The 25 Best Suburbs to Retire in Arkansas: Peaceful Communities With Low Cost of Living

Arkansas offers a perfect blend of natural beauty, affordability, and Southern hospitality for retirees seeking a peaceful yet enriching lifestyle. The state’s mild climate, low cost of living, and abundance of outdoor recreational opportunities make it an attractive destination for those entering their golden years.

From vibrant communities near Little Rock to tranquil towns in the Ozarks, Arkansas’s top 25 suburbs provide retirees with excellent healthcare facilities, active senior communities, and convenient access to essential amenities while maintaining a comfortable small-town atmosphere.

These carefully selected locations showcase the best retirement options across the Natural State’s diverse regions.

Here are the best 25 suburbs to retire in Arkansas:

1. Bella Vista

Bella Vista ranks as a premier retirement destination in Arkansas, situated in the scenic Ozark Mountains. The city boasts seven lakes, multiple golf courses, and over 40 miles of nature trails.

The median home price in Bella Vista is $275,000, making it an affordable option for retirees seeking an active lifestyle. The cost of living remains 12% below the national average.

The community features excellent healthcare facilities, with Mercy Hospital Bella Vista providing comprehensive medical services. The crime rate stays consistently low, ensuring peace of mind for residents.

Bella Vista maintains a thriving senior community, with approximately 35% of residents aged 65 and older. The city offers numerous social clubs, fitness centers, and recreational activities tailored to retirees.

The mild climate allows for year-round outdoor activities, with average temperatures ranging from 45°F in winter to 75°F in summer. The community’s Property Owners Association manages many amenities, including swimming pools and tennis courts.

2. Hot Springs Village

Hot Springs Village stands as America’s largest gated community, spanning 26,000 acres in the Ouachita Mountains. The community features nine golf courses, eleven recreational lakes, and over 30 miles of nature trails.

The village provides extensive amenities for active retirees, including tennis courts, swimming pools, and fitness centers. A dedicated public safety department ensures residents feel secure within the gates.

The cost of living in Hot Springs Village remains below the national average, with home prices ranging from affordable to luxury options. Property owners association fees cover maintenance of common areas and facilities.

The community maintains two full-service clubhouses where residents gather for social events and activities. The village’s location offers easy access to Hot Springs National Park and medical facilities.

The climate features mild winters and warm summers, ideal for year-round outdoor activities. Shopping centers and restaurants within the village provide convenient access to daily necessities.

3. Mountain Home

Mountain Home sits nestled in the Ozark Mountains, offering retirees a serene backdrop for their golden years. The city’s population of 12,800 maintains a close-knit community feel while providing essential amenities.

The cost of living stands 15% below the national average, with median home prices around $185,000 in 2025. Social Security benefits in Arkansas remain untaxed, making retirement income stretch further.

Outdoor recreation centers around the two nearby lakes: Norfork and Bull Shoals. These pristine waters provide year-round fishing, boating, and waterfront activities.

The Baxter Regional Medical Center serves as a comprehensive healthcare facility, employing over 100 physicians across various specialties. The hospital maintains high patient satisfaction ratings and offers specialized senior care services.

Local amenities include a modern library, an active senior center, and multiple golf courses. The mild four-season climate allows retirees to enjoy outdoor activities throughout most of the year.

4. Bentonville

Bentonville stands as a thriving retirement destination in Northwest Arkansas, home to retail giant Walmart’s corporate headquarters. The city’s median home price of $425,000 reflects its desirable status and strong economic foundation.

The Crystal Bridges Museum of American Art provides residents with free access to world-class art collections and expansive walking trails. The 8th Street Market offers a vibrant food scene with local vendors and regular community events.

The city maintains 18 parks and over 40 miles of trails through the Razorback Regional Greenway system. Active seniors can enjoy outdoor activities year-round in the mild four-season climate.

Bentonville’s medical facilities include Mercy Hospital Northwest Arkansas and several specialized clinics. The crime rate remains 45% lower than the national average, contributing to a secure environment for retirees.

The downtown square hosts a weekly farmers’ market and seasonal festivals, fostering a strong sense of community. Property taxes stay relatively low compared to national averages, making it financially attractive for retirees.

