10 Benefits of Having a Mattress Firm Credit Card
If there were one name in the mattress industry that’s above the rest, it’s none other than Mattress Firm. Mattress Firm has been around since 1986. In the 32 years that it has been in business, there has never been a better time for the company than now. If you are looking to finally upgrade your mattress, it might be a good idea to get yourself a credit card from Mattress Firm. Not only will you have some of the best mattress selections at your fingertips; you’ll also have access to some incredible benefits from the credit card company. Here are 10 benefits of having a Mattress Firm credit card.
1. Zero percent interest
This credit card offers zero percent interest of up to 6 years as long as you make a minimum single-receipt purchase of $625. This benefit alone could save you a lot of money on accumulated interests, and if you pay your entire purchase before the 6 years are up, then you would have accumulated no interests to pay whatsoever.
2. Financing options
Along with the zero percent interest come special financing options. These options will change from time to time but they’d all still be beneficial to the consumer regardless. The most recent limited-time financing offer are equal payments of up to 72 months without any interests.
3. For bedding use
Your Mattress Firm credit card is not only good for purchasing mattresses. You can also use your credit card over and over again to purchase any other bedding needs that you might have. You can bet sheets, pillows, comforters, and the like as you need them or even if you’re just feeling as if it’s time for a switch.
4. Online account management
If you get a credit card from Mattress Firm, you’ll have the capability of having access and managing your account online. Having this will make taking care of your credit line a lot easier. You can make payments online with no hassle, so you’ll never end up missing any payment dues. You’ll also be able to see your current balance as needed.
5. No annual fees
Another great benefit to having this credit card is not having to deal with any annual fees. There are tons of store-based credit cards out there that still charge an annual fee for usage, and these fees can range anywhere up to $35 a year. Although it may not sound like much, it’s something that you really shouldn’t have to pay for if you don’t have to.
6. High approval odds
The store credit card doesn’t really require much when it comes to getting approved for their card. This is great news for those who have fair credit or limited credit. We all know that mattresses are not cheap, and any help in purchasing them is always welcome.
7. Stretched budget
If you have been eyeing your dream mattress for a long time now because your budget just doesn’t cut it, having the Mattress Firm credit card will allow you to stretch your budget in order to purchase the mattress you’ve been wanting. There should be nothing stopping you from getting the best sleep of your life.
8. Account alerts
Another great benefit of having the Mattress Firm credit card is the availability of account alerts. Alerts can come in the form of emails or text messages, and these alerts let you know the status of your account anytime it’s needed. Alerts could come in the form of payment reminders or balance reminders or the like.
9. Autopay capabilities
Never miss your credit card payment again with the autopay feature. The Mattress Firm credit card allows you to set up automatic payments to your credit card so you never miss a due date. We all know that missing due dates could be quite costly, but you’ll never have to worry about it if your payments are set up automatically to draft from your bank account each month.
10. Customer service
Having a Mattress Firm credit card also gives you access to an excellent customer service department that can handle any issues or questions you might have about your account. No matter what type of difficulty you might be experiencing, the customer service department will not stop until the problems have been resolved.