If you’re a Harley Davidson kind of person, you probably think there’s no other way to represent your loyalty to the brand apart from cruising the asphalt with your most beloved Harley. While that may be true in most respects, you should know that there’s another way you can show that you’re a Harley Davidson fan off the road and even if you’re not a motorist yourself. There is a Harley Davidson credit card that can match your personality and your ride, and much like any other credit card, it has plenty of benefits to keep you satisfied. Here are 10 benefits of having a Harley Davidson Credit Card.
1. Two cards
Harley Davidson offers two different credit cards: the Visa Signature and the High Performance card. If you don’t qualify for the Visa Signature card, you’ll then be considered for the High Performance card. Either way, you’ll have great options and features with the cards.
2. Points equivalent
The reward system is fairly simple. You collect points on the purchases that you make, and the amount of points will depend on the type of purchase. When you’ve collected enough points, 2,500 to be exact, you can then exchange your points for $25 worth of credit redeemable at the Harley Davidson store online or any other partners or dealerships.
3. No annual fees
There are tons of credit card options out there, and they’re not all the same. There are plenty of cards out there that charge an annual fee for usage. The Harley Davidson credit card is the exact opposite, as it has no annual fee whatsoever. There’s absolutely no need to pay for anything else apart from what you’re spending on your credit card.
4. Credit score
Having a Harley Davidson credit card gives you access to your VantageScore credit score at absolutely zero cost to you. It’s very important for you to be able to have access to your credit score at all times simply for monitoring purpose, and monitoring your credit score is the best way to make sure that it’s healthy and right where it should be.
5. Bill pay
You can use the Harley Davidson credit card to pay for your bills, and you can even set it up so that your bills are paid automatically with its Automatic Bill Pay feature. It’s smart to use this credit card for your bills because you can collect points while you’re at it.
6. Roadside assistance
If you have the Harley Davidson credit card, you are eligible for roadside assistance anytime you might need it. You even have automatic coverage for car rentals with their Auto Rental Collision Damage Waiver program. It’s a peace of mind like nothing else that you can have by simply carrying your credit card around.
7. Travel benefits
The credit card also features some travel assistance benefits in cases of emergencies and accidents while traveling. You can even be eligible for reimbursement on luggage you might have lost during your travels. It’s another way to keep your mind at ease so you can enjoy visiting different parts of the world or even visiting areas close to your home.
8. Fraud liability
With the Harley Davidson credit card, you’ll never have to worry about losing money from fraud with the Zero Fraud liability program. This is especially useful in today’s age when credit card theft and identity theft has become prevalent. Sometimes, even the most careful measures aren’t enough against fraud, but Harley Davidson makes sure that it offers you protection no matter what.
9. Hotel theft
Anytime you’re staying at a hotel, you can have feel more secured with the safety of your belongings and prized possessions with the Harley Davidson credit card. The card features protection from hotel theft through their travel assistance program, and this benefit is something that you don’t see in many other credit cards out there.
This is perhaps one of the most unique benefits of having a Harley Davidson credit card. Each time you swipe your card or use it online, you’re automatically entered into their free ride sweepstakes. You get a chance to win a new Harley Davidson motorcycle every time you use your card. If that’s not motivation enough to use this card, we’re not sure what will be.