The show introduced the neighborhood’s opulent lifestyle to mainstream audiences.
The area features sprawling mansions set on large lots with panoramic views. These properties often include extensive grounds and high-end architectural details.
9. Newport Coast, California
Newport Coast stands among Southern California’s most exclusive residential areas. This coastal enclave within Newport Beach commands extraordinary real estate prices that reflect its prime location and luxury amenities.
The neighborhood features an average sales price of $6,852,269 for homes. This premium reflects the area’s oceanfront positioning and high-end development standards.
Newport Coast offers residents direct access to pristine beaches and world-class golf courses. The community attracts wealthy professionals and business executives seeking luxury coastal living.
The area includes several gated communities with custom-built estates. Many properties feature panoramic ocean views and private beach access.
Newport Coast’s proximity to John Wayne Orange County Airport adds convenience for affluent residents. The neighborhood maintains strict development standards that preserve property values and exclusivity.
8. Short Hills, New Jersey
Short Hills stands as one of New Jersey’s most affluent communities, located within Millburn Township in Essex County. This prestigious neighborhood consistently ranks among the wealthiest areas in both the state and nation.
The community boasts an impressive mean household income of $428,352. With a population of 14,422 residents, Short Hills features winding roads lined with multimillion-dollar mansions.
The median home value reaches $1.2 million, reflecting the area’s exclusive real estate market. Over 87% of residents hold bachelor’s degrees or higher, contributing to enhanced employment opportunities.
Short Hills has earned recognition as the top New Jersey area on Bloomberg’s richest places list. The neighborhood ranks fourth statewide among wealthy communities and places 95th among the 100 wealthiest zip codes nationwide.
This upscale suburb attracts some of New Jersey’s wealthiest residents, offering luxury living with exceptional amenities and prestigious schools.
7. Malibu, California
Malibu stands as one of California’s most prestigious coastal communities. This beachfront paradise stretches along 21 miles of Pacific coastline, offering stunning ocean views and unparalleled privacy.
The city attracts A-list celebrities, business moguls, and entertainment industry elites. Real estate prices regularly exceed $3 million, with luxury properties often reaching $20 million or more.
Malibu Colony represents the area’s most exclusive enclave. This historic gated community has served as a celebrity retreat since Hollywood’s Golden Age.
The neighborhood of La Costa experienced remarkable growth, with median home values surging 143% in recent years. Four of Los Angeles County’s ten most expensive neighborhoods are located within Malibu.
Properties here combine luxury living with natural beauty. The community offers residents access to pristine beaches, hiking trails, and world-class amenities while maintaining exclusivity and privacy.
6. Hamptons, New York
The Hamptons represents one of America’s most exclusive coastal enclaves. This Long Island destination attracts CEOs, celebrities, and billionaires seeking luxury and privacy.
Sagaponack stands as the wealthiest town in the region. The area maintains a median sale price of $6.7 million for residential properties.
Meadow Lane in Southampton claims the top spot for expensive streets. Properties here command a median sale price of $17.6 million.
The community known as “The Billionaire’s Bunker” houses some of the world’s wealthiest individuals. This northern section features high-end estates owned by film stars and business titans.
Notable residents include Jimmy Fallon and Drew Barrymore. The area’s appeal stems from its combination of oceanfront location and exclusive atmosphere.
Real estate values consistently rank among the nation’s highest, making the Hamptons a premier destination for ultra-wealthy homebuyers.
5. Fisher Island, Florida
Fisher Island stands as America’s wealthiest ZIP code with residents earning an average income of $2.2 million. This 216-acre private island sits just seven minutes from downtown Miami.
The exclusive community is accessible only by ferry or private boat. This restricted access maintains the island’s privacy and exclusivity.
Real estate prices reflect the area’s elite status. The median listing price reaches $11.9 million, making it the nation’s most expensive ZIP code by property values.
The island attracts high-profile residents and celebrities. Its luxury amenities include private beach clubs, marinas, and upscale condominiums.