5. Eureka Springs

Eureka Springs stands out as a picturesque retirement destination in the Ozark Mountains. The historic downtown area features Victorian architecture and winding streets, creating a charming atmosphere for retirees.

The cost of living in Eureka Springs remains lower than the national average, making it an economically attractive option for those on fixed incomes. The median home price sits at $225,000 as of early 2025.

The town’s renowned arts community provides numerous cultural activities and galleries for retirees to explore. Local festivals and events occur year-round, offering entertainment and social opportunities.

Medical care is accessible through the Eureka Springs Hospital, while larger medical facilities are within driving distance in Rogers and Springdale. The mild climate allows for outdoor activities throughout most of the year.

The small population of approximately 2,200 residents creates a tight-knit community feel. Local amenities include walking trails, boutique shopping, and diverse dining options.

6. Jonesboro

Jonesboro serves as the economic hub of Northeast Arkansas, making it an appealing retirement destination. The city combines small-town charm with urban amenities, offering retirees a balanced lifestyle.

Arkansas State University adds cultural vibrancy to Jonesboro through arts events, educational opportunities, and sporting events. The campus provides walking trails and green spaces open to the public.

The NEA Baptist Memorial Hospital and St. Bernards Medical Center provide comprehensive healthcare services for seniors. Local medical specialists and clinics ensure quality care is readily available.

Retirees enjoy Jonesboro’s moderate cost of living, with housing prices below the national average. The city features several active adult communities and retirement facilities.

The Mall at Turtle Creek and numerous shopping centers offer retail convenience. Local parks, including Craighead Forest Park, provide outdoor recreation opportunities with walking trails and fishing spots.

7. Rogers

Rogers combines small-town charm with modern amenities in Northwest Arkansas. The city’s population of 71,000 offers an ideal balance for retirees seeking a vibrant yet manageable community.

The cost of living in Rogers sits 4% below the national average, with median home prices around $285,000. Property taxes remain relatively low, making it financially attractive for those on fixed incomes.

The Ozark mountains provide a scenic backdrop and numerous outdoor recreation opportunities. Residents enjoy hiking trails, fishing at Beaver Lake, and golfing at several championship courses.

Rogers features quality healthcare facilities, including Mercy Hospital Northwest Arkansas. The city’s downtown area hosts regular farmers markets, local shops, and restaurants.

The Rogers Adult Wellness Center offers fitness classes and social activities specifically designed for seniors. The city maintains well-kept parks and walking paths throughout residential areas.

Transportation options include the Ozark Regional Transit system and proximity to Northwest Arkansas National Airport. The mild four-season climate allows for year-round outdoor activities.

8. Fayetteville

Fayetteville stands as a vibrant college town in Northwest Arkansas, home to the University of Arkansas. The city offers retirees a dynamic blend of cultural activities, educational opportunities, and healthcare facilities.

The Dickson Street entertainment district provides an array of restaurants, shops, and live music venues. Retirees can enjoy performances at the Walton Arts Center or attend Razorback sporting events throughout the year.

The city maintains numerous parks and trails, including the Razorback Regional Greenway, perfect for active seniors who enjoy outdoor recreation. The moderate climate allows for year-round activities.

Medical care is readily available through Washington Regional Medical Center and other healthcare providers. The cost of living remains reasonable compared to many other college towns across the United States.

The local farmers’ market operates from spring through fall, offering fresh produce and artisanal goods. The city’s public transportation system helps seniors maintain independence while accessing essential services.

9. Conway

Conway sits 30 miles north of Little Rock, offering retirees a perfect blend of small-town charm and modern amenities. The city’s population of 65,000 maintains a welcoming community atmosphere while providing essential services.

The cost of living in Conway rates 12% below the national average, making it an economically attractive choice for retirees. The median home price of $225,000 remains reasonable compared to many other retirement destinations.

Three colleges, including the University of Central Arkansas, create a vibrant cultural scene with theaters, art galleries, and continuing education opportunities. The city hosts numerous festivals and events throughout the year.

Conway features multiple medical facilities, including Conway Regional Medical Center, ensuring seniors have access to quality healthcare. The city maintains several well-kept parks and walking trails for active retirees.

