We are huge fans of cash back credit cards over here, and you should get on board with that. I mean, I don’t want to tell you what to do, but I’m right so you should. The Fidelity Rewards Visa Signature Card is one of my favorites to recommend at the moment, and you might wonder why. In fact, you might not have even heard of this card in the past, and that’s all right. There are a number of reasons that this is not one of the major players in the credit card game, but we don’t let those stop us from recommending this card to anyone who wants to earn some serious cash back and not worry about the silly things that often go along with cash back credit cards.
Remember, this might not be the card for you, but it might be the card for someone else. It’s our job to provide you with a comprehensive overview so that you can get the most out of your own cash back credit card. Let this card mark a major change in the game for you, and you’ll be thankful you did.
What We Love
There is a lot to love about this cash back credit card. In fact, there is so much to love about this card that we are finding it difficult to narrow down what we love the most so that we can capture your attention. I’m going to start with the rate of cash back. Unlike many other credit cards that offer you a rate of cash back that’s this much at this location and this much at that location, the Fidelity Rewards Visa Signature card makes earning cash back so much simpler. Every single dollar spent – no matter where you are spending those dollars – is worth 2% cash back. Now that is impressive.
It’s also a lot higher than most other cards. If you’re sitting here thinking that you can earn 3% cash back on up to so many dollars at the supermarket or gas station with another card and then 1% cash back when you reach the limit, you’re probably not all that accurate. Sure, earning 3% cash back on up to $6,000 worth of purchases is nice, but it’s a low limit and earning a solid 2% cash back on every single purchase no matter what is almost always more profitable.
What we love about that is that there are no categories, there are no limits, and you can spend as much as you want and still earn cash back. Another feature we are quite fond of is the fact that you’ll also earn points that never expire. This means you’ll get to keep spending, keep earning and hold onto those points as long as you want until you have reach a point level you feel is worth cashing in for, well, cash.
Now is probably a great time to mention there is no annual fee associated with this credit card, either. I’m not talking about just right now for that first year like so many other cards. I’m talking about forever. So long as you pay off your balance in full each month, this card is free of charge for you – it actually pays you.
What We Don’t Love
To be quite honest, there really is not anything on this list. We just have to throw it in there so that you don’t think we forgot to tell you that there are things about this card we don’t love. There is no annual fee, you earn a solid cash back percentage that makes life really much more enjoyable, and you get to do things like keep your points as long as you want until it’s time to cash them out and reap the benefits of cash back.
Other Things We Love
I know; I can’t stop raving. However, there is much to love about this card. One thing you can love about it is that it’s chip-enabled so your personal information is far more secure. You aren’t liable for any charges you did not create on your own with the zero fraud liability protection, and you can find discounts on shopping and travel when you take the time to buy both through the Fidelity portal. It’s really a great card to have, but you do have to make sure it’s the one you want. You can link it to your Fidelity accounts, link it to Apple Pay and so much more. Take a moment to consider this card for your own wallet as it is one we feel is more beneficial to most consumers than not. It might just make you rethink your current cash back credit card; this one is pretty profitable when it’s used correctly.