10 Benefits of Having a Dick’s Sporting Goods Credit Card

Dicks

For people who make regular purchases from a particular retailer, it can be worthwhile to look into their store-issued credit cards to see whether their particular combination of features are suitable for their particular needs and circumstances. One excellent example of store-issued credit cards is the Rewards of Sport Mastercard and the Rewards of Sport Credit Card, which are offered by Dick’s Sporting Goods. Here are 10 benefits that can come from having a Dick’s Sporting Goods credit card:

1. Convenience

Cash becomes impractical when making bigger purchases. Certainly, it is possible for people to carry hundreds and hundreds of dollars with them, but in practice, that can be a serious hassle as well as a serious security risk. Due to this, credit cards can serve as a convenient solution to that particular problem.

2. Security

There is common concern about the security of credit cards, which is understandable. However, it is important to remember that said concern has resulted in the creation of security measures to make the use of credit cards safe, meaning that they are nowhere near as vulnerable as some people might fear them to be.

3. Availability of Funds

People can use their credit cards to make purchases up to their credit limit at the times as well as the places of their choosing. This is because credit cards are a kind of revolving credit. In contrast, non-revolving credit such as standard loans come with no such convenience.

4. Credit-Building

A person’s credit score is the single most important measurement of their creditworthiness, which can be summed up as whether they can be trusted with credit or not. How a person uses their credit has an enormous impact on their credit score, meaning that sensible use of a credit card can help interested individuals raise their credit scores for the purpose of securing access to a wider range of financial products under better terms than otherwise possible.

5. Control Over Use

Credit card owners have increased control over how their credit cards are used. For example, they can make whatever purchases that they want. Likewise, they can make their payments whenever they want so long as they manage to make the minimum payment. This is not the case with a lot of other credit products out there.

6. Can Be Used Wherever a Mastercard Can Be Used

Dick’s Sporting Goods offers two credit cards. The Rewards of Sport Credit Card can’t be used outside of its stores. In contrast, the Rewards of Sport Mastercard can be used anywhere in the world where a Mastercard is accepted, which means millions and millions of retailers in countries situated all around the world.

7. No Annual Fee

Neither one of the two credit cards comes with an annual fee. This is important because it means that the credit card owner can choose to make purchases when it suits them. In contrast, when a credit card has an annual fee, there is pressure on the credit card owner to make further purchases to make sure that the annual fee will have been worthwhile because of the benefits collected via repeated use.

8. Rewards Program

A Dick’s Sporting Goods credit card comes with a rewards program, which is called the Dick’s ScoreCard program. In short, each dollar spent on in-store purchases results in two points. For every 300 points collected in this manner, the credit card owner can get $10 in merchandise rewards, which is not a bad rewards rate when it comes to store-issued credit cards.

9. Introductory Offer

For the first purchase using a Dick’s Sporting Goods credit card, it is possible to get a 10 percent in the form of rewards. This might not sound like much, but when it comes to bigger purchases, it can mean a sizable amount of value.

10. Promotional Financing Offers

Finally, it should be mentioned that someone with a Dick’s Sporting Goods credit card can get promotional financing offers such as not having to pay interest so long as the full amount is paid up before a specified period of time runs out. Unfortunately, there is no guarantee that a particular credit card owner will be offered this because it varies from store to store, thus making for a fair amount of uncertainty.

Add Comment

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Careers CEOs Companies Education Entertainment Legal Politics Science Sports Technology
Jennifer Katherine Gates
10 Things You Didn’t Know about Jennifer Katherine Gates
boat
20 Things You Didn’t Know About Arc
Ofir tahor and Nissim Lehyani
10 Things You Didn’t Know About Ofir Tahor
Collectibles Credit Cards Investing Real Estate Stocks
Citi Card
10 Reasons to Consider the Citi Custom Cash Card
stock
Is BAC Stock a Solid Long Term Investment?
Arrived Homes
Why You Should Check our Arrived Homes for Real Estate Investment
Aviation Boats Food & Drink Hotels Restaurants Yachts
Japanese Whiskey
The Five Best Japanese Whiskeys Money Can Buy
Avalanche Bay
The 20 Best Indoor Water Parks in the U.S.
airport lounge
Should You Skip Airport Priority Pass Lounges?
BMW Bugatti Cadillac Ferrari Lamborghini Mercedes Porsche Rolls Royce
Mercedes Benz
A Closer Look at The Mercedes-Benz X Series Pickup
2018 Honda CR-V
The 10 Best Honda CRV Models of All-Time
car interior
10 Car Features that People Want the Most
BMW Motorcycles Buell Ducati Harley Davidson Honda Motorcycles Husqvarna Kawasaki KTM Triumph Motorcycles Yamaha
Harley Davidson
Who Owns Harley-Davidson?
Harley Davidson Dyna Street Bob
The 10 Best Harley Davidson Cruiser Models of All-Time
Captain America Easy Rider HD Chopper
The 10 Best Harley Davidson Chopper Models of All Time
Electronics Fashion Health Home Jewelry Pens Sneakers Watches
Rolex Daytona Panda
What is a Rolex Daytona Panda and What Does it Cost?
Tiffany & Co. necklace
Tiffany’s Most Expensive Piece of Jewelry Ever: The World’s Fair Necklace
Rolex Spoon
What is a Rolex Spoon?
Tommy Lee Jones
How Tommy Lee Jones Achieved a Net Worth of $90 Million
Perez Hilton
How Perez Hilton Achieved a Net Worth of $20 Million
Cara Delevigne
How Cara Delevingne Achieved a Net Worth of $28 Million
Mark Meadows
What Happened to the Net Worth of Mark Meadows?