The downtown area offers diverse dining options and local shops in a walkable setting. Public transportation services help seniors maintain independence while moving around the city.

10. Searcy

Searcy offers retirees a peaceful suburban environment just 50 miles northeast of Little Rock. The city combines small-town charm with convenient access to essential services and healthcare facilities.

White County Medical Center provides quality medical care for residents, while the local senior center hosts regular activities and social events. The cost of living in Searcy sits approximately 15% below the national average.

Searcy features several parks and walking trails, including Spring Park and Berryhill Park, providing outdoor recreation opportunities for active seniors. The city’s historic downtown district contains local shops and restaurants within easy reach.

Harding University brings cultural events and educational opportunities to the community. The campus offers continuing education classes and hosts various performances throughout the year.

The mild climate allows for year-round outdoor activities, with average temperatures ranging from 30°F in winter to 92°F in summer. Housing costs remain affordable, with median home prices around $165,000.

11. Russellville

Located in Pope County, Russellville offers retirees a blend of small-town charm and modern amenities. The city sits along the Arkansas River, providing scenic views and outdoor recreation opportunities.

The cost of living in Russellville remains below the national average, making it an attractive option for retirees on a fixed income. Housing costs are particularly reasonable, with a mix of established neighborhoods and newer developments.

Arkansas Tech University adds cultural vibrancy to the community through arts events, continuing education programs, and sports activities. The presence of the university also contributes to quality healthcare facilities in the area.

Lake Dardanelle State Park provides excellent fishing, boating, and hiking opportunities just minutes from town. The park’s visitor center features interactive exhibits and regular educational programs.

The city maintains several well-kept parks and walking trails. Mount Nebo State Park, located just 7 miles from town, offers additional outdoor activities and spectacular views of the Arkansas River Valley.

12. Maumelle

Located just 12 miles northwest of Little Rock, Maumelle offers retirees a peaceful suburban lifestyle with urban amenities nearby. The city maintains over 250 acres of parks and recreational areas.

The community features well-maintained walking trails, a senior center, and two golf courses. Lake Valencia and Lake Willastein provide opportunities for fishing and outdoor activities.

Housing costs in Maumelle remain reasonable compared to national averages, with a mix of single-family homes and maintenance-free condominiums available. The city’s crime rate ranks among the lowest in Arkansas.

Medical care is easily accessible through nearby hospitals and clinics in Little Rock. Regular community events and activities help seniors stay socially connected.

Public transportation options connect residents to greater Little Rock, while shopping centers and restaurants within Maumelle meet daily needs. The moderate Arkansas climate allows for year-round outdoor activities.

13. North Little Rock

North Little Rock stands as a vibrant retirement destination across the Arkansas River from Little Rock. The city offers retirees a blend of urban amenities and small-town charm, with a cost of living 12% below the national average.

The city maintains several well-kept parks and recreation centers, including Burns Park, one of the largest municipal parks in the United States. Seniors can enjoy walking trails, golf courses, and tennis courts throughout the 1,700-acre space.

Housing costs remain affordable, with median home prices around $175,000. The Argenta Arts District features local galleries, restaurants, and the Arkansas Inland Maritime Museum.

Public transportation is accessible through Rock Region METRO, making it easy for seniors to navigate the area. The city provides quality healthcare through Baptist Health Medical Center-North Little Rock and several specialized medical clinics.

The McCain Mall offers convenient shopping, while the Simmons Bank Arena hosts entertainment events year-round. The mild climate allows for outdoor activities in all seasons, with average temperatures ranging from 45°F to 85°F.

14. Paragould

Located in Greene County, Paragould offers retirees a peaceful blend of small-town charm and modern amenities. The cost of living sits 15% below the national average, making it an affordable choice for seniors on fixed incomes.

The city maintains several parks and recreational facilities, including the 8-acre Labor Park and Reynolds Park, which provide walking trails and picnic areas perfect for active seniors.

Paragould’s historic downtown district features local shops, restaurants, and the restored Collins Theatre, which hosts regular performances and events. The area’s strong sense of community shines through its various festivals and gatherings throughout the year.

