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10 Benefits of Having a Lane Bryant Credit Card

Lane Bryant is one of the numerous retailers out there that issues credit cards to interested individuals in collaboration with a partner in the financial services sector. With that said, a Lane Bryant credit card can't be used outside a limited selection of retailers, which is something that interested individuals will want to take into consideration when looking it over. Here are 10 benefits of having a Lane Bryant credit card:

1. Convenience

First and perhaps foremost, credit cards are convenient in a way that other methods of payment can't match. After all, interested individuals don't have to do more than carry a standard-sized card with them, which takes up much less space than cash while being much more convenient than other payment methods. Granted, a Lane Bryant credit card isn't quite as convenient as most credit cards in that it is limited in the places where it can be used, but it is still an upside for it.

2. Security

Of course, credit cards come with a lot of security measures, with a Lane Bryant credit card being no exception to this rule. On top of that, since a Lane Bryant credit card is limited in where it can be used, that hinders the chances of it being misused should it become either lost or stolen.

3. Availability of Funds

Credit cards are borrowed funds. However, what stands out the most is that credit cards offer borrowed funds that can be had in an instant. Considering the sheer amount of paperwork that is required for some of the different forms of credit that can be found out there, this is a significant advantage.

4. Usable at Cacique and Catherines

Primarily, a Lane Bryant credit card is supposed to be used as Lane Bryant. However, it is important to note that it can be used at both Cacique and Catherines as well. Moreover, it can be used at either the online or the offline stores, which should come as welcome news to people who are interested in their products but might find it inconvenient to head out to one of their physical locations.

5. No Annual Fee

One of the most notable upsides to the Lane Bryant credit card is the fact that there is no annual fee. This way, its users won't have to make use of their credit card on a regular basis to make having it worthwhile for them in a financial sense. Instead, they can choose to use their Lane Bryant credit cards when it makes the most sense for them.

6. Rewards

Primarily, the Lane Bryant credit card is supposed to be used at Lane Bryant, so it should come as no surprise to learn that it offers 2 points per $1 of spending at either Lane Bryant or Cacique. Meanwhile, making purchases at Catherines will provide a less rewarding 1 point per $1 of spending. Each time that someone builds up 400 points, they can expect a credit of $10.

7. $20 Off on First Purchase

Speaking of which, the Lane Bryant credit card incentivizes the user to spend by offering a $20 discount on their first purchase made using it. It is not the most spectacular introductory offer that can be found out there, but it is still something.

8. Special Offers

Cardholders can expect some bonuses with their Lane Bryant credit cards. One example consists of special offers that are available in each month, which can help them collect more reward points. Another example consists of birthday gifts.

9. 60 Days of Returns Under Certain Circumstances

On a related note, a Lane Bryant credit cardholder enjoys 60 days of returns, which can be quite convenient. However, this is only true so long as they remember to hold onto their receipts, which tends to be a good idea whenever people make a purchase of significant size as a just in case precaution.

10. Can Upgrade Status

Finally, a Lane Bryant credit cardholder can expect upgrades to their status by spending enough on their credit card. In short, it is Premier status for spending $400 and then Platinum status for spending $800. Of course, these status changes can come with further benefits, which is why interested individuals will want to look into them to see whether they can benefit by making more use of them.

Garrett Parker

Written by Garrett Parker

Garrett by trade is a personal finance freelance writer and journalist. With over 10 years experience he's covered businesses, CEOs, and investments. However he does like to take on other topics involving some of his personal interests like automobiles, future technologies, and anything else that could change the world.

Read more posts by Garrett Parker

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