10 Benefits of Having an IKEA Credit Card
So you’re looking into getting an IKEA credit card. Excellent idea! Learn the history of IKEA and the credit card benefits below!
IKEA was started as a mail order company in Sweden by 17 year old Ingvar Komprad. The iconic furnishing store is an acronym: I for Ingvar; K for Komprad; E for Elmtyard (the farm where Komprad grew up); and A for Agunnaryd (Komprad’s hometown in southern Sweden).
The company designs and sells ready to assemble furniture. IKEA is known for its modern, simple designs and eco-friendly, sustainable materials. The store also sells home accessories and kitchen appliances. IKEA expanded its stores to Norway and Denmark in the 1960’s and into Europe in the 1970’s. Today, IKEA has 400 stores throughout the world and sells its merchandise through its annual catalog and online. Each IKEA store follows the same layout. There’s a showroom on the top floor and a marketplace and self-service warehouse on the lower floor. Each IKEA store has a restaurant that sells traditional Swedish food.
IKEA is one of the most popular furnishing and accessory stores in the world. In 2015, Ingvar Komprad was named one of the top ten richest people in the world by Forbes. IKEA’s mission is to use its profits to invest back into its customers. Not only is this mission generous and noteworthy, it’s one that continues to bring success to the many IKEA’s around the world. Many people make extra trips or special arrangements to visit an IKEA near them because of the vast inventory and generous variety at all IKEA’s. In short, a trip to IKEA is worth it in more ways than one.
For all these reasons and more, IKEA just launched its new Visa Credit Card which offers many benefits.
Here are 10 benefits to having an IKEA credit card:
1. Convenient
The new IKEA Visa credit card can be used anywhere. The card is a Visa credit card and can be used anywhere Visa is accepted. The card can be used to purchase everything from gasoline to food to clothing to furniture. It’s a convenient way to make your everyday cashless purchases and it gives you generous rewards. When it comes to convenience, an IKEA credit card is the way to go.
2. Rewards
The IKEA store credit card offered a great loyalty awards program for its customers. The new IKEA Visa credit card continues this tradition. IKEA Visa users earn 5% back on all IKEA store purchases. This includes in store and online purchases. This includes IKEA’s Traemand kitchen installation and TaskRabbit assembly services. IKEA Visa credit card users earn 3% back on any dining, grocery or utility purchases. The card also awards customers 1% back on any other purchases. Point rewards must be redeemed within 45 days.
3. Added Bonuses
The IKEA Visa credit card offers added initial bonus for its users. Us earn $25 off their first IKEA purchase on the day the card is opened. IKEA also offers a $25 reward certificate for a $500 qualifying purchase within 90 days of opening the account. Qualifying purchases are outside of IKEA, Traemand and TaskRabbit.
4. Other Perks
The IKEA Visa credit card offers even more perks. Account users have zero liability if the card is used for fraudulent purchases. You also get an emergency replacement card. The card offers auto rental protection. Account users are enrolled into the IKEA rewards program. These perks are unique and especially beneficial to the card holder. Could you imagine being held liable for fraudulent purchases? The IKEA credit card takes care of you and ensures your experience using their card is flawless each and every time.
5. No Annual Fee
The IKEA Visa credit card does not charge an annual fee. Whether you use the card or not, you will never be charged a yearly fee. With no annual fee, the credit card is a great, worry free account to have whether you regularly shop at IKEA, use credit cards in general, or not. IKEA credit card account holders are offered flexible credit limits.
6. Financing Home Projects
In addition to the IKEA Visa credit card, IKEA launched the Projekt Card earlier this year. The Projekt Card provides financing for IKEA customers on home improvement projects. This includes kitchen renovations and home decorating makeovers. This option allows loyal IKEA customers the opportunity to finance large purchases over time.
7. Online Account Management
Whether you have an IKEA Visa or an IKEA store credit card, it’s easy to manage your account online. You can check your purchases on your online account. You can conveniently make payments using your online account. Having access to your online account is not only a convenient element to your IKEA credit card, but it brings you peace of mind any time you have a concern or question about a recent purchase. IKEA will keep your account managed so you never have to worry.
8. Previews
IKEA credit card users have access to IKEA news and deals before anyone else. This includes access to the company’s annual catalog just before it is available publicly. This also includes sales previews, store news and updates.
9. Local Store Information
IKEA credit card account holders get local store updates. Card users can keep up to date on all local store happenings. This is a great way to be the first to get the best deals and sales before anyone else knows what’s happening.
10. Design Ideas
IKEA offers its loyal customers more than just financing and sales perks. Loyal customers also have access to a variety of design ideas. IKEA has its customers best interests at heart. The company knows how baffling any home improvement can be or the stresses of decorating a new home. The company’s credit card program offers account holders free access to a variety of design ideas to help them during a move or redesign project.
Final Thoughts
Shopping at IKEA is not only an experience, but a luxury. Investing in an IKEA Visa credit card is highly recommended if you are the type of person to frequent IKEA for this very luxurious experience! But if your concerns over getting an IKEA credit card have not been answered in this article, consider visiting an IKEA store in person and talking to an associate who can educate you further on the benefits. Without question, IKEA purchases will improve your home, office, or bedroom, so don’t miss out on this opportunity.
When it comes to other purchases outside of IKEA, we know there are many competitors out there that offer quality products at competitive prices. But, the benefits of the IKEA credit card likely outweigh them. From convenience to bonuses, no annual fee and free design ideas, the IKEA credit card is the ultimate solution to your home design and functionality needs.
