Many people today know at least a little bit about computers and electronics. This is a statement that wasn’t true even just a decade ago. It’s clear that times have changed and that we are now within the Technological Age. It’s not unusual for people to want to have computers and other tech paraphernalia these days. Unfortunately, if you want the best and latest in tech, you’re going to have to pay top dollar for it. Newegg offers some of the best in tech and electronics, and to help you afford it all, the company offers the Newegg credit card. Here are 10 benefits you’ll have when you become a Newegg credit card holder.
1. No annual fee
It should be enough that you’re having to pay a good amount of money for electronics. An annual fee can be quite a nuisance; it’s great that the Newegg credit card will not charge you an annual fee ever. All your balance can be allocated for purchase.
2. No interest for purchase under $499
If you made a purchase that costs anywhere from $249 to $498.99, you automatically don’t have to pay interest as long as you pay off your entire balance within the first 6 months. It’s a good way to avoid any extra charges.
3. No interest for purchase more than $499
If you end up spending more than $499 in one Newegg shopping spree, you automatically qualify for an interest-free period of up to 12 months. You’ll have to pay it all off during that period, however, because you’ll end up paying for all the interest fees if you don’t. You can do this by paying the minimum monthly payment and adding extra payments on top of that to make sure everything is paid off within the year.
4. Online management
Since you can shop Newegg online, it only makes sense that you can mange your account online as well. Many credit card companies still leave this option out, but Newegg is in with the times. The benefits of online management means that you can check your balance and pay your monthly dues anytime you’d like. You can also review your orders or process returns online.
5. Easy application
To make it even easier for everyone, Newegg makes applying for the credit card faster than ever. You can even get a decision on your approval just a couple of minutes after you’ve applied. This eliminates having to wait by the post to see if you’ve gotten approved or not.
6. Exclusive offers
As a cardholder, you’ll be entitled to plenty of offers that are given exclusively to those who own the Newegg credit card. You may get some offers through the post, but majority of the time, you’ll need to check your inbox for more details.
7. Sale alerts
There’s nothing like rummaging through a good sale; It’s a good thing that Newegg has some of the best sales during the year. As a cardholder, you’ll be personally notified when there’s a large sale about to happen. You can be the first through the door each time there’s a sale.
8. FICO score access
It’s important to keep track of your credit health. Having access to your FICO score is a great way to monitor how your credit score is. Paying your monthly dues on time is one of the biggest determinants of how your credit score ultimately looks like. If you want a good credit score, pay your bills on time.
9. Special financing options
For select items, you can have zero percent interest for up to 18 months. That’s quite a long time, and if you’re going to make a big purchase, it might help if it’s in the special financing category. Not having to pay for interest on big-ticket item can become a big money saver.
10. Access to the best electronics
The bottom line is if you’re a Newegg credit card holder, you’ll have access to thousands of the best electronics products in the market. To be able to shop around without having to worry about finances definitely feels great. Having this access alone is one of the Newegg credit card’s best features.