Meijer sells a wide range of products at reasonable prices. As a result, for people living in places where Meijer has a presence, it can be worthwhile for them to look into Medijer credit cards. Something that can be particularly beneficial if they are loyal Meijer customers. Here are 10 benefits that comes from having a Meijer credit card:
Credit cards are a more convenient way of making a payment than cash can ever hope to be. This is particularly true when someone makes big purchases on a regular basis because carrying too much cash on their persons can be a serious hassle.
There are a lot of people who are concerned about credit card fraud. Said concern is natural. However, it is important to note that credit card issuers are perfectly aware of the issue, which is why credit cards tend to come with a host of security measures intended to prevent potential problems as well as limit the consequences should they happen anyways.
3. Availability of Funds
Unlike loans and a lot of other financial products, there is no need for a credit card user to send in an application when they are in need of borrowed funds. Instead, they can borrow up to their credit limit at a time as well as a place of their choosing, which is a huge measure of convenience that can’t be matched by non-revolving forms of credit.
4. Credit Building
Of course, making good use of a financial product is a good way of securing better access to more financial products in the future. This is because credit card use influences everything from credit history to credit utilization, which are important factors in how a person’s credit score is calculated. In other words, a responsible credit card user can use their interaction with their credit card to increase their chances of getting good deals on other financial products. Something that can prove very useful in the long run.
There are actually two Meijer credit cards. One Meijer credit card is meant to be used in-store and nowhere else. In contrast, the other Meijer credit card is a Mastercard that can be used at a much, much wider range of places. Due to this, people who are interested in getting a Meijer credit card benefit by being able to choose the one that is better-suited for them.
6. No Annual Fee
With that said, neither one of the Meijer credit cards comes with an annual fee. This is excellent because it means that interested individuals can use them when they choose to instead of being pressured into making more use of them because of a need to make sure that the credit card fees are worthwhile. On top of that, no annual fee means that the cost of credit card use is lower as well, which is always beneficial on its own.
7. $10 Off
Meijer credit cards don’t come with the most impressive introductory offer that can be found out there. However, it is nonetheless something. In short, both Meijer credit cards offer a $10 discount on the first purchase made using them.
8. Save on Gas
Speaking of which, both Meijer credit cards come with a 10 cent discount on each gallon of gas purchased so long as said gas was purchased at a Meijer Gas Station. So long as the credit card user makes sure to follow those requirements, those savings can add up over time.
On a related note, the Meijer credit cards come with rewards to incentivize their credit users to spend more using them. For those who are curious, the reward is $10 per $750’s worth of spending. This is not the most valuable rewards program that can be found out there, but considering the fact that neither of the two Meijer credit cards come with particularly high fees, it is reasonable under the circumstances.
10. Exclusive Savings
It is not uncommon for store-issued credit cards to offer their users special deals on purchases that are available through no other method. In this regard, the Meijer credit cards are no exception, which is why their users should keep an eye out for special deals that they might want to take advantage of.