Fisher Island covers just 0.27 square miles off Miami’s coast. Despite its small size, it consistently ranks among the wealthiest neighborhoods in the United States.
4. Palm Beach, Florida
Palm Beach stands as Florida’s wealthiest suburb and ranks 13th nationally among America’s richest neighborhoods. The coastal enclave reports an average household income of $356,467.
Home values in Palm Beach frequently exceed $10 million, reflecting the area’s exclusive real estate market. The community attracts high-net-worth individuals seeking luxury waterfront living.
This barrier island destination features pristine beaches and historic mansions. Worth Avenue serves as the town’s upscale shopping district, housing designer boutiques and fine dining establishments.
Palm Beach maintains strict zoning laws and architectural guidelines that preserve its character. The town’s small size and limited development contribute to property values and exclusivity.
Year-round residents include business executives, celebrities, and retirees drawn to the subtropical climate and sophisticated lifestyle offerings.
3. Atherton, California
Atherton stands as California’s wealthiest town and ranks among the richest neighborhoods nationwide. Located in San Mateo County near Silicon Valley, this exclusive enclave attracts tech executives and high-profile residents.
The town maintains a median household income exceeding $525,000 annually. Home values reflect this affluence, with median sale prices surpassing $7.5 million.
Notable residents include former Google CEO Eric Schmidt and Golden State Warriors star Stephen Curry. The community’s proximity to major tech companies makes it particularly appealing to industry leaders.
Atherton preserves its exclusivity through strict zoning regulations and minimum lot size requirements. These measures, combined with astronomical property values, limit accessibility to most buyers.
The town’s population remains small at under 7,000 residents. This intimate scale contributes to its prestigious atmosphere and desirability among America’s wealthy elite.
2. Greenwich, Connecticut
Greenwich stands as one of America’s wealthiest suburbs, located just over 30 miles from New York City. The town consistently ranks among the nation’s richest communities.
The average household income in Greenwich reaches $297,081 as of 2023. This represents an increase from $285,614 in 2022, demonstrating the area’s continued financial growth.
Property values reflect the community’s affluence. The typical home value sits at $2,345,511, making real estate one of the most expensive in the country.
Greenwich serves as a hub for the finance industry, particularly hedge funds. Many financial professionals choose to live here while commuting to New York City.
To be considered middle class in Greenwich, residents typically earn between $180,000 and $400,000 annually. The town ranks third among Connecticut’s most expensive communities, behind Darien and Westport.
1. Beverly Hills, California
Beverly Hills stands as America’s most iconic wealthy neighborhood. Located in Los Angeles County, this city epitomizes luxury living and exclusivity.
The area attracts celebrities, business moguls, and high-net-worth individuals seeking prime real estate. Home values frequently exceed $3.5 million, reflecting the neighborhood’s prestigious status.
Beverly Hills features sprawling mansions, designer boutiques, and world-class amenities. The city’s tree-lined streets showcase architectural excellence and meticulous landscaping.
This exclusive enclave offers residents privacy and security in a highly sought-after location. The neighborhood’s reputation for glamour and sophistication remains unmatched in American real estate.
Beverly Hills continues to set the standard for affluent communities nationwide. Its combination of location, luxury, and lifestyle makes it a premier destination for wealthy residents.
Understanding the Factors Behind Wealthy Neighborhoods
Wealthy neighborhoods develop through a combination of economic forces, demographic patterns, and infrastructure investments. These communities attract high-net-worth individuals through superior amenities, strategic locations, and exclusive lifestyle offerings.
Economic Influences and Real Estate Trends
Location proximity drives much of the wealth concentration in America’s richest neighborhoods. Areas near major financial centers, technology hubs, and business districts command premium prices due to reduced commute times for high-earning professionals.
Coastal markets dominate the luxury real estate landscape. Cities like San Francisco, New York, and Los Angeles contain multiple neighborhoods with median home prices exceeding $3 million.
Real estate appreciation creates wealth-building cycles that sustain these communities. Properties in established wealthy areas tend to appreciate faster than national averages, attracting investment capital and preserving exclusivity through high barriers to entry.
