10 Benefits of Having a Gap Credit Card

Hardly anyone uses cash as a mechanism of exchange when shopping and paying for services anymore. The use of paper checks linked to bank accounts is decreasing to the point of being obsolete. The digital-driven world in which we now live provides quick and easy forms of payment that is quicker and more convenience — not to mention safer. It appears almost every retailer has their own credit card right now, so the big three, Visa, Master Card, and American Express are not the only kids on the block. Even the clothing retailer the Gap has gotten in on the action. But if you know the game, it is not good enough to simply offer a credit card; the card must come with a certain number of benefits to be worth applying and using. So, does the Gap credit card offer unique benefits that will make you put away that Master Card when shopping at the Gap? We will let you decide. Here are 10 benefits associated with the Gap credit card.

1. Multiple Versions to Meet Different Needs

Life many cards that are out the now the GapCard comes in multiple versions, beginning with the basic version which can only be used in the Gap, Athleta, Old Navy, Banana Republic, and Intermix. You can also use it for online purchases.

2. Expanded Uses with the Visa-Affiliated GapCard

If you are looking for a card that you can use on purchases outside of the Gap and its affiliates, the Visa-affiliated GapCard is an option. The Visa-affiliated GapCard is a card that can be used anywhere that Visa is accepted.

3. Bonus Points and Rewards Program

A credit card has no appeal these days if it does not have some type of rewards program attached to it. Both the basic and the Visa-affiliated GapCard have rewards programs in which bonus points can be earned for purchases made. The basic card only offers bonus points for in-network purchases, but the Visa-affiliated card offers points on a wide array of purchase outside of the network.

4. Sign up Bonus

When you apply for a new card, upon approval, you will receive a 15 percent signup bonus with your first purchase of Gap-related merchandise. When you make purchases at Gap stores, you will accrue bonus points at a rate of five points for each dollar you spend. Visa related purchase spend on non-Gap products will accrue one point for each dollar spent.

5. Built-in Discounts at Gap

Cardholders receive a built-in five percent discount on purchases made at Gap stores. The discount is applied at the time of purchase, and it is easy to track.

6. Automatic Upgrades

What would a credit card system be without an upgrade from the basic issue to a silver or gold card? The Gap has made it easy for customers to upgrade cards when they qualify. Any customer who earns a minimum of 5,000 bonus points in a year will automatically be upgraded to silver status. Earning silver status could mean as much as a 20 percent discount on qualified purchases.

7. Free Online Shipping

For those customers who earn silver status, free online shipping comes as an ancillary benefit. One of the few complaints that online shoppers have is the cost of shipping and how it impacts the overall savings. This neat little element associated with the GapCard helps to mitigate shipping costs.

8. Birthday Bonus Offers

One neat bonus is that the Gap wants to participate in your birthday celebration. Every cardholder of the GapCard will receive a 10 percent discount on purchases made on their birthday. This discount may be limited when it comes to being used in conjunction with other discounts.

9. Who Benefits the Most?

The people who this card will benefit the most are people who actually shop at the Gap on a regular basis. It is good for parents who depend on the Gap for much of their children’s school clothing. These benefits escalate once a cardholder achieves silver status.

10. Simple and Easy Points Redemption

There is nothing more frustrating than having to jump through hoops to redeem rewards points that you have earned. The bonus points earned with the GapCard can easily be redeemed at a rate of $5 for ever 500 points earned.



Add Comment

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Mukesh Ambani
The 10 Richest Indian Billionaires
Bob Wheeler
10 Things You Didn’t Know about Bob Wheeler
Alison Rose
10 Things You Didn’t Know about Natwest CEO Alison Rose
Crowdfunding
10 Tips for Crowdfunding During a Pandemic
The Reason Why The Wealthy Don’t Invest in Index Funds
Why a Company Offers a Special Dividend and What It Is
Stocks
Should Investors Ever Consider a One Stock Retirement Plan?
Dividends
What is the Dividend Tax Rate for 2020?
Sumahan on the Water
The 10 Best Places to Stay in Istanbul
Topkapi Palace
The 20 Best Things to Do in Istanbul for First Timers
Hanoi
All of the Amazing Beaches You Can Visit in Hanoi
Relax at West Lake
The 20 Best Things to do in Hanoi, Vietnam for First Time
Used Lamborghini Jalpa 4
How To Find A Quality Used Lamborghini Jalpa For Sale
The 2021 Lamborghini Essenza SCV12: A Track Powerhouse
2014 Lamborghini Aventador
The Five Most Popular Lamborghini Colors
The History and Story Behind the Honda Logo
Hulk Rolex
What is the Hulk Rolex and Is it Worth It?
Rolex
The Buyer’s Guide to Getting a Used Rolex
Citizen Eco Drive
Do Citizen Eco Drive Watches Need New Batteries?
Norqain Independence 20 Limited Edition
A Closer Look at the Norqain Independence 20 Limited Edition
How Rowan Atkinson Achieved a Net Worth of $150 Million
Topher Grace
How Topher Grace Achieved a Net Worth of $14 Million
Blake Lively
How Blake LIvely Achieved a Net Worth of $30 Million
Tyler Blevins
How Tyler Blevins Achieved a Net Worth of $25 Million