What is the American Express Rose Gold?
A lot of people tend to think about credit cards as if they were all virtually the same. The truth of the matter is that they vary a great deal. While some credit cards are definitely worth considering, there are others that are not worth the space they would take up in your wallet. If you’re lucky enough to have good credit, then you have the opportunity to have all kinds of options at your fingertips regarding which credit cards you want to own. One card that a lot of people are curious about is the American Express Rose Gold card. If you’ve been wondering whether or not this is a good option for you, you might be curious about the things that supposedly make this card special over everything else. After all, American Express has a fairly strict policy when it comes to who they are willing to grant credit to and who they’re not. Typically, even those who have a relatively good credit rating have traditionally had issues getting approved from one of these cards. If you’re going to apply for a card and risk being denied, then you at least deserve to know what it’s all about. Fortunately, you’ve come to the right place. Here’s everything you need to know about this card and what makes it different from every other card out there.
Perks of Owning This Card
As luck would have it, there are a few perks associated with getting this card, not the least of which includes the ability to see if you prequalify for it without having a negative impact on your credit rating. That fact in and of itself is enough should at least pique the interest of most individuals. There’s nothing more frustrating than applying for a card, only to be denied and then have it show up on your credit rating so that you can’t apply for anything else for three months after the fact. Being able to prequalify and have some idea of whether or not you’re actually going to be approved is a big step in the right direction. However, it’s not the only potential benefit here. Another plus is that you get some serious miles, provided you spend some serious cash. If you spend $4,000 on the card within the first three months of having it, you automatically get 75,000 miles to use toward hotels and flights at your destination of choice. Granted, you have to spend a lot of money in order to get to that point, but it might well be worth it in the end. If you’re already planning on making a few relatively large purchases that will get you in the neighborhood of $4,000 to begin with, then you really don’t have anything to lose by putting it on this card and getting something back. The annual fee is also relatively low here, at just $250. Compared to some other cards that easily charge twice that much, this one seems more than fair.
Additional Benefits
There are some additional benefits to owning this card as well. You get membership points every time you purchase anything at a supermarket in the United States. Typically, it comes out to about four points for every dollar spent. There are very few cards that provide membership points that can even remotely begin to compete with this. It’s also worth noting that you get the same level of membership points when you dine out in a restaurant. Your points are easy to redeem but more importantly, they’re also flexible enough that you can use them however you need to use them without worrying about losing them. If you need to book a flight, go ahead and use your points to do it. By the same token, you can also redeem your points at various hotels around the world. Those same points can even be used for dining out at hotel restaurants and in some cases, they can also be used to pay for cocktails at the bar. There aren’t a lot of cards that offer this kind of flexibility, so that fact alone is something worth considering.
One and the Same
You might be surprised to learn that the American Express Rose Gold card is indeed nothing more than the American Express Gold card, with one slight difference- the color of the card itself. By the way, this card is also made from metal, not plastic. A lot of people think that the rose gold card is something special, in a class all by itself even when compared to the American Express Gold card. The truth of the matter is that the cards are the same thing. You don’t get any additional benefits with the rose gold card. What you do get is a card that looks really amazing and feels pretty cool as well. Make no mistake about it, the potential benefits that you can gain by having an American Express Gold card are certainly nothing to sneeze at. If you do a lot of traveling, this card can be absolutely invaluable. That said, there isn’t any real difference between the gold card and the rose gold version. It all comes down to the way that the particular card in question looks and feels when you hold it in your hands. If that’s something that appeals to you, then go ahead and choose the rose gold option. If you don’t care about those types of things, then your standard American Express Gold card is good enough. While there has been some confusion about whether or not the rose gold card is something completely different that offers even more benefits, it’s important to know that for all intents and purposes, it and the gold card are the same thing. If you want a metal card that has a slightly softer hue to it, then go ahead and request a rose gold card. Either way, you get to enjoy the benefits of being an American Express Gold card holder. The rest of it all comes down to a matter of personal preference.