Gamers know that there’s only one brick and mortar place you could go to get the latest and the best in video games, and that place is GameStop. GameStop has been at the top of the industry since the 90s, and by the time the 2000s came, the company pretty much had the monopoly. The success of GameStop has evolved with the growth of the video game industry, and the company has also managed to keep up with all the changes that have happened within the industry in the last couple of decades. If you’re an avid gamer, you probably have spent some time at GameStop. You probably also know that GameStop offers a store credit card. Here are 10 benefits and reasons why you should have this credit card to feed your gaming habits.
1. Fair credit
You’ll only need a fair credit score in order to be approved for this card. A fair credit score could also mean that you only have limited credit. This is a great option for those who are currently working to increase their credit scores.
2. 5,000 points
This rewards card is never short on giving reward points away. When you make your first purchase with the GameStop credit card, you automatically get 5,000 points. 5,000 point is a great amount, and it’s a great way to begin your credit card journery.
3. Another 5,000 points
If the initial 5,000 points were not enough, you should know that the GameStop credit card will also reward you with another 5,000 points for every $250 you spend. That’s not a one-time thing. Every time you spend $250 on your credit card, you get 5,000. We’ve never heard of any other credit cards out there that are more generous than that.
4. Regular points
Apart from those bonus points, you obviously get regular points for your spending. As a matter of fact, you get 10 points for each dollar that you spend. That can rack up tremendous points. That amounts to 1000 points for every $100 spent, and we all know that spending $100 on video games is not hard to do.
5. Reward certificates
The rewards system for GameStop is fairly simple. You collect the points and then you exchange them for reward certificates that have equivalent monetary values. You can get your bonus points exchanged for certificates worth $5, $10, or $15 that can all go towards your next video game purchase.
6. Exclusive offers
Being a cardholder entitles you to other offers that wouldn’t be available to you otherwise. You’ll get notifications via your email regarding special offers that may come in the form of sales, discounts, special store events, and so on.
7. No annual fees
One of the best benefits of having the GameStop credit card is not having to deal with any annual fees. Some credit cards charge a ridiculous amount for annual fees, and you can be glad that you can use all your credit towards purchasing your favorite games rather than paying unnecessary dues.
8. No overlimit fees
Sometimes it just happens. You might go over your limit unknowingly. Fortunately, the GameStop credit card will not charge you a fee if you do happen to go over your credit limit. Just remember, though, to pay your monthly dues on time because you will get charged a late fee of $38 if you miss your due date.
9. Shopping anytime, anywhere
Your GameStop credit card is great when you’re shopping at the store, but you can also use this store card to do some video game shopping online. If you’re just not up to leaving your house or if you’re in the middle of some intense gaming, you can simply do your shopping online and use your credit card to purchase whatever you need to.
10. Deferred interest benefit
If you use it properly, the deferred interest option this credit card offers could be highly beneficial. As long as you pay off what you owe in the given amount of time, you can avoid paying for interest altogether. One of the best ways to do this is to pay off your full balance each month. If you do that, you’ll never have to pay interest as long as you have this credit card. The bank may also give you other financing options such as deferring interest for 6 months. This means that if you pay off your balance within 6 months, you wouldn’t have to pay for interest either.