10 Benefits of Having a PC Richard Credit Card

PC Richard

P.C. Richard & Son is a chain of stores that is best-known for selling mattresses as well as both appliances and electronics. As a result, some people might find it rather odd that it offers a credit card in collaboration with Synchrony Bank. However, it is important to note that said credit card does have some rather interesting benefits of its own, meaning that people searching for their next credit card might want to take a look at it.

Here are 10 benefits of having a PC. Richard credit card:

1. No Annual Fee

The P.C. Richard credit card has no annual fee. This is important because a lot of credit cards have annual fees, meaning that the card holders have to make use of them on a regular basis to collect enough benefits to make them worthwhile. In contrast, someone with the P.C. Richard credit card can let it sit there at no cost whatsoever until an excellent reason to use it comes up.

2. Convenience

Credit cards are a much more convenient payment method for the customer than cash. Something that is particularly true when it comes to the kind of big purchases that people tend to make when they choose to shop at P.C. Richard.

3. Security

Most credit cards come with a number of security measures to make sure that their users are not cheated by unscrupulous individuals. Moreover, it should be mentioned that the P.C. Richard credit card is even more secure than most of its counterparts, seeing as how it can’t be used outside of P.C. Richard.

4. Shop Online

Interested individuals can use the P.C. Richard credit card to make purchases at one of the P.C. Richard locations situated in the Northeastern United States. However, it can be even more useful for people who are willing to make purchases online, seeing as how they might not actually have convenient access to such a location.

5. Pay Online

Naturally, this means that interested individuals can manage their P.C. Richard credit card online as well. Essentially, this provides them with increased control over their credit card, which is particularly true because they can access their account at anytime and from anywhere so long as they have something capable of connecting to the Internet.

6. Good Chance of Getting Accepted

People with a good credit score should have a good chance of getting accepted. Likewise, people with an excellent credit score have even better chances. In contrast, people with a fair credit score or lower might want to look elsewhere.

7. Special Offer

Retailer-issued credit cards being retailer-issued credit cards, it should come as no surprise to learn that the P.C. Richard credit card has a special offer to get people interested in what it has to offer them. In short, so long as people pay their purchases in full before a certain time period has run out, they can get it without interest. However, since different products can have different periods, interested individuals need to make careful use of this feature.

8. More Special Offers

Likewise, there is another special offer, which is that some products purchased using the P.C. Richard credit card will have no interest charged on them for a specific period of time. Once again, different products have different periods. Moreover, this special offer isn’t available for all of the products offered by P.C. Richard.

9. Free Shipping on Some Purchases

Some purchases can come with free shipping, which can be very convenient for some customers considering the kind of products that P.C. Richard sells. After all, shipping for mattresses and other big items tend to be somewhat more expensive than shipping for something small.

10. Advance Information About Sales and Other Promotions

People who have a P.C. Richard credit card can expect advance information about the sales as well as promotions that happens at P.C. Richard locations. As a result, interested individuals can put themselves in the best position to take advantage of such events, which when combined with the right special offers, could enable them to collect some nice savings on their purchases.


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