There was a time when Abercrombie & Fitch was all the rage. That time may have past now, but it doesn’t mean that the brand’s no longer relevant. In fact, Abercrombie is beginning to amass new fans and is beginning to grow its market organically again. If you happen to love the brand or are beginning to really get into it, it might be a good idea to open an Abercrombie credit card. There are many benefits to having an Abercrombie credit card and here are 10 just to get you started.
1. No annual fee
Annual fees are a pain. If there’s any way that you don’t have to deal with annual fees, it’s always preferable. Annual fees range in prices, but the good news is you’d never have to worry about this fee when it comes to the Abercrombie card. You can enjoy shopping and spending without thinking about getting charged for extra fees later on.
2. No foreign transaction fees
Here’s another fee that no one really thinks about. It can really bite you in the back if you travel to another country and keep swiping your card because you get charged a fee after each swipe. Fortunately, the Abercrombie credit card does not have any foreign transaction fees whatsoever. So that’s one less thing to worry about when you happen to find yourself on a shopping spree in another country.
3. First purchase discount
If you were planning on splurging at Abercrombie with your credit card, the best time to do so would probably be on your first time using your card. Abercrombie gives its cardholders 25% off their first purchases. That’s quite a hefty sum. So if you end up spending $100 on that first purchase, you’ll only be paying $75. Good deal.
4. Exclusive offers
Apart from your first purchase discount, you’ll also get exclusive offers from Abercrombie from time to time. It might be a coupon or access to an exclusive sale. An exclusive offer could also be access to a members-only event at specific stores.
5. Birthday surprise
There aren’t many credit cards out there that give rewards or benefits on your birthday. Abercrombie does. Card members are entitled to a surprise each year. On the day of your birthday, you should receive an email detailing your surprise. As far as we know, this could be anything from special discounts to free products or items.
6. Online management
Believe it or not, there are still credit cards out there that have very limited online management capabilities. Even though Abercrombie is a brand card, you still get full online account management accessibility. This makes managing your account so much easier from keeping an eye on your account balances to paying your dues every month.
7. Online shopping
You can definitely use your credit card at physical stores, but one benefit of this card is that you could also use the card to go shopping online. The best part about it is there are exclusive sales and discounts that you could only access online. Shopping with your card online could save you even more money.
8. Payment reminders
It’s also rare for a credit card company to actually send you reminders about your due date. It’s easy to get caught up in daily living sometimes, and there’s always a possibility that you might forget about your due date. A little reminder can go a long way and can help you pay your dues on time each month.
9. Missed payment fees
The Abercrombie credit card has one of the smallest fees for missed payment. If you unfortunately miss you monthly dues, Abercrombie will only charge you $25 for a missed payment. That’s a lot better than the standard $30 or $35, but what would ultimately be better is if you don’t miss your payment and you get charged $0.
10. Great fashion line
Abercrombie is one of the most famous global brands out there, and having a credit card from the company gives you access to some of the coolest and trendiest fashions. Having a credit card from the brand will give you the opportunity to shop there as often as you could and really represent the style that you like.
Written by Garrett Parker
Read more posts by Garrett Parker