Healthcare needs are well-served by Arkansas Methodist Medical Center, which provides comprehensive medical services to residents. The mild climate, with average temperatures ranging from 30°F to 90°F, allows for year-round outdoor activities.

The crime rate in Paragould remains lower than many Arkansas cities, contributing to its appeal as a retirement destination. Local senior centers offer social activities and wellness programs specifically designed for the 55+ community.

15. Sherwood

Sherwood, located just north of Little Rock, offers retirees a peaceful suburban environment with easy access to big city amenities. The city maintains multiple parks and recreational facilities, including The Greens at North Hills golf course.

Housing costs in Sherwood remain relatively affordable compared to national averages, with median home prices around $185,000. The city provides various housing options, from single-family homes to retirement communities.

The crime rate in Sherwood sits below the national average, making it an appealing choice for safety-conscious retirees. Local law enforcement maintains an active community presence.

Sherwood’s senior center hosts regular activities, exercise classes, and social events for older adults. The center also provides transportation services for medical appointments and shopping trips.

Medical care is readily accessible through nearby facilities like CHI St. Vincent North and Baptist Health Medical Center, both within a 15-minute drive.

16. Cabot

Cabot sits just 30 minutes north of Little Rock, offering retirees a peaceful suburban lifestyle with convenient access to big-city amenities. The city maintains a strong sense of community while experiencing steady growth.

Housing costs in Cabot remain affordable, with median home prices around $185,000. The city features several retirement communities and active adult neighborhoods designed specifically for seniors.

The local healthcare system includes modern medical facilities and specialty clinics. Seniors can access additional medical services in nearby Little Rock.

Cabot provides numerous recreational opportunities through its parks system and community center. The Cabot Senior Center hosts regular activities, exercise classes, and social events for retired residents.

The city’s crime rate remains lower than the national average, making it a safe choice for retirees. Local amenities include shopping centers, restaurants, and the Cabot Country Club with its 18-hole golf course.

17. Marion

Marion sits just across the Mississippi River from Memphis, Tennessee, offering retirees easy access to big-city amenities while maintaining a quieter suburban lifestyle. The city’s population of approximately 12,000 residents creates a close-knit community atmosphere.

The cost of living in Marion remains significantly lower than the national average, making it an attractive option for retirees on fixed incomes. Housing costs are particularly affordable, with median home prices well below nearby metropolitan areas.

Marion provides essential healthcare services through several medical clinics, while major hospitals in Memphis are just minutes away. The city maintains several parks and walking trails for active seniors.

The mild Arkansas climate allows residents to enjoy outdoor activities nearly year-round. Local attractions include the Sultana Disaster Museum and Marion’s historic downtown district.

Crime rates in Marion remain lower than the national average, providing a sense of security for retirees. The city offers convenient shopping options and restaurants, with additional entertainment venues available in nearby Memphis.

18. Van Buren

Van Buren sits along the Arkansas River, just 6 miles north of Fort Smith. This historic suburb offers retirees a peaceful environment with a rich cultural heritage, particularly evident in its beautifully preserved Main Street Historic District.

The cost of living in Van Buren is 16% below the national average, making it an economical choice for retirees. Housing costs are particularly attractive, with median home prices around $155,000.

The town provides essential amenities for seniors, including the Crawford County Senior Center and several medical clinics. Van Buren’s Crawford County Library offers various programs and activities for older adults.

Local attractions include the Van Buren Train Depot, King Opera House, and numerous antique shops. The town hosts regular community events and festivals throughout the year, providing opportunities for social engagement.

The climate features mild winters and warm summers, allowing retirees to enjoy outdoor activities at local parks and walking trails. The nearby Ozark National Forest offers additional recreational opportunities.

19. El Dorado

El Dorado offers retirees a rich blend of history and small-town charm in southern Arkansas. The city’s historic downtown district features beautifully preserved Art Deco architecture from its 1920s oil boom era.

The cost of living in El Dorado sits approximately 15% below the national average, making it an attractive option for retirees on a fixed income. Housing costs are particularly affordable, with median home prices around $125,000.

