Comenity Bank is the sponsor of the Peebles credit card, giving users a financial anchor and getting added flexibility when shopping at Peebles or many of the other stores where the Peebles card is accepted. There are a number of benefits to applying for and being accepted by Peebles. Here are some of the greatest benefits.
1. The card is not limited to only Peebles stores.
Many store cards limit you to shopping at their store, keeping you from making better purchasing decisions. The Peebles credit card can be used at a number of different stores, including Stage, Palais Royal, Goody’s Physical, and Bealls. You can also use the card to do your online shopping at these same stores.
2. You get 2 personal sales days each year.
These sales days allow you to take advantage of a number of deals unavailable to the general public. Discounts can get as high as 50 percent or more, so you should plan your shopping trips to take maximum advantage of these two days. At other times during the year you will get advance notice of upcoming sales, so you can build your shopping strategy throughout the year.
3. There is free shipping when you use your card for online purchases.
Shipping costs can mount up through the year, but especially during the crunch times like the end of year holiday shopping season. Instead of worrying about availability or stretching your gift giving budget beyond its means, you can simply do all your shopping from home and have it delivered virtually anywhere for free.
4. Reward certificates are not just a once a year thing.
While the standard reward program gives you a $10 gift certificate for every $250 you spend, the gift certificates also come to you during other times of the year. You can expect one on your birthday for $10 and another one around at Christmas time. The Christmas bonus can vary from year to year, no doubt because they want it to be a surprise to you!
5. There is no annual fee to have the card.
Whether you get a general type of credit card or a store card, an annual fee can definitely add up over time since it is charged directly to your card. On a per month basis, the card can add anywhere between $2 and $3 a month to your balance on average, reducing your available credit a little at a time. The Peebles card frees you from that worry.
6. You have the opportunity to move up to a Platinum level card.
Some of the benefits increase in value once you qualify for the Platinum level card. One example is seeing your birthday bonus double, from $10 to $20. Coupons will find their way to your door more often, and available discounts are likely to be higher. Even Amazon.com locks most users into a stagnant rewards program, unless you are willing to spend an extra $129 a year for added benefits. That amounts to what is really an annual fee on the card.
7. You can have the added convenience of making payments online.
Because the Peebles credit card is connected to Comenity Bank, you don’t have to worry about running to the store at the last minute before it closes to pay your monthly bill on time. That includes having you check getting lost in the mail and having to wait a month before everything is resolved. Simply register for an online account using your credit card number and you will be ready to go in minutes.
8. Monthly statements are available in the mail on paper or online.
Some people prefer paper because it helps them keep track of everything and it is right in front of them every month. While online payments are great, getting a physical reminder to pay your bill every month is equally beneficial.
9. Money saving coupons are sent to you throughout the year.
You can expect to see savings in your mailbox about once every other month to take advantage of not yet advertised sales and to make the best use of your Peebles card. Be sure to check the dates the coupons are valid for so you won’t forget to use them.
10. Free gift wrapping all throughout the year.
This one of those simple, yet nice benefits that comes in handy when you are hassled with 100 other things to get done on your to-do list. This applies to both in-store and online purchases, so no matter where you are you can select your gift, place your order, and leave the rest to Peebles.
Written by Garrett Parker
Read more posts by Garrett Parker