Moving to Florida can be a great option for many people, particularly those who make good money. That's because the richest cities in Florida require a high-earning income and the ability to buy expensive properties. Many not only overlook gorgeous rural areas, like forests, but also have beautiful beach-front access that provides unique places to hang out.
If you're looking for that kind of living destination, here are the 20 richest cities in Florida. We'll highlight what makes each of these cities interesting, including how much the median home income is in each city. When possible, we'll discuss things like population density and other amenities common in the area. That should give you more than enough information to decide if these are the right places for you to live.
20. Key Largo: $58,139
Beyond being a catchy hook in an infamous Beach Boys song, Key Largo is one of the most well-known Keys in Florida. It is the first you reach when leaving the mainland, which makes it one of the most popular destinations in the region.
Key Largo is known for its beautiful reefs and fantastic snorkeling regions. With a population of just 10,500, most residents focus on the bustling tourist trade in the region. That brings down the median salary slightly for this area.
19. Marco Island: $59,670
As part of the Naples-Marco Island metropolitan area, Marco Island has a fairly small population of just 16,500. Like many low-density areas, it has a higher median income and is the largest of the Ten Thousand Islands in the Gulf of Mexico.
Interestingly, it is also the home of one of the oldest ferry services, as it began in 1912. However, bridges have eliminated some of these services. That said, residents still enjoy an occasional ferry ride simply for nostalgic purposes.
18. Key West: $62,052
Key West is best known as the most southern part of the United States and is one of the most densely populated areas in Florida. Though it has just 25,000 residents, it is very small at just four miles long and one mile wide. This gives it a very dense population of well-connected residents.
Like most of the keys, Key West thrives on tourist money. It is often the summer home of many rich people, which is a big reason why its real estate prices are so high. Most of the residents focus on the tourist trade, which balances the median home value a little between the higher-earning people who live there.
17. Surfside $72,266
Surfice is another resort town in southern Florida that provides a popular tourist destination for many people. With a tiny population of just 5,600 people driving up its median income value, it provides plenty of amenities for residents and visitors, including surfing and shopping. Many of these shopping regions are region-specific for unique purchase choices.
There are also multiple beaches throughout the area where you can swim, hang out, have a picnic, and much more. Though it's somewhat more affordable than other regions in the area, its real estate prices are still fairly high. That can make it a somewhat hard place for some to relocate.
16. Neptune Beach: $95,000
Neptune Beach is a quiet and cozy beach community not far from Atlantic Beach and Jacksonville Beach. That gives it access to the amenities of these areas, including cycling and beach destinations. Many residents are seasonal, meaning them come and go with winter.
Neptune Beach has a fairly small population with an open and friendly populace. Visitors are common, particularly people interested in rail history. It was once a train station destination, which gave it its unique name.
15. Jacksonville Beach: $96,000
One common thread you've probably noticed already is how many of the richest cities in Florida are right on the coast. That's not a mistake. Atlantic Coastal property is in high demand and incredibly expensive. As a result, places like Jacksonville Beach often attract high-earning individuals.
Jacksonville Beach has a fairly small community of just 23,000 people. That gives this town a more comfortable and relaxing environment. It is considered one of the most walkable cities in Florida, which makes it great for young people who love riding bikes. It is also a popular retirement community for older residents in Florida and outside.
14. Coral Gables: $103,000
Coral Gables mostly includes residential neighborhoods and a very low crime rate. Probably best known as the home of the University of Miami, Coral Gables features plenty of job opportunities and living environments for students and families.
Beyond the university, Coral Gables has a gorgeous planned design based on Mediterranean concepts, including unique architecture and strict zoning rules. That makes it harder for some to settle here, though it is a popular option for many high-earning individuals. It is also a common spot for people who love learning more about design history throughout the state.
13. Longboat Key: $108,000
Longboat Key is another city near the Gulf of Mexico that features beautiful palm streets and gorgeous sandy beaches. Located not far from Sarasota and Manatee Counties, it provides visitors and residents with plenty of fun activities.
These include things like fantastic restaurants and shopping options. Many people flock to this area for its food, which includes multiple ethnic options like Cuban, Mexican, Chinese, and much more. There are also affordable hotels throughout this area, which makes it a great place to visit if you enjoy Florida.
12. Weston: $113,048
Weston is often considered one of the safest cities in Florida and has very little crime throughout its population. Weston's population of just over 67,000 people are mostly affluent and successful people who maintain a tight community. That helps provide a somewhat small-town feel that belies its high-earning nature.
Just as importantly, Weston is celebrated for its unique architectural designs, which combine multiple styles into one coherent whole. That makes it a great option for people looking to settle in a unique area with beautiful buildings.
