10 Benefits of Having a Furniture Row Credit Card

If you live in an area where there is a Furniture Row store near your home, you might want to consider getting a credit card from the store. Of course, cardholders have the chance to purchase furniture they can bring home the same day and then pay for it over time, but that’s far from the only benefit. If you want to know more about the perks of having this card in your wallet, look at the 10 benefits below.

1. You can get approved instantly

If you want to get approved quickly, all you really need to do is go on the store’s website and apply for a card. You can get approved instantly, and once approved, you have the chance to start shopping right away. That’s right, you don’t have to wait for your card to come in the mail.

2. Keep up with your statement online

People seem to have less time today than they ever have before. There is always something that needs to be done or somewhere to go. That means you need to be able to look at your statement when it’s convenient for you, not the company. That’s exactly what you get here, because you can look at everything online, any time you choose to.

3. Pay your bill online

You can pay your bill online, too. There’s no more hassle involved with sending things in the mail or dealing with that dreaded automated call system to pay your bill on the phone.

4. Set up your account to receive alerts via email

If someone else gets a hold of your credit card information, you need to know it as soon as possible. This card lets you set up email alerts so you know when a charge has been made to your account. This gives you more control over the way you choose to manage your card.

5. Get important information about your account any time

If you need more in-depth information, you can always access every aspect of your account online. Find out what your balance is, how much you owe, and use the information you find to devise a plan to pay things off early if you want to. If you still need more help, you can always speak with one of the company’s friendly representatives.

6. Look at all of your recent transactions

One of the great things about having this card is that you have the chance to look at all of your recent transactions, so there’s never any question about the status of your account.

7. Get regular credit line increases

As long as you manage your credit card account responsibly, you can apply for credit line increases that reflect your payment history. In some cases, you can even get automatic increases from time to time.

8. Use your card at any Furniture Row store in the country

Any time you’re close to a Furniture Row store, you can use your credit card. You can also use it to shop online whenever you want.

9. Get special discounts

Furniture Row gives you the chance to take advantage of a number of special discounts each and every year. These are discounts that are only available to cardholders, so you can really get some great deals by merely having the card in your wallet.

10. Enjoy perks for customers only

The store has different promotions throughout the year and they often provide additional perks to those who already do business with them on a routine basis. One way to access those perks is to have a credit card. Depending on the promotion that’s going on at the time, there’s no telling what products you might have access to, not to mention the discounts that might be available.

Granted, anyone who decides to apply for a credit card has to be careful about the ones they eventually decide to keep for themselves. After all, credit card debt is one of the biggest problems in the United States, and it usually is directly related to having too many credit card accounts that are in use at one time. In short, it’s important to be discerning about the cards you apply for and utilize. This is a card that offers some genuine benefits that you might find with other companies.

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