Sometimes, the sheer range of businesses that offer credit cards can come as something of a surprise. For example, look no further than the Marvel credit card, which is offered by said corporation in collaboration with Synchrony Bank. Still, this makes a fair amount of sense seeing as how Marvel is now bringing in more sales than ever before, which in turn, increases the usefulness of a credit card for both it and its customers. (Not to mention, it's just impressive how powerful Marvel characters are.)
As a result, people who buy a lot of Marvel products might want to check out this credit card, while other credit card users might want to take a look at it for the sake of novelty if nothing else. Here are 10 benefits of having a Marvel credit card:
Credit cards are one of the most convenient payment methods that can be found out there. After all, a credit card is never going to be more than a single plastic card. In contrast, making a big purchase using cash can mean serious inconvenience because of the sheer number of bills that will have to be carried, which is not including the security concerns as well.
There is a great deal of concern over credit card fraud, which in turn, means that there are a great number of security measures to either prevent such occurrences or at least limit the damage inflicted by them. In this light, credit cards can actually be more secure than other payment methods under certain circumstances.
3. Credit Building
Like other credit cards, the Marvel credit card can be used to build up a credit score, which will be useful for securing access to other financial products in the future. Generally speaking, interested individuals can do so by making their payments on time while keeping their balances low.
4. Availability of Credit
Credit cards are similar to lines of credit in that they are a form of revolving credit. This means that credit card users can use up to their credit limit at a time of their choosing as well as a way of their choosing. Moreover, they have increased control over how they want to pay off the debt that they accumulate.
5. Six Card Designs
Some people might be interested in the Marvel credit card because it lets them choose a card design. Currently, there are six options. Four of these options are superheros - Black Panther, Iron Man, Spider-Man, and the Avengers. Meanwhile, the other two options are more subtle, with one being Captain America's shield and the other being superhero emblems.
6. No Annual Fee
The Marvel credit card has no annual fee, which should cut down on the overall costs of being a Marvel credit card user while putting fewer restrictions on how it should be used.
7. 3 Percent Cashback on Some Purchases
The single biggest upset to the Marvel credit card might be how it offers 3 percent cash back on purchases made via either Marvel.com, Marvel's official merchandise booths, or certain entertainment avenues. In other words, the Marvel credit card rewards people for being Marvel customers.
8. 1 Percent Cashback on Other Purchases
With that said, the Marvel credit card rewards people for making other purchases as well by offering a 1 percent cash back on those purchases.
9. $25 Statement Credit
People who make their first purchase using their Marvel credit card can expect a $25 statement credit on their credit card statement, which is not particularly great but still much better than nothing.
10. Marvel Special Offers
For people who buy a significant amount of Marvel merchandise, the Marvel credit card has even more upsides to it. One example is how it offers a 10 percent discount on purchases made at MarvelShop.com, while another example is how it offers special discounts on both Marvel Unlimited and Marvel digital comics. On top of this, the Marvel credit card even offers free shipping to the credit card user's home when they make online purchases from MarvelShop.com, though interested individuals will have to pay attention to when this is in effect because it is not something that is available on a constant basis but rather something that is available from time to time.
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Written by Garrett Parker
Read more posts by Garrett Parker