Tech industry growth has particularly influenced California neighborhoods. Areas like Atherton now feature median home prices of $7.5 million, driven by proximity to Silicon Valley companies and the wealth creation from technology sector expansion.
Market dynamics include limited housing supply, zoning restrictions that prevent high-density development, and investor demand from both domestic and international buyers seeking premium real estate assets.
Demographics and Lifestyle Preferences
High-net-worth individuals cluster in neighborhoods that align with their professional networks and lifestyle preferences. Tech executives, investment professionals, and entertainment industry leaders often concentrate in specific geographic areas.
Educational priorities significantly influence location choices. Wealthy families seek neighborhoods with top-rated school districts, even when children attend private institutions, as school quality impacts property values and community character.
Privacy and security rank among primary concerns for affluent residents. Gated communities, private security services, and secluded locations away from dense urban centers appeal to individuals seeking discretion.
Cultural compatibility plays a role in demographic clustering. Residents often share similar backgrounds, interests, and social circles, creating communities with shared values and lifestyle expectations.
Age demographics vary by region, with some neighborhoods attracting young tech entrepreneurs while others appeal to established professionals and retirees with accumulated wealth.
Local Amenities and Infrastructure
World-class amenities distinguish wealthy neighborhoods from typical suburban communities. Private golf courses, exclusive country clubs, and high-end shopping districts provide lifestyle benefits that justify premium housing costs.
Infrastructure quality exceeds regional standards in these areas. Well-maintained roads, reliable utilities, advanced telecommunications, and superior public services create environments that support luxury living expectations.
Dining and entertainment options typically include Michelin-starred restaurants, boutique shopping, art galleries, and cultural venues. These amenities attract residents who value sophisticated leisure activities and social opportunities.
Transportation infrastructure provides convenient access to airports, business districts, and cultural centers. Many wealthy neighborhoods feature proximity to private airports or helicopter pads for affluent residents requiring flexible travel options.
Green spaces and environmental quality receive significant investment. Parks, nature preserves, tree-lined streets, and landscaping standards create attractive environments that enhance property values and resident satisfaction.
The Impact of Wealth Concentration on Local Communities
Wealth concentration in America’s richest neighborhoods creates significant ripple effects that extend far beyond property values. These affluent enclaves reshape housing markets and transform the quality of local public services through increased tax revenues.
Effects on Housing and Urban Development
Concentrated wealth drives dramatic increases in property values that reshape entire metropolitan areas. In neighborhoods like Atherton, California, where median household incomes exceed $525,000, home prices regularly reach multiple millions of dollars.
This pricing pressure creates displacement effects in surrounding areas. Middle-income families often relocate to more affordable regions as property values rise. The phenomenon spreads outward from wealthy enclaves, affecting housing costs across broader geographic areas.
Luxury development follows wealth concentration patterns. Developers prioritize high-end amenities and exclusive features that cater to affluent residents. These include:
- Private golf courses and country clubs
- Gated community infrastructure
- High-security residential complexes
- Premium retail and dining establishments
Construction standards in these areas typically exceed regional norms. Builders invest in superior materials, advanced technology systems, and architectural designs that command premium prices.
Influence on Education and Public Services
Wealthy neighborhoods generate substantial property tax revenues that directly fund local school districts and municipal services. Districts in affluent areas often spend significantly more per student than state averages.
These communities attract highly qualified teachers through competitive compensation packages. Schools frequently offer specialized programs, advanced placement courses, and extensive extracurricular activities unavailable in lower-income districts.
Municipal services receive enhanced funding in wealthy areas. Fire departments, police services, and public works departments operate with larger budgets and newer equipment. Response times for emergency services tend to be faster than regional averages.
Infrastructure maintenance occurs more frequently and at higher standards. Roads, parks, and public facilities receive regular upgrades and improvements. Wealthy communities often supplement public funding with private contributions for community enhancement projects.
The concentration creates service disparities between affluent neighborhoods and adjacent communities. Resource allocation reflects local tax bases rather than population-based needs.