11. Naples: $118,000
Naples is one of the more inviting high-end places in Florida and is one of the most popular homes of millionaires in the state. Its proximity to the Gulf of Mexico makes it a popular tourist destination, and visitors are welcomed with great shopping, restaurant, and sports options.
Naples also has a low crime rate and a high-quality educational system, which makes it a great place to relocate if you can afford it. Visitors also get access to multiple well-maintained public areas, including beaches where residents and guests meet regularly.
10. Palmetto Bay: $123,000
Palmetto Bay is known for its fairly small community of just 24,000 people. That gives it a fairly modest feel that includes gorgeous rural landscapes and much more. Located directly on the ocean, Palmetto Bay has amazing views and high-quality amenities.
With its residents mostly being high-earning individuals, many of these amenities are of the best type. They include multiple hiking trails, well-maintained beaches, and much more. Visitors are welcome, particularly in the city's small, but engaging, downtown area.
9. Miami Shores: $125,000
Miami Shores is a bedroom community just outside of Miami. As a bedroom community, it provides a comfortable living environment for the higher-earning individuals in Miami. It is also a popular retirement community, which helps raise its value further.
What is interesting about Miami Shores is that it is one of the few cities on this list that includes multi-unit properties. Many of the richest cities in Florida have only single-family homes or more limited real estate options. Apartments and condos make it easier for people to relocate to this area.
8. Southwest Ranches: $133,000
Technically part of the Miami metropolitan area, Southwest Ranches has a very desirable location due to being close to the Everglades. It is also one of the most beautiful of all the cities on this list, with plenty of amazing trails and other amenities.
For example, residents often hike and bike along the many trails dotting the community. However, horses are also very common on these trails. Southwest Ranches is also a fairly low-density area, providing plenty of opportunities to meet neighbors and other visitors who flock to the region regularly.
7. Parkland: $159,000
Parkland is often a popular destination for high-earning families who want a great education for their children. Its schools are often heavily praised and voted among the best in the state. Its also not far from the highways, which makes it easy to travel around the state.
Even better, the city is designed to have a very appealing and low-key environment. Unlike some other cities on this list, Parkland is fairly natural and rural in design, while also having the amenities of a bigger city not far away.
6. Pinecrest: $164,000
Pinecrest is not far from nearby Miami but is a much different town than that bustling metropolis. Made up primarily of tree-lined streets with large estates, it is a surprisingly suburban area with a touch of rural elements that make it a great place to live.
Like most of the richest cities in Florida, Pinecrest has limited real estate options and a low population density. Furthermore, Pinecrest is often considered one of the calmest and most relaxing places to live in Florida and is a common retirement option.
5. Key Biscayne: $166,000
Key Biscayne is one of the many Florida Keys that provide a popular destination for many visitors. As a barrier island, it has limited real estate options that attract only the richest people. Key Biscayne is also one of the most beautiful of all the Key islands.
It includes a tropical forest, beaches, mangroves, multiple parks, and much more. Fascinatingly, there is an underwater archaeological trail that you can explore while snorkeling, providing visitors with plenty of fun activities.
4. Palm Beach: $169,000
Palm Beach is consistently voted one of the richest cities in Florida for several reasons. First of all, it is separated from the mainland by a lagoon, which means its real estate is expensive and only affordable to richer individuals. As a result, it has a large volume of high-priced amenities.
Furthermore, Palm Beach is well known as a tourist destination, particularly for golfers. It hosts several golfing tournaments but is also home to various activities like boating and snorkeling. That makes Palm Beach a high-volume tourist destination.
3. Golden Beach: $193,000
Golden Beach is well-named because it is one of the richest cities in Florida. It exists along a mile-long stretch in Miami-Dade County. Running alongside the Atlantic Ocean and Intercoastal Waterway, it has plenty of waterfront property that attracts the rich set.
Interestingly, Golden Beach has forbidden commercial and high-rise developments and is made up strictly of single-family homes. However, there is a gorgeous beach park where many people host parties and other events.
2. Manalapan: $201,000
Manalapan is located in Palm Beach County and has a very small population of just 400 people. However, almost all of those people have a high-earning income. As one of the most secluded areas on our list, it's still not far from Miami and other areas.
That makes it a great option for people with high incomes. That said, it is very hard to find real estate here. Though it is a low-density area, the real estate prices are incredibly high and most people hold onto their property for years.
1. Fisher Island: $227,000
Fisher Island might not be on most people's Florida maps, but it tops our list for the richest cities in Florida. It has fantastically beautiful real estate and amazing beaches that make it a popular destination for many celebrities and the very rich of the world.
In fact, Fisher Island is also one of the smaller cities on the list and has only 700 families. People visiting have to take a ferry to get to the island due to its location. This small size and its prime real estate heavily increase its median worth and make it the richest city in Florida.
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Written by Lily Wordsmith
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