10 Benefits of Having a Woman Within Credit Card

The competitive nature of the credit card industry has led to some very creative presentations by banks that issue credit cards. For consumers who are into rewards programs, discount shopping, and convenience, there is likely a credit card suited for you. When looking for the right credit card, the goal is to find the benefits that you like the most under the best possible terms. In order to do this, you need to be familiar with what to look for and what to avoid. In this article, we will highly 10 benefits of acquiring a Woman Within Credit card. The key is to identify perks that will suit you based on how you would use the card.

1. $20 Dollar Value on First Billing Statement

While $20 dollars may not seem like a lot, it is a part of the accumulative impact of having this card. The issuers will give immediate savings on the initial order placed, but $10 dollars as a bonus reward. Both of these bonuses will be reflected in the initial statement.

2. Double Points

When it comes to rewards cards that award points, the double point feature is always appreciated by cardholders. With the Woman Within credit card, you will receive two points for every dollar that you spend on any items sold by the full beauty brands.

3. Low Reward Redemption Threshold

One complaint by cardholders is that they have to reach a high threshold in order to redeem their points. With as few as 400 points, which is not that hard to amass, you can receive a $10 reward certificate. Another bonus benefit is the 90-days same as cash feature that is offered by the card. You can make purchases now and not have to pay for up to 90 days. It is important to read the terms to understand just how this works.

4. Birthday Rewards

Who does not like receiving gifts on their birthday. And if you are a shopper, there is nothing like being appreciated by retailers on your favorite day. You can receive up to 20 percent off on purchases made during your birthday month. That’s right, not just on your birthday, but for the entire month.

5. Quarterly Free-Shipping Bonus

Once each quarter you will receive a free shipping offer for any purchases made over $75. This is great because you can schedule purchases based on the free shipping offer. The higher the purchase amount, the higher the shipping cost, so this can come in handy.

6. Maximum Late Fee

While the goal is to always pay your credit card bill on time, things do happen. With some cards, the lates fees just keep piling up until you pay. With the Women Within credit card, there is a maximum late fee charge of $38. Some cards allow fees to move past the $100 mark.

7. 25-Day Grace Period

Once again, things don’t always go the way that we would like for them to go, so the Woman Within credit card offers a 25 day grace period before any penalties and fees are applied. That is substantial considering that some cards only offer a seven to the 10-day grace period.

8. No Cash Advance Fee

Any time you can avoid paying normal fees, you are winning in the credit card game. Add-on fees for ancillary services are how most banks make their money on credit cards. This card does not charge a fee for cash advances, which is another way that it saves your money.

9. No Foreign Transaction Fees

Many credit card banks will charge a foreign transaction fee when purchases are made out of the native country. These fees can add up quickly. So having a card that does not charge these types of fees is a plus, especially if you tend to buy online from companies that are shipping from outside of the U.S.

10. Smart Chip Technology

Identity theft is on the rise and these criminals become increasingly creative with every passing year. Credit card issuers are constantly looking for ways to prevent credit card fraud and identity theft. One way that banks are tightening up security is the through issuing cards with smart chips. The company also monitors your account to check for suspicious activity. If they discover purchases that seem out of character with your purchasing pattern they will contact you.


Add Comment

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Glovo
20 Things You Didn’t Know About Glovo
Grammarly
20 Things You Didn’t Know About Grammarly
Julian Teicke
20 Things You Didn’t Know About Julian Teicke
Insurance
20 Things You Didn’t Know About Next Insurance
McDonalds
10 Stocks to Consider if you Like McDonald’s
Nintendo
10 Stocks to Consider if You Like Nintendo
Nike
10 Stocks to Buy That are Like Nike but Cheaper
Home Depot
10 Stocks to Consider if You Like Home Depot
Darmstadt
The 20 Best Places to Live in Germany
Dar es Salaam- Tanzania
The 20 Best Places to Live in Africa
Bar Harbor, ME
The 20 Best Places to Live in the Northeast
Phoenix Neighborhoods
The 20 Best Places to Live in Phoenix Arizona
Hong Kong Restaurant
The 10 Best Seafood Restaurants in Berkeley, CA
The Prince Sakura Tower
The 20 Best Hotels in Tokyo
Palmers Fresh Seafood
The 10 Best Seafood Restaurants in Lexington, KY
Boardwalk Resort Aruba
The 20 Best Hotels in Aruba
Everything We Know About Aston Martin’s Limited Edition V12 Speedster So Far
2020 Lamborghini Huracan EVO
10 Things You Didn’t Know About The Lamborghini Huracan EVO
Ford Mustang Mach-E
20 Things You Didn’t Know About the Ford Mustang Mach-E
Mercedes-Benz Vision AVTR
The Mercedes-Benz Vision AVTR concept
Fossil Q Control
10 Best Fossil Smart Watches Money Can Buy
Stowa Prodiver Lime and Orange
The 20 Best Stowa Watches of All-Time
Spinnaker Hull California Automatic Black Tan
The 20 Best Spinnaker Watches of All-Time
Mido Multifort Automatic Anthracite Dial
The 20 Best Mido Watches of All-Time