The Murphy Arts District provides entertainment through concerts, festivals, and cultural events throughout the year. Retirees can enjoy outdoor activities at the city’s numerous parks and the nearby Moro Bay State Park.

Medical care is readily available through the Medical Center of South Arkansas, which offers comprehensive healthcare services. The city maintains a senior center that provides activities, meals, and social opportunities for older residents.

The mild climate allows for year-round outdoor activities, though summers can be quite warm. The city experiences minimal snowfall during winter months, making it appealing to those seeking to avoid harsh weather.

20. Siloam Springs

Siloam Springs sits in the northwestern corner of Arkansas, offering retirees a peaceful small-town atmosphere with convenient access to larger cities. The city maintains a population of approximately 17,000 residents, creating an intimate community feel.

The historic downtown district features well-preserved architecture, local shops, and restaurants. Retirees can enjoy weekly farmers markets and community events throughout the year.

Natural beauty surrounds Siloam Springs, with City Park providing walking trails along Sager Creek. The park system includes several green spaces perfect for outdoor activities and relaxation.

Housing costs in Siloam Springs remain below the national average, making it an affordable choice for retirees. The presence of John Brown University adds cultural events and educational opportunities to the community.

The city provides quality healthcare through Siloam Springs Regional Hospital, ensuring residents have access to medical services. The moderate climate allows for year-round outdoor activities and comfortable living.

21. Forrest City

Forrest City offers retirees an affordable cost of living that’s 24% below the national average. The median home price of $89,000 makes this eastern Arkansas city particularly attractive for budget-conscious seniors.

Located just 45 miles west of Memphis, residents enjoy easy access to big-city amenities while maintaining a quiet, small-town lifestyle. The city’s St. Francis Regional Medical Center provides essential healthcare services to the community.

The city features several parks and recreational facilities, including the Forrest City Sports Complex and Village Creek State Park nearby. These venues offer walking trails, fishing spots, and opportunities for outdoor activities.

Local senior programs through the East Arkansas Area Agency on Aging provide valuable resources and social activities for retired residents. The mild climate allows for year-round outdoor activities, with average temperatures ranging from 50°F to 92°F.

22. Texarkana

Texarkana straddles the Arkansas-Texas border, creating a unique retirement destination with access to both states’ amenities. The city offers retirees an affordable cost of living, with housing prices significantly below the national average.

The local medical facilities, including Wadley Regional Medical Center and CHRISTUS St. Michael Health System, provide comprehensive healthcare services for seniors. The moderate climate allows for year-round outdoor activities at local parks and golf courses.

Downtown Texarkana features historic architecture and cultural attractions like the Perot Theatre and Discovery Place Children’s Museum. The city maintains several senior centers that organize social activities and wellness programs.

Retirees enjoy convenient shopping at Central Mall and various retail centers throughout the city. The area’s low crime rate in residential neighborhoods adds to its appeal as a retirement destination.

Public transportation options and easy access to Interstate 30 make it simple for seniors to navigate the city and visit nearby metropolitan areas. The local tax rates remain favorable for retirees, with Arkansas offering tax breaks for retirement income.

23. Bryant

Bryant sits just 15 miles southwest of Little Rock, offering retirees a peaceful suburban lifestyle with easy access to big-city amenities. The city maintains several parks and walking trails, perfect for active seniors who enjoy outdoor recreation.

The cost of living in Bryant remains lower than the national average, with affordable housing options including both single-family homes and retirement communities. Property taxes stay relatively low, making it easier for retirees to manage their budgets.

Bryant’s crime rate ranks among the lowest in Arkansas, providing a safe environment for seniors. The city features multiple medical clinics and is just minutes from major hospitals in Little Rock.

Local restaurants and shopping centers provide convenient amenities, while the Bryant Senior Activity Center offers social activities and fitness programs. The mild climate allows residents to enjoy outdoor activities throughout most of the year.

Transportation options include public transit services that connect to Little Rock, making it simple for seniors to travel without driving.

24. Hope

Hope, Arkansas, offers retirees a peaceful small-town atmosphere with a population of approximately 9,800 residents. The city sits in Hempstead County, about 30 miles northeast of Texarkana.

Housing costs in Hope remain significantly below the national average, with median home prices around $98,000. The affordable cost of living makes it an attractive option for retirees on fixed incomes.

The city maintains several parks and recreational facilities, providing seniors with opportunities for outdoor activities. The local Hope Municipal Airport and easy access to Interstate 30 ensure convenient travel options.

Hope features a close-knit community atmosphere and hosts various events throughout the year, including the famous Hope Watermelon Festival. The city’s medical needs are served by Wadley Regional Medical Center at Hope.

The mild climate allows retirees to enjoy outdoor activities nearly year-round. Average temperatures range from the mid-40s in winter to the low 90s during summer months.

25. Pine Bluff

Pine Bluff offers retirees an affordable cost of living, with median home prices significantly lower than the national average. The city’s warm climate allows for year-round outdoor activities.

Located along the Arkansas River, Pine Bluff provides residents with opportunities for fishing, boating, and waterfront recreation. The Regional Park features walking trails and picnic areas perfect for active seniors.

The Arts and Science Center for Southeast Arkansas enriches the cultural scene with regular exhibitions and events. The city also hosts numerous community festivals throughout the year.

Medical care is accessible through Jefferson Regional Medical Center, which serves the local population. The University of Arkansas at Pine Bluff brings educational opportunities and cultural events to the area.

Transportation needs are met through public transit options and easy access to Interstate 530. Local shopping centers and restaurants provide necessary amenities for daily living.

Understanding Arkansas’ Appeal for Retirees

Arkansas offers retirees an attractive combination of affordable living expenses and comfortable weather patterns that make retirement savings stretch further while maintaining a high quality of life.

Affordable Living Costs

Arkansas ranks among the most budget-friendly states for retirees, with housing costs 31% below the national average. The median home price sits at $186,000, significantly lower than neighboring states.

Property taxes remain notably low, with an average rate of 0.63% – among the lowest in the nation. This translates to substantial savings for homeowners.

Utilities and healthcare costs in Arkansas are approximately 15% below the U.S. average. A retired couple can live comfortably on $40,000-$45,000 annually in most Arkansas communities.

Mild Climate Benefits

Arkansas experiences four distinct seasons while avoiding extreme temperature swings. Winter temperatures typically range from 30°F to 50°F, with minimal snowfall in most areas.

Spring and fall bring pleasant temperatures between 60°F and 75°F, perfect for outdoor activities. These moderate seasons typically last longer than in northern states.

Summer highs average 88°F-92°F, with cooling evening temperatures making outdoor activities manageable. The state receives adequate rainfall to maintain lush landscapes without the severe drought conditions found in other regions.

The extended mild seasons allow retirees to enjoy outdoor activities like gardening, golf, and hiking for approximately 8-9 months of the year.

Cultural and Recreational Opportunities

Arkansas’s suburban communities offer retirees abundant access to outdoor activities and vibrant cultural experiences, creating an engaging lifestyle that combines natural beauty with artistic expression.

Access to Natural Parks

Arkansas suburbs provide easy access to 52 state parks, featuring diverse landscapes from mountain trails to pristine lakes. Many communities sit within a 30-minute drive of popular destinations like Mount Magazine State Park and Lake Ouachita.

The Natural State’s parks system maintains over 400 miles of hiking trails, with several suburbs offering direct connections to these pathways. Local parks departments typically provide senior-specific outdoor programs and guided nature walks.

Retirees can enjoy year-round activities including:

• Bird watching at the Arkansas River Valley Audubon Center
• Fishing in community lakes and streams
• Seasonal wildflower viewing
• Golf courses with senior discounts

Local Arts and Cultural Scene

Arkansas’s suburban art galleries showcase regional artists, with monthly exhibitions and workshops designed for senior participation. Many communities host weekly farmers’ markets featuring local crafts, live music, and seasonal produce.

The suburban library systems offer free cultural programming specifically for seniors:

• Book clubs
• Art classes
• Local history lectures
• Film screenings

Performance venues in these areas regularly present theater productions, symphony concerts, and dance performances. Several suburbs maintain community centers dedicated to senior activities, including art studios and music rooms.

Local museums focus on regional history and Native American heritage, often providing docent opportunities for